Personal Finance

There aren’t too many things in life that are more expensive than owning a car. At least homes and other types of properties are appreciating assets, while a car is a depreciating asset that presumably loses 20% or more of its sale value the moment you drive away from the dealership. Fortunately, Lending Club wants to make car ownership easier with its new auto loan-refinancing program. Say goodbye to application fees, origination fees, and those annoying prepayment fees that other lenders charge to punish borrowers from paying off their loans earlier than expected! Lending Club Refinance Lending Club takes a frustrating process and makes car ownership more affordable with its auto-refinancing program. If you’ve recently considered refinancing your car loan, … Read more

What do you do when you blow your budget? If you’re like many of us, feelings of dread give way to anxiety or even panic as you wonder how you’ll cover your credit card payments next statement period or mentally kick yourself for impulse spending that money on a comparatively frivolous shopping spree when you could have saved that money and/or invested it instead. How to Recover from Impulse Spending It’s okay to feel this way at first, but the best way to recover from an impulse spending hangover is to be proactive and immediately look for ways to tighten your budget and be smarter about your spending habits, rather than dwelling on mistakes. To avoid continuously spending money on … Read more