The costs of having kids have skyrocketed over the past several years, as expenses like childcare, education tuition, and other essentials continue to outpace average inflation rates. For dual income no kids (DINK) couples, kid-related costs won’t factor into your financial planning efforts for the most part, which means your budget, savings goals, and investment strategies will look pretty different from other families’ finances. Regardless of the reasons why you’re child-free, it would be best if you still had a solid financial strategy in place to ensure you and your partner are secure in both the short and long term as a dual income no kids (DINK) couple. You may not need to worry about affording childcare, contributing to 529 … Read more

When Covid-19 first hit the U.S. in the spring of 2020, we witnessed one of the largest and fastest unemployment spikes in American history. While the stock market has rebounded to all-time highs during the pandemic, Main Street has been spiraling downward.  Covid will change personal finance. The Center on Budget and Policy Priorities estimated that 11% of adults in the U.S. didn’t have enough to eat over the past 7 days (compared to 3.4% of adults who reported insufficient access to food over the course of 12 whole months before the pandemic). The CBPP data from January 2021 also showed that 21% of adults were behind on rent, and 35% had reportedly struggled to pay for typical household expenses … Read more

Ever since Airbnb first took the sharing economy by storm in 2008, dozens of similar home-away-from-home platforms have sprung up to provide niche travel experiences for consumers seeking alternatives to traditional motels and hotels. It’s been largely a win-win experience for guests and hosts alike: travelers get access to more affordable, unique accommodations, and homeowners get extra income on the side without having to leave the comfort of their own homes. But, did you know that you can make money renting your land for camping? Beyond the usual Airbnb options – such as renting a room in someone else’s private residence or booking an entire home for yourself and friends or family – multiple websites now let you host and/or … Read more