Investing Archives

Separating Finances When You Are Separating

The following is a guest post by Angie Picardo, a staff writer for NerdWallet, a personal finance website dedicated to helping consumers. If you would like to write an article for Money Q&A, please visit our Guest Posting Guidelines page. Today, it is almost rare to know people who’ve never been divorced. However, just because we are more familiar with divorce does not mean we are well equipped to handle divorce finances. How can those separating separate finances in a healthy, respectful, and responsible way? Here are some key steps to consider. First of all, keeping emotions from influencing financial decisions is an important first step. Of course, while this may sound like a “duh,” many people know what can happen in the heat of … Read more

Property Investment Tips for First-Time Buyers

by Hank Coleman

Purchasing real estate for the first time is both exciting and potentially anxiety-producing, particularly when looking at it from a property investment tips and perspective. Yet with a combination of preparation and research, you can gain the confidence you need to make a sound financial decision. Property Investment Tips for First-Time Buyers Get Educated First-timers often feel overwhelmed when it comes to purchasing property, particularly if you have no prior knowledge of the booming Australian real estate market. Our online learning center is a great place to brush up on the latest home loan news and eligibility requirements. You can also complete a beginning real estate investment course online, and search for E-books and other printed materials to expand your … Read more

Where Should A New Investor Put $1,000 To Work In The Market?

by Hank Coleman

I asked 12 of the best personal finance bloggers and money experts the best way to invest money to get an idea of where to start investing. “What is the best way to invest money for a brand new investor? Where should a brand new investor put $1,000 to work in the market?” And, I was not disappointed by their answers. Here are what they said… The Best Way to Invest Money for a New Stock Investor J Money from Budgets Are Sexy – It’s always hard to advise someone the best way to invest money without knowing them at all or their comfortableness with risk, etc, but I know for me (a riskier type of guy) I enjoy investing in stocks … Read more

Three Tips for Making Extra Cash If You Don’t Have Time

by Guest Contributor

Time and money go hand in hand especially if you want to make money. Quick loans are being used as the top way to have the financial platform in order to be successful. Anyone who wants to earn extra money needs to think about how they will achieve this and specifically how much time do they have to achieve it. If you are one of the many people who do not have a lot of money at your disposal to make extra money, take a look at the top tips below on how to achieve a cash pile: Step 1: Devote weekends While it may be tempting to go out with your friends a lot on the weekends, you need … Read more

Three Reasons You Should Love Dividend Stocks

by Hank Coleman

I love buying shares of dividend stocks that pay a dividend. Dividends are a great way for companies to give back their earnings to the company’s shareholders. In classic finance theory, a company’s stock share price is derived from the present value of its future income…its dividends. Paid to Wait for Dividend Stock Prices to Increase There have been instances of good companies that have been caught in a value trap, and their stock prices have tread water for years. Microsoft is a great example that immediately comes to mind. Microsoft continued to trade in a very narrow range for years before breaking out earlier this year. But, the one good thing for investors was that Microsoft has initiated a dividend … Read more

Why Good Companies Do Not Always Make Good Investments

by Hank Coleman

There is a difference between a good company and a company’s stock that makes a good investment. How do you choose and know when a good company may be a poor investment choice? How do you keep from falling in love with a company? These are some of the tricky questions that individual stock investors wrestle with.

Here are a few things to consider when trying to identify when a good company may be a bad investment.

The Right Stock Valuation

Classic finance theory states that the valuation of a stock price over the long-term is based on the current value of its future earnings (cash flows). So, what does that even mean? It means that a company’s individual popularity unfortunately does not always translate into higher share prices. Wildly popular companies can have next to no profits. Just look at the earnings of internet companies like Facebook, Yelp, Groupon, and the like. Far too often, they are more popular than profitable.