We all make mistakes with our finances. I’m not talking about making hard decisions and choosing which bills to pay and which to leave for another month. These are simple financial choices and the biggest money mistakes American workers are making with their paychecks. The economy is still struggling, and far too many employees are turning away free money and lending other money from their hard-earned paychecks to the government free of charge. Three Biggest Money Mistakes... 1. Not Capturing Their Employer Match According … [Read more...] about 3 Big Money Mistakes American Workers Are Making
The following is a guest post by Molly Barnes, author of the Digital Nomad Life. If you'd like to contribute a guest post to Money Q&A, check out our guest posting guidelines. Most people look forward to their annual vacation, it’s a great opportunity to enjoy some downtime. While a traditional one or two-week vacation may be refreshing, do you find you’re left wanting more out of your travel experiences? What if you could spend every day traveling? Seriously meaningful traveling — not just a week here or a long weekend there. Did you … [Read more...] about 4 Strategies to Afford a Digital Nomad Life
There are countless ways to make money online these days, but not all of them are created equal. Some are entertaining but pay next to nothing for participants, while others are somewhat boring with bigger payouts for users willing to put up with mundane tasks or effort-intensive activities. Survey Junkie represents the best of both worlds: it allows users to take interesting, personally relevant surveys while paying a decent amount for survey completions compared to other survey websites. Survey Junkie is also one of the few survey sites … [Read more...] about Survey Junkie Review – Get Paid to Answer Surveys Online
The U.S. economy is booming right now, with unemployment rates at record lows, consumer spending rising at steady rates, new home construction rates skyrocketing, etc. Although economists are still concerned about things like the student loan debt crisis, rising rates of job automation, and the lack of affordable housing for low-income renters around the country, the American economy is performing its best since pre-2008 economic activity. However, what goes up must come down at some point. An economy this hot can’t grow endlessly without some … [Read more...] about What is the Paradox of Thrift? How Saving May Not Help the Country
Few major banks offer interest rates on regular savings accounts above 1% (in fact, the national average is a measly 0.09%), and even fewer banks offer ATM reimbursements worldwide. Fortunately, the popular robo-advisor platform Betterment is out to change that with checking and savings accounts that will likely become consumer favorites over the next few years. The new program – called Betterment Everyday™ – has existed in the form of high-interest “Smart Saver” accounts for quite some time now, but Betterment’s checking account … [Read more...] about Betterment Everyday™ Review – Start saving with Betterment Everyday
In a world where countless credit cards without annual fees exist, it might seem like a waste of money to have a credit card that charges you anywhere from $49-$500+ every year just for the benefit of having that card. Annual fees are not too popular among credit card issuers, as a 2017 survey of 100 credit cards found that just 24 charged annual fees (and 9 of those 24 reduce or waive the annual fee during the cardholder’s first year of use). I'm a huge fan of the American Express Platinum card and the perks it offers. Apply for an … [Read more...] about Are High Annual Fee Credit Cards Ever Worth It?