Being stuck in a location that you hate or in a house that now holds bad memories can start to ruin your life. If you’ve recently been divorced and are still living in your marital home, or even if the area has become a hotspot for theft, you’ll want to get out as soon as you can. But how can you do this? You have to understand why your house is not selling. There could be simple things that you can do to fix this. No doubt you put your house on the market as soon as you could. But, what can you do if months and months later you’re still … [Read more...] about Top 3 Simple Reasons Why Your House Is Not Selling
With rent prices going higher and higher all renters are going to reach a point where enough is enough. When a rent payment is more than a monthly mortgage payment and they have nothing to show for the thousands of dollars at the end of a lease, frustration mounts. Many would-be buyers shy away from the daunting process of home buying as lenders put buyers through more scrutiny than ever before. But with high availability of homes, all time low interest rates and no hassle lenders like American Financing, now is the best time to go through … [Read more...] about Five Tips For New Home Buyers To Get The Best Home For Your Money
The excitement of homeownership is often countered by the burden of long-term debt. Imagining life in 30 years, still forking out hundreds or thousands of dollars each month, can be an overwhelming thought. Each loan has unique terms, but most allow a few options for homeowners to save money on the total cost of a mortgage. Pay Extra Toward the Principal The most common strategy to save money on a mortgage is to pay it off ahead of schedule. This technique allows owners to avoid a great deal of the cost of interest and shorten the life of … [Read more...] about Tips to Save Money on a Mortgage
Buying a house is still part of the American Dream. There are several great benefits of buying a house that you should be aware of. While today’s housing market and the significant lack of available credit makes owning a home more difficult, it is not impossible to purchase a home. With good credit and a down payment, you can find a mortgage to purchase a new home. Get up to 4 offers at LendingTree.comRenting should not be your default option when there are so many great benefits of buying a house. Four Great Benefits Of Buying A House Forced … [Read more...] about Factors Why You Should Consider Buying A House
This is a guest post from Emily Guy Birken who writes at One Money Design. Now seems like the perfect time for investors to get started in the landlord business. The housing market is still recovering, which means that home prices are reasonable, interest rates are low, and rents tend to be relatively high. Under these circumstances, buying a rental property seems like a no-brainer. However, owning an investment rental property is not all about pushing wheelbarrows of passive income to the bank. Being a landlord comes with many risks-and just … [Read more...] about Are You Ready to Invest in a Rental Property?
Here is the next installment in our the Reader’s Questions Series which highlight questions emailed to me by you, the readers of Money Q&A. Be sure to find out at the end of this article how you can receive a free copy of Dave Ramsey’s book, The Total Money Makeover if your money question is chosen to be featured on a future week’s blog post. If you're not familiar with Dave Ramsey's book, you should run right out and get it. It is one of my top ten best personal finance books that everyone should … [Read more...] about Reader’s Question: Is It Better To Save For Closing Costs Or Pay Down Loan?