Obtaining an Unsecured Home Improvement Loan with the Help of Personal Lending Group is easy

We can connect you with the best lenders offering the lowest rates for your home improvement project. What’s not always so easy is determining what home improvement projects add the most value. Some home improvement projects seem like a good idea at first but in the long run won’t add enough resale value to your home to make the investment worthwhile, should you ever want to sell.

Here are the five major home improvement projects, defined as costing at least $10,000, that will come the closest to paying for themselves, followed by the five projects that offered the lowest returns on investment, according to Remodeling Magazine’s 2014 Cost vs. Value Report:

THE BEST:

  1. Attic bedroom – Average cost: $49,438. Resale value increase: $41,656. Recouped investment: 84.3 percent.

This would include converting unfinished attic space to a new 15-by-15-foot bedroom and a 5-by-7-foot bathroom with shower, extending HVAC to the new space, adding four new windows and a dormer. If you need advice or professional assistance when it comes to window installation, Total Roofing & Reconstruction is a great choice.

  1. Minor kitchen remodel – Average cost: $18,856. Resale value increase: $15,585. Recouped investment: 82.7 percent.

Read more

TorOption: Binary Options Simplify Trading Financial Markets

When it comes to trading, there are many asset classes to trade. These include stocks, bonds, options, futures, commodities, foreign exchange (forex), and others. There are also many ways to enter trades. You can buy or sell stocks, or call and put options on them. With foreign exchange trading, you can buy it at spot, get a futures contract, or an option on futures. Doing it all from a single account is not that common. For example, a typical online broker will offer its clients an opportunity to trade stocks and options. But not foreign exchange and commodities. On the other hand, a forex broker will not offer stock trading. In addition, applying various ways to enter trades (such as … Read more

Buy A Certified iPad From Gazelle This Christmas

Enter to win an Apple iPad3

The holidays may be over a month away, but hopefully, you have already started thinking about what gifts you will give your family and friends this year. Well, if you need some inspiration, what about an iPad? You may start thinking that an iPad seems like a mighty expensive gift, but it might be well within your budget if you purchase a Certified pre-owned iPad from a company like Gazelle. Sure, a brand-new iPad might cost a pretty penny, but if you purchase a Certified iPad, you’ll find such a gift quite affordable. A Gazelle Certified iPad has undergone an extensive, in-depth 30+-point inspection process to ensure its quality. Plus, to ensure you and the iPad’s new owner are 100% satisfied, Gazelle also offers a 30-day … Read more

Things to Consider When Buying a Flipped House

What to consider when buying a flipped house

What to consider when buying a flipped houseProperty flipping — where people invest in buying a home only to fix up problems and quickly resell at a profit — is a healthy business practice, but one that is open to potential for abuse. 

Many flippers attempt to push properties that they haven’t done much work on. Often, they consider it adequate to slap on a coat of paint in a few easy-to-notice places, add a new refrigerator and stove to the kitchen, polish the floors, and sell on an inflated price. In many cases, flippers work actively to hide problems under attractive cosmetic touches.

If you’re buying a home, then, you need to be especially careful when you look at buying a flipped house. To do this, though, you would first need to know how to tell a flipped unit apart from a regular one.

Things to Consider When Buying a Flipped House

Try to investigate the sellers 

You can tell if home is a flip by checking with the Land Registry for its sale history. If it sold only a few months ago and is now on the market again, it’s probably being flipped.

You can look up information about the person who holds the property now and look up what other properties they may have flipped. If you speak to those buyers about their satisfaction level with their purchase, you’ll know how trustworthy the flipper is when you are buying a flipped house.

Make sure that all work was properly done

A home inspection by a qualified inspector is especially important for properties that have been flipped. Since flippers are not necessarily emotionally invested in their property, they will often attempt to get away with poor quality work.

It is important to bring a licensed, insured and accredited inspector in to look for problems, and recommend courses of action. Should the inspector uncover problems of a serious nature, you need to ask the seller for a fix, or for a discount on the asking price of the house to pay for the repairs.

Read more

You’re Wasting Money Investing in Stocks

You're Wasting Money Investing In Stocks

There is a right way and a wrong way to begin investing in stocks. But sometimes new investors have to learn the hard way. A coworker recently talked to me about investing in stocks for the first time. He was proud of himself for finally taking the plunge into the market to buy a few shares. And, then I asked him what he had bought. He said that he had bought a couple of shares of Ford Motor Company (Stock Symbol: F). He also bought a few shares of some other well-known blue chip stocks like General Electric, Dow Chemical, Walt Disney, Coca-Cola, Dr. Pepper Snapple Group, and others. These are some great companies and a few that I own … Read more