There are countless ways to make money online these days, but not all of them are created equal. Some are entertaining but pay next to nothing for participants, while others are somewhat boring with bigger payouts for users willing to put up with mundane tasks or effort-intensive activities. Survey Junkie represents the best of both worlds: it allows users to take interesting, personally relevant surveys while paying a decent amount for survey completions compared to other survey websites. Survey Junkie is also one of the few survey sites … [Read more...] about Survey Junkie Review – Get Paid to Answer Surveys Online
The U.S. economy is booming right now, with unemployment rates at record lows, consumer spending rising at steady rates, new home construction rates skyrocketing, etc. Although economists are still concerned about things like the student loan debt crisis, rising rates of job automation, and the lack of affordable housing for low-income renters around the country, the American economy is performing its best since pre-2008 economic activity. However, what goes up must come down at some point. An economy this hot can’t grow endlessly without some … [Read more...] about What is the Paradox of Thrift? How Saving May Not Help the Country
Few major banks offer interest rates on regular savings accounts above 1% (in fact, the national average is a measly 0.09%), and even fewer banks offer ATM reimbursements worldwide. Fortunately, the popular robo-advisor platform Betterment is out to change that with checking and savings accounts that will likely become consumer favorites over the next few years. The new program – called Betterment Everyday™ Cash Reserve – has existed in the form of high-interest “Smart Saver” accounts for quite some time now, but Betterment’s … [Read more...] about Betterment Everyday™ Cash Reserve Review – Start saving with Betterment
In a world where countless credit cards without annual fees exist, it might seem like a waste of money to have a credit card that charges you anywhere from $49-$500+ every year just for the benefit of having that card. Annual fees are not too popular among credit card issuers, as a 2017 survey of 100 credit cards found that just 24 charged annual fees (and 9 of those 24 reduce or waive the annual fee during the cardholder’s first year of use). I'm a huge fan of the American Express Platinum card and the perks it offers. Apply for an … [Read more...] about Are High Annual Fee Credit Cards Ever Worth It?
By now, you might’ve already heard about (or watched) Netflix’s wildly popular new show, Tidying Up with Marie Kondo. The show came about after Marie Kondo’s lifestyle routine called the “KonMari method” gained a huge online following, with many people reporting their lives were transformed for the better once they de-cluttered their homes, worked on their relationships and focused on things that genuinely “spark joy” in their lives. How to Tidying Up Your Finances like Marie Kondo Perhaps unsurprisingly, the KonMari method can easily be … [Read more...] about 5 Lessons for Tidying Up Your Finances We Can Learn from Marie Kondo
Can you believe the national average interest rate for savings accounts is just 0.09%? Yes, you read that right: 0.09% (not 0.9%). Leaving your money in a savings account is a terrible way to get decent returns on your investments when there are so many better (and higher paying) options available. Many of these alternatives also won’t charge you a dime to manage your savings account, something traditional banks still inexplicably do. If you’d like to start reaping the rewards of saving, then here are some alternatives you should ditch your … [Read more...] about Top 7 Excellent Alternatives to Low Interest Savings Accounts