Well-known psychologist Robert Cialdini published a book in the 1980s entitled Influence: The Psychology of Persuasion. Although the book is nearly 40 years old at this point, the six principles of persuasion that Cialdini outlined in the book are perhaps even more prominent in the world of retail marketing today. There are many ways retailers trick us into spending more money. How Online Retailers Trick You Into Spending More Those six principles include: Reciprocity: referring to our innate desire to give back when we receive … [Read more...] about Top 6 Ways Online Retailers Trick You Into Spending More
The following is reprinted from Who Do You Want to Be When You Grow Old?: The Path of Purposeful Aging with permission of Berrett-Koehler Publishers. Copyright © 2021 by Richard J. Leider and David A. Shapiro. This is a book by two old friends who have known each other for more than half of their lives. It is a book about a subject of which no one can claim absolute expertise, but which each of us learns a little bit more about every day. It is a book whose purpose is purpose. It is a book about how to grow old, with the emphasis on … [Read more...] about Who Do You Want to Be When You Grow Old? The Path of Purposeful Aging
Investors often flock to gold and other precious metals when the stock market heads south because these tangible investments tend to be less prone to fluctuations based on government policies, global economic conditions, corporate profits and losses, and other common factors influencing the price of financial assets like stocks, bonds, and Treasury notes. I personally love investing with Acre Gold. This isn't a sales pitch. There are no affiliate links, and I have NOT been compensated for this review. I simply just love the service and … [Read more...] about Review of Acre Gold – How to Easily Buy Physical Gold Every Month
Are you currently or have you ever worried about the state of your financial situation? Whether you’re struggling to pay off debts, living paycheck to paycheck, living with minimal savings, or falling behind on retirement contributions, there’s a good chance you’ve experienced anxiety about your finances at some point in your life. After all, a January 2020 CreditWise survey by Capital One found 73% of Americans rank finances as their #1 cause of stress, significantly more than the rates of stress caused by politics, work and family. … [Read more...] about The Effects of Stress on Your Finances
Whether you’re moving to a new city or you simply want to reduce your budget’s housing category, there are plenty of ways for tenants to potentially negotiate a lower monthly rate on their lease. This is best done at the beginning of a new lease or the end of one about to expire within 2-3 months. Here are some of the best strategies for securing a better price on the home you’re currently renting and save money on rent. Virtual Comparison Shopping If you’re moving soon, you’ve likely been comparison-shopping anyway. However, if your … [Read more...] about Top 6 Negotiation Strategies to Help You Save Money on Rent
Whether you’re an established enterprise with multiple employees and a brick-and-mortar location or you’re a work-from-home freelancer with a side gig here and there, chances are you have monthly business-related expenses to cover. While some freelancers, consultants, and other solo-preneurs typically cover these expenses with their personal credit cards, you could be missing out on valuable opportunities to get extra perks while paying for business expenditures. Fortunately, applying for a business credit card is just as easy as applying … [Read more...] about Do You Qualify for a Business Credit Card?