The worst thing that you can do in a global financial crisis is not sticking to your plan. In 2008, we saw far too many people pull their investments out of the stock market during the recession at the lowest points. This will lead you to selling stocks and mutual funds when prices are low and having to repurchase your investments when times are better and ultimately prices are higher. The best thing you can do is to continue on your financial plan that you established. Worst Things You Can Do In Global Financial Crisis A Declining … [Read more...] about Global Financial Crisis – The Worst Thing You Can Do
Personal Finance
Are You Fighting An Uphill Battle With Your Finances?
Have you ever noticed that every kid on the playground always wants to go up the slide backwards? I think that is in our human nature to want to go against the grain like that. I think that it adds helps to instill our rebel mentality that helps make us uniquely American even at such a young age. But, are you fighting the same uphill battle against the grain with your finances as well? Many of us are.We are on a cycle of debt, living paycheck to paycheck, and often do not know how to get off the hamster wheel that makes up our lives. It … [Read more...] about
Sell Your Excess Gift Cards On GiftCardRescue
GiftCardRescue.com is an internet website for members to purchase, sell, or swap their untouched and excess gift cards. If a person are not using the gift cards, they could just end up being forfeited or you can find yourself using a gift card or going to a restaurant that you do not appreciate. So, why not sell these undesirable gift cards for cash? Or, you can swap them for the merchants you actually would like to shop in. It is a profitable option for both the owner and the shopper. Now that Christmas is over, you most likely have a bunch … [Read more...] about Sell Your Excess Gift Cards On GiftCardRescue
Top 4 Easy Ways to Save Money Every Month
Most people do not think that they have enough money to save for retirement. I can remember asking my mother as a little boy if she had any investments, stocks, bonds, and the like. She told me that we barely pay the bills let alone invest for retirement. I’m here to tell you that everyone can find easy ways to save money from funds leftover in their budget to begin investing. The real problem is if you want to make room in your budget. Do you want to do without 200 cable channels? Do you want to skip the trip to the coffee bar every morning … [Read more...] about Top 4 Easy Ways to Save Money Every Month
100 Life Goals to Complete in a Lifetime Before You Die
Do you have a bucket list of life goals? You should! I took a challenge to write a list of 100 goals, and it changed my life and my outlook. Here's why having life goals can change your outlook. I was recently inspired to create my own Bucket List. I realized that there was no turning back the clock to recapture the years that are had lost. We all have issues with regret and a lack of reason for being in our lives. Many of us feel like we are just floundering along. I came across the same concept in Laura Vanderkam’s … [Read more...] about 100 Life Goals to Complete in a Lifetime Before You Die
Five Painless Tips to Save Money on Medical Costs
Money is tight now as everyone knows it. And, with rising health care costs, it is sometimes complicated to find ways to cut back especially on necessities such as healthcare costs. But, here are five tips for spending less and learning how to save money on medical costs and expenses. How To Save Money On Medical Costs 1. Go Generic With Medication Ask your health care provider if your medications are essential. Are there other alternatives to try out before prescriptions? If it is important to have the drug, ask if there exists a … [Read more...] about
Reader’s Question – Is My Money Safe In The Bank?
Is your money safe in a bank? This is the next installment of the readers' question series on the blog. Here is the next installment in our the Reader’s Questions Series which highlight questions emailed to me by you, the readers of Money Q&A. Be sure to find out at the end of this article how you can receive a free copy of Dave Ramsey’s book, The Total Money Makeover if your money question is chosen to be featured on an upcoming week’s blog post. If you're not familiar with Dave Ramsey's book, you … [Read more...] about