The following is a guest post by Tamsin Astor, Ph.D., author of Force of Habit: Unleash Your Power by Developing Great Habits. If you'd like to submit a guest post to Money Q&A, but sure to check out our guest posting guidelines. We make about 35,000 decisions every day, which is crazy when you think about it. And, of course, as many of us are living an overwhelmed, stressed out experience, those decisions may not all be of the most self-loving variety… such as that second glass of wine, that third slice of pizza, or my personal … [Read more...] about What Women Need – 3 Pillars for a Successful Life
The following is a guest post by Ken Honda. Ken Honda is a best-selling self-development author, and his latest book is called “Happy Money: The Japanese Art of Making Peace with Your Money”. If you'd like to contribute a guest post to Money Q&A, be sure to check out our guest posting guidelines. We don't have to live in fear when it comes to money, yet most of us are living that way. It’s a lifestyle that we learned from our parents and grandparents, but there is another way to live – especially around money. When we feel more relaxed … [Read more...] about Want to Reduce Money Stress? Try This.
Moving out can be the best and worst time of your life. There are many ways that you can trip up when you are moving out on your own from your parents home for the first time. There are many financial mistakes when you are moving out on your own and moving out for the first time. On one hand, you get unparalleled levels of freedom that you never had living with your parents. Stay up until 3am playing video games? Sure! Drink a cocktail or two after work or school? Why not? But with great freedom comes great responsibility. And, if you’re not … [Read more...] about Top 4 Mistakes to Avoid When You Move Out of Your Parents’ Home
The interest rate you get on your car loan can have a significant impact on the amount you will pay over the life of your car. Even a change of 0ne percentage point can bring down your overall costs by thousands of dollars, depending on the terms of your loan and the price of the car. How do you get the lowest interest rate on a car loan? It is important that you do everything you can to bring down the interest rate on your car loan so that you can save money over the life of the loan. Here are a few tips for how to get the lowest interest … [Read more...] about The Simple Truth on How to Get the Lowest Interest Rate on a Car Loan
Are extended warranties worth it? Retailers are pushing extended warranties with more fervor than ever, and consumers are buying. But in almost every case, they are a bad deal. Extended warranties are everywhere. It seems like every retailer is offering them now, even for purchases as small as a $30 toaster oven. And according to research done by Protect Your Bubble, a third-party gadget insurer, 40 percent of U.S. buyers are taking those stores up on the offers. Sales of extended warranties have seen between 15% and 20% annual growth over … [Read more...] about Are Buying Extended Warranties Worth It or a Waste of Money
Wouldn’t it be great if you could pass off all your personal financial management to someone else, effectively freeing up more time to spend on activities you truly enjoy? Thanks to the rapid development and diffusion of artificial intelligence and machine-assisted technologies, it’s already possible to leave much of your financial planning in the hands of super-intelligent algorithms – if you would want to. After all, Netflix’s fictional Black Mirror series about the terrifying wonders of futuristic technology isn’t too far from reality … [Read more...] about Pros and Cons of Automating Your Personal Finances