Are You Ready to Invest in a Rental Property?

This is a guest post from Emily Guy Birken who writes at One Money Design. Now seems like the perfect time for investors to get started in the landlord business. The housing market is still recovering, which means that home prices are reasonable, interest rates are low, and rents tend to be relatively high. Under these circumstances, buying a rental property seems like a no-brainer. However, owning an investment rental property is not all about pushing wheelbarrows of passive income to the bank. Being a landlord comes with many risks-and just like any investment, you may not see a payoff. To know if you’re ready to handle these risks, ask yourself the following questions: 1. Do I have the necessary cash? … Read more

Four Best Home Insurance Discounts To Ask For

Home Insurance questions and answersYou may qualify for certain discounts on your home insurance that you are not taking advantage of. You need to make sure that you ask your home insurance company if you qualify for home insurance discounts and are receiving these discounts on your homeowner’s insurance policy. Not capturing all of them can cost you a significant amount of money each year.
Allstate Renters Insurance

Four Best Home Insurance Discounts You Need

Bundling Car And Home Insurance

Most people have seen the commercials about bundling your home and car insurance together in order to receive discounts on both. This is very true. Far too many people are focused on shopping around for the best insurance rates, but the best rates might be right there at home with your current provider.

Read more

Where Should A New Investor Put $1,000 To Work In The Market?

Where To Invest 1000 In Today's Market

I asked 12 of the best personal finance bloggers and money experts the best way to invest money to get an idea of where to start investing. “What is the best way to invest money for a brand new investor? Where should a brand new investor put $1,000 to work in the market?” And, I was not disappointed by their answers. Here are what they said… The Best Way to Invest Money for a New Stock Investor J Money from Budgets Are Sexy – It’s always hard to advise someone the best way to invest money without knowing them at all or their comfortableness with risk, etc, but I know for me (a riskier type of guy) I enjoy investing in stocks … Read more

Top Tips to Save Money on Your Water Bill in Your Home

Advantages Of Dividend Reinvestment Plans

If you live in a drought-prone region, such as the American Southwest, you know that water is in short supply. As a result, water is often expensive. And, the more you use equates into the more that you have to pay for this often scarce resource. Do you know how to save on your water bill?

Here are some basic tips to help you save money on your water bill.

Saving Water Inside Your Home

In the home, you can save water in a variety of places. In the kitchen, you should concentrate on saving water. Always use your dishwasher in order to save money on your water bill.

Contrary to popular belief, it actually takes more water to wash dishes by hand than it does to run the dishwasher. And, when you use the dishwasher, do not pre-rinse your dishes. You should simply just scrape and put the plates inside because today’s modern dishwashers are very powerful at removing grime from your plates.

Read more

The Dangers of Leasing A Car In Today’s Market

Should you buy or lease a car?

For most people, leasing a car is a bad deal. Once again, I say most people, because there are certain circumstances when it could make sense, but that doesn’t usually apply to individual car buyers. Here are the main dangers of leasing a car in today’s market. Dangers of Leasing a Car Leasing Is More Expensive Than Buying Leasing is more expensive than buying, plain and simple. Your monthly payment may be a lot lower than your car payments if you purchased, but your total payment will be higher. If you plan to buy a car, you should be planning on holding onto it for as long as possible. You should aim for it to either die or be too costly … Read more

5 Reasons How Email Marketing Can Increase Sales for Small Businesses

The idea of sending out emails to prospective customers is one that many small businesses have discovered to be highly effective in driving new business through small business email marketing. But, there are others who have not yet realized its potential. In this blog, we’ll look at five simple ways you can harness the power of – one of the most cost effective techniques in any company’s marketing arsenal. 1. Make sure you do your best to avoid spam filters. These have become incredibly good at detecting what is seen as spam by many email providers. Be careful when writing your subject lines, headers and content, don’t include such terms as ‘free’, ‘discount’, ‘£££’, ‘massive savings’, or similar terms. Make … Read more