This post is sponsored by Lexington Law Firm. All opinions are my own.
Identity theft cases are on the rise, according to Javelin Strategy & Research, which has been tracking identity theft statistics since 2003. In the year 2016, there were 15.4 million victims of fraud in the U.S., with $16 billion in losses reported. The number of ID theft incidents is only likely to continue rising after the 2017 Equifax hack, which exposed the personal and financial information of as many as 147 million American consumers.
If you’re concerned about preventing the theft of your financial information, then there are several precautionary steps you can and should take to ensure the security of your private records. While there are plenty of identity monitoring services in existence, few can compare to Lexington Law’s Lex OnTrack service, which has much more to offer consumers at a more affordable price than its competitors.
Lexington Law’s Lex OnTrack Review
Are you ready to take proactive steps to prevent identity theft from happening to you? If so, then here’s everything you need to know about the Lex OnTrack program:
24/7 Identity Monitoring
The most important part of preventing identity theft is noticing the signs of identity fraud as soon as they arise. You don’t want to check your credit report only once per year because you might find out that someone stole your information and used it to take out new lines of credit several months ago. If you don’t report incidents of fraud right away, then it will be much more difficult to get expedited help with freezing your credit reports, closing down fraudulent accounts, and restoring your credit.
With Lexington Law’s Lex OnTrack program, you’ll receive 24/7 identity monitoring. You don’t have to manually check your credit all the time or scour the Internet for dark web listings of your personal information for sale by hackers because OnTrack does all of this work for you.
Most individuals cannot hope to keep tabs on all of their information floating around out there. You can’t keep up mainly because we might not even realize thieves have stolen some of our information.
So, protecting yourself with Lex OnTrack is an ideal solution that lets you live your life without fear of identity theft occurs when you’re not paying attention.
Credit Score Tracking
Like other identity monitoring services, Lex OnTrack offers credit reports for its users. However, whereas many companies provide annual credit reports, Lex OnTrack offers monthly credit reports.
Monthly credit reports are incredibly useful for guarding against identity theft because fraud can happen at any time and you don’t want to be finding out about it 12 months down the line!
Unlike many other identity theft monitoring services, Lex OnTrack also offers credit repair programs, score analyses, and transaction monitoring. All of these are crucial for maintaining a good credit score because even one hacker taking out a new line of credit in your name can spell disaster for your credit report.
A credit score takes years to build up to a good or excellent level, but ruining a credit score can happen much more quickly if you’re not closely watching your report. Don’t leave yourself vulnerable to those who want to steal, sell, or misuse your personal information for criminal purposes. Lex OnTrack’s credit monitoring services are designed to give you peace of mind when it comes to your most private financial information.
Restoring Your Credit
The problem with many of the major identity theft monitoring services is that they merely alert you to problems (such as data breaches or suspicious activity on your accounts). Some may offer identity theft insurance to help you cover any financial losses, but what about restoring your credit? If you’re left with a bad credit score after thieves steal your identity, you’re pretty much on your own in most cases.
Lex OnTrack is an exception to this troubling dilemma. Lexington Law’s program offers identity restoration support, as well as credit repair services (included in your Lex OnTrack subscription).
Few monitoring services can compare with this level of protection, which also includes $1 million identity theft insurance to help you cover financial losses and legal fees after your identity is stolen. Why settle for less protection when Lex OnTrack offers a full buffet of preventative and restorative financial services for a lower cost than some of its competitors?
Should You Sign Up for Lex OnTrack?
Since identity theft cases are only likely to increase as online hackers get more sophisticated in the future, now is the best time to protect yourself. Protecting your identity and credit can help you avoid potentially significant financial losses and serve legal headaches later on.