The cost of raising just a child nowadays could cost as much as a house (if not more) over the span of 18 years (not including college tuition!). This enormous price-tag has a lot of potential parents wary about starting a family, especially when they’re still paying off student loans, saving for a home and enjoying youthful hobbies like traveling while they still can. A recent survey of adults aged 20-45 years old found 43% of them waited longer to have children due to financial concerns, so you’re not alone in wanting to postpone having a … [Read more...] about How Parents Can Fight Back from the Rising Cost of Raising a Child
Lime vs Bird Scooters – Which Scooter Is the Best?
E-scooters are becoming just as popular as local bike sharing programs, though the unique nature of e-scooters has led some states and local governments to ban or restrict the use of e-scooters in their areas. Fortunately, the potential for positive environmental impacts (e.g., reduced traffic congestion in urban areas, lower CO2 emissions) has convinced more and more politicians to pass legislation allowing the use of e-scooters (and even relaxing stringent regulations on e-scooters, as we recently witnessed in California and Texas). If … [Read more...] about Lime vs Bird Scooters – Which Scooter Is the Best?
5 Student Loans Myths You Need to Stop Believing Right Now
If you’re planning on taking out student loans or have already done so to achieve your career aspirations (maybe you want to open a business that designs cool car wraps or create a game-changing fintech app), then here are five persistent myths that you need to stop believing right now. Otherwise, you could find yourself swimming or sinking in massive debt for years after you graduate. Myth: It’s always smart to consolidate your student loans. Fact: There is a big and important difference between consolidating student loans and … [Read more...] about 5 Student Loans Myths You Need to Stop Believing Right Now
6 Simple New Year’s Money Challenges to Save More
Improving personal financial management is one of the most common New Years’ resolutions out there (aside from eating healthier and losing weight, perhaps). The problem with this resolution is that it’s extremely vague, which increases the likelihood that you won’t fulfill it because there’s no clear end goal for something like “save more money” ($1 more? $1,000 more?) or “manage money better.” Don’t let another new year go by where you set resolutions and don’t follow through due to a lack of specificity for those goals. You can improve … [Read more...] about 6 Simple New Year’s Money Challenges to Save More
What Is Amazon Flex? Is It a Viable Income Opportunity?
If you’ve been looking for legitimate home-based business ideas, then you have a lot more options beyond filling out surveys for pennies all day. Some mainstream freelance opportunities like driving for a ride-sharing service or house-sitting for other people might not be a good fit for your personality or job needs, and other popular freelance gigs like writing blogs or designing graphics might not meet your income needs, either. Fortunately, Amazon is expanding its empire of independent contractors through its up-and-coming Amazon Flex … [Read more...] about What Is Amazon Flex? Is It a Viable Income Opportunity?
5 Apps That Will Pay You to Exercise
While many companies offer employee discounts on gym memberships and other fitness programs, wouldn’t it be great if you could actually get paid to live a healthy, active lifestyle? Fortunately, there are plenty of apps out there that do exactly that. They'll pay you through PayPal or gift cards to get moving, whether that’s simply walking or something more intensive like working out frequently and running multiple miles each week. Unless you’re already a personal trainer or professional athlete, you’re not going to be able to quit your day … [Read more...] about 5 Apps That Will Pay You to Exercise