What is Upromise? Upromise is a service that helps individuals save money to pay for college or to pay down existing student loan debt. The beauty of the program is that you save money for college by simply shopping at the normal stores you visit every day. Upromise was created in partnership with Sallie Mae and is designed to help save for education costs. What Is Upromise? It is not a college savings plan (like a 529 College Savings Plan). It does not see tax deferred growth. However, what the program does offer is a great way to … [Read more...] about What Is Upromise And Why You Need To Use It
More homeowners are finding themselves as accidentally landlords recently. Whether you are moving for a new job or relocating to be closer to home, many Americans are finding that they cannot sell their homes for what they owe on their mortgages. But, do you know the right questions to ask a property manager? So, if you are a landlord, the next question becomes whether or not you hire a property manager? A property manager will help you find tenants, fix problems with your home, and collect the rent or do you do it all … [Read more...] about Twenty Questions To Ask A Property Manager Before You Hire
We are officially one month into the New Year. How are you doing with your New Year’s resolutions? Have you been able to keep them? If you haven’t kept them, don’t worry. You are not alone. In fact, it is estimated that 34% of those who set goals do not even keep their New Year’s resolutions into February. And, only 46% of Americans are still holding on their New Year’s resolutions after six months with only 12% finishing the year accomplishing their goals. So, what should you do if you have let your New Year’s resolutions slide already? … [Read more...] about Did You Let Your New Year’s Resolutions Slide Already?
You may have seen all of the advertisements on television for a vanishing car insurance deductible. But, you may not know exactly how it works or if it is even worth your time and energy to investigate adding it to your car insurance policy. You know doubt have car insurance questions and probably want to know how a vanishing deductible work. What Is A Car Insurance Deductible? Most people who own a car and pay their own car insurance understand what a deductible is. The deductible for your car insurance is the amount of money that you pay out … [Read more...] about A Vanishing Deductible For Car Insurance May Cost You More
Prosper is a Peer to Peer lending website similar to Lending Club that connects individuals who want to lend money to others who are looking to borrow money. It is appealing to both borrowers and lenders because it offers great rates for borrowers and great returns for investors. As an investor, Prosper allows you to skip the bank and deal directly with borrowers putting more money in your pocket. And, as a borrower, you can typically save several percentage points on your loan than what you would have received otherwise from a traditional … [Read more...] about Review Of Peer-To-Peer Lending Site – Prosper
I was recently given the opportunity to review the book “Rigged Money: Beating Wall Street At Its Own Game” by Lee Munson. As you can probably tell by the title of the book, Lee Munson makes his case that the stock market is a rigged game that is set up for institutional investors and the fat cats on Wall Street. Lee Munson asserts that Wall Street is rigged to ensure that individual investors on Main Street are kept in the dark to continue to feed the system. Rigged Money includes a great combination of anecdotes and raw financial data to … [Read more...] about Rigged Money by Lee Munson – Book Review