If you live in a drought-prone region, such as the American Southwest, you know that water is in short supply. As a result, water is often expensive. And, the more you use equates into the more that you have to pay for this often scarce resource. Do you know how to save on your water bill? Here are some basic tips to help you save money on your water bill. Saving Water Inside Your Home In the home, you can save water in a variety of places. In the kitchen, you should concentrate on saving water. Always use your dishwasher in … [Read more...] about Top Tips to Save Money on Your Water Bill in Your Home
Should you take a one time lump sum or annuity payment. Should you spread the payment out over the course of many years? Believe it or not, you may actually get the chance to make a choice like this. And, you need to have all the facts and understand how your choice can affect your family. Typically, we think of this choice when a new lottery winner is announced. We all tend to daydream about what we would do with a huge lottery win. It's okay to dream of winning the lottery. That dream should also includes how you would choose to … [Read more...] about Should You Take A Lump Sum Or Monthly Annuity Payments?
What's the meaning of frugal? Can frugality become unethical? Can we take things too far? Where is the line we cross when pinching your pennies is no longer morally acceptable? Are some cases of being frugal borderline illegal too?
Potentially Unethical Frugality
Using your employer’s internet for personal use
Personal phone calls on company time
Personal use of the copy machine
Taking home ink pens, paper, and other office supplies from the office
Eat the free samples more than once at the grocery store instead of a real … [Read more...] about
Is being frugal worth your time and effort? Can the law of supply and demand work in your favor to earn additional savings on your everyday purchases? Did you know that you actually hurting the US economy by saving your pennies and being too frugal? You may be surprised to find out how you can save money when you approach think about frugality like an economist. Here are a few lessons from your economics class and how you can apply them to your frugal life. Toilet Paper Is Worth More Today Than Tomorrow If you won the lottery, would you … [Read more...] about How To Think About Frugality Like An Economist And Save Money
I should have known better about my finances in my 20s. Heaven knows that I have made a few financial mistakes along the way. This list of what I should have known better about my finances in my 20s is an attempt to help others before they make some of the same mistakes. It is not too late though to recover from your errors though if you have made these listed below. 20 Things I Should Have Known Better About My Finances 1. Don’t borrow from your 401k retirement plan. Even though you are paying yourself back with interest, you are going to … [Read more...] about 20 Things I Should Have Known Better About My Finances
A few months ago, J. Money from Budgets Are Sexy showcased several very awesome manly piggy banks and crazy safes that people could buy on the internet. I fell in love with this bar of gold safe (see attached picture of my bar of gold below). I have a theory that people will save more money if they have somewhere cool to put it. I have a jar labeled casino money that helps motivate me to save money! Just like nicknaming your savings accounts, naming your spare change jar can have a huge benefit and really drive your desire to save money for … [Read more...] about I Fibbed And Bought A Bar Of Gold – Five Crazy Safes