There’s a lot of anxious buzz in the news lately about the potential for a market downturn – or even another “great recession” as some outlets are calling it – which was sparked largely by the brief inversion of the yield curve on Wednesday, August 14th. Specifically, the yield on 10-year U.S. Treasury notes fell lower than yields on the 2-year Treasury note, which left investors unsettled over the possibility of a recession hitting the U.S. economy in the near future. As an investor yourself, should you be worried about the yield curve or … [Read more...] about What Is an Inverted Yield Curve? And Why Investors Should Care
Worthy Bonds Review – How to Easily Earn a 5% Rate of Return on Your Investments
Wouldn’t it be great if you could score high returns on your investments while supporting companies that share your values? For investors who would prefer adding environmentally friendly and/or socially responsible companies’ stocks to their portfolios, this might seem like a distant dream since socially responsible investing typically isn’t correlated with great returns. However, there may be a silver lining on the horizon with Worthy Bonds, which sells SEC registered bonds designed to support small businesses in the U.S. Worthy Peer … [Read more...] about Worthy Bonds Review – How to Easily Earn a 5% Rate of Return on Your Investments
How to Budget for the Costs of Medicare
The following is a guest post by Danielle K. Roberts, co-founder of Boomer Benefits, who's an expert on Medicare costs and how to budget for Medicare costs. If you'd like to contribute a guest post to Money Q&A, be sure to check out the site's guest posting guidelines. Many people are unaware of just how much Medicare costs are until they turn 65 and are preparing to enroll. After all, we see during our working years that the federal government is deducting FICA taxes from our payroll checks, and we assume that means that one day … [Read more...] about How to Budget for the Costs of Medicare
What Every Couple Must Do Before Combining Finances
Whether you’re already married, currently engaged, or in an otherwise long-term relationship, there are many considerations that every couple should make before combining their finances. After all, money is the number one cause of conflict in relationships, especially when you share expenses but don’t see eye-to-eye on all things finance-related. If you’re in a long-term relationship and/or living with your significant other, then you’ve likely considered or even started combining finances at some point. This can be enormously tricky for … [Read more...] about What Every Couple Must Do Before Combining Finances
What Is a Bi-Weekly Mortgage Payment?
If you have a 15 or 30-year mortgage, it may seem like it will take forever to pay off your debt. Thirty years, or even 15 years, is a very long time to continually have to make payments on something even though it is your house. However, there is a trick to the mortgage payment system that allows you to pay off your mortgage even quicker than you expect with little pain out of your pocket. It is called a bi-weekly mortgage. What Is a Bi-Weekly Mortgage? A bi-weekly mortgage is just like it sounds. You make mortgage payments every … [Read more...] about What Is a Bi-Weekly Mortgage Payment?
American Express Platinum Card Review – Earning Reward Points and Exclusive Benefits
One of the most sought-after American Express cards is undoubtedly the American Express Platinum Card, which offers a tremendous variety of benefits to its cardholders and a sweet introductory spending bonus as well (40-60,000 Membership Rewards® points or even 100,000 MR points if this is your first American Express Platinum Card and are able to find this elusive offer). Of course, these benefits come with a hefty annual fee – which is not waived during the first year the way many other cards do for new cardholders – yet the benefits could … [Read more...] about American Express Platinum Card Review – Earning Reward Points and Exclusive Benefits