Personal Finance

The following is a guest post by Jon who blogs at Money Smart Guides, a personal finance blog whose goal is to help you get out of debt and start investing for your future. If you'd like to guest post on Money Q&A, be sure to check out the site's Guest Posting Guidelines. We all know that small expenses add up over time. This concept has been popularized and tagged as “the latte factor” by various experts and authors. The idea goes, if you cut the spending on smaller items, not only will it be easy, but you can reap a large amount of … [Read more...] about Focusing on Large Expenses to Save a Ton of Money

Most of us have heard the old adage about the three legged stool analogy. It’s often referred to when buying products, both large and small. You can only get two out of three attributes in almost all cases. Good, fast, and cheap – you can only have two. So, you have to pick. You have to compromise sometimes. For example, you can buy an item that is made with great quality parts, and the company can ship it to you fast. But, it won’t come cheap! Look at the way the US government buys big pieces of military hardware. They often accept … [Read more...] about Good, Fast, or Cheap – How the Three Legged Stool Analogy Impacts Your Finances

The following is a guest post by Ora Nadrich, who is the author of Says Who? How One Simple Question Can Change The Way You Think Forever. If you'd like to guest post on Money Q&A, check out the site's guest posting guidelines. I can’t, I won’t ever — these are but two examples of the thousands of negative thoughts that race through our minds in many situations. They’re so loud we can’t hear ourselves above them. They hold us hostage in a whirlwind of doubt and worry. But they don’t have to. Whenever a negative thought takes … [Read more...] about 7 Ways to Control of Your Own Thoughts from Says Who by Ora Nadrich