To those who find it a challenge to manage their finances around one mortgage, the idea of buying a second home can seem like a stretch. There are good, workable ways to approach the idea of a second home. They call it the property ladder for a reason - once you have one home, moving to more properties becomes easier. Aiming to buy a second or third home shouldn't even count as financially ambitious. Buying a Second Home If you're like most middle-class families, you probably need to plan for and income of £50,000 a year once you … [Read more...] about
How to Get Affordable Motorcycle Insurance
The simple fact that everyone has the ability to pursue freedom in his or her own way is what makes this country so great. When you think about driving across the open road, wind at your face, and truly being one with the road, it’s easy to fall in love with riding a motorcycle. But, it can be a struggle sometimes to find affordable motorcycle insurance. The problem is that motorcycles are traditionally a bit more expensive when it comes to insurance. The reasons are many: drivers of motorcycles tend to be younger, the bikes themselves are … [Read more...] about How to Get Affordable Motorcycle Insurance
Have an Extra $1,000 in Your Savings Account? Here Are 3 Ideas!
Did you know that you’d only earn about $8 in interest if you put $1,000 in a savings account for 10 years? The national average interest rate for savings accounts is a measly 0.08%, which is a drop in the bucket compared to the potential returns you could get if you invested that money instead of leaving it in a regular savings account. Of course, the next option – Certificate of Deposit – isn’t much better, with current rates hovering around 1-2% for 24-48 month terms ($40 in interest for a $1,000 CD at 24 months or $82 for the same … [Read more...] about Have an Extra $1,000 in Your Savings Account? Here Are 3 Ideas!
Wismo Review – Budgeting and Expense Tracking Smartphone App
In an ideal world, humans would be great at keeping track of their own expenses and savings or we would have robots and algorithms smart enough to autonomously manage all of our financial matters for us. Since neither of these ideal scenarios exists, it’s up to us to figure out the best solutions for managing our finances, tracking our expenses, calculating our budgets and figuring out how to avoid/overcome common personal finance problems like accumulating debt or saving money inefficiently. There are plenty of budgeting apps, robo-advisor … [Read more...] about Wismo Review – Budgeting and Expense Tracking Smartphone App
Not Sure Which Type of Business Is Right For You?
Starting a business can be a lot of fun if you know what you're doing, but it can be wrought with tension if you're unsure about something as basic as what kind of business you're going to have. Even if you have an idea about the industry you’d like to work in, you may be unsure as to the specific type of business you're going to start. Deciding which business is right for you can be made a little easier when you're willing to put a little consideration into the kind of business you’d like to start and the way you would like to stat it. Here … [Read more...] about Not Sure Which Type of Business Is Right For You?
Top 4 Ways Hiring a Freelancer Saves Your Company Money
According to the Bureau of Labor Statistics, more than 53 million American workers (one in three) now earn money from freelance jobs. Many individuals like working as freelancers because they get to create their own schedules and earn extra money. But, should companies hiring a freelancer? Companies also have several good reasons for hiring a freelancer over employees. If you don't use freelancers already, you should think about these four ways that hiring freelancers can save your company money. Hiring a Freelancer Saves Your Company … [Read more...] about Top 4 Ways Hiring a Freelancer Saves Your Company Money