In a world where countless credit cards without annual fees exist, it might seem like a waste of money to have a credit card that charges you anywhere from $49-$500+ every year just for the benefit of having that card. Annual fees are not too popular among credit card issuers, as a 2017 survey of 100 credit cards found that just 24 charged annual fees (and 9 of those 24 reduce or waive the annual fee during the cardholder’s first year of use). I'm a huge fan of the American Express Platinum card and the perks it offers. Apply for an … [Read more...] about Are High Annual Fee Credit Cards Ever Worth It?
By now, you might’ve already heard about (or watched) Netflix’s wildly popular new show, Tidying Up with Marie Kondo. The show came about after Marie Kondo’s lifestyle routine called the “KonMari method” gained a huge online following, with many people reporting their lives were transformed for the better once they de-cluttered their homes, worked on their relationships and focused on things that genuinely “spark joy” in their lives. How to Tidying Up Your Finances like Marie Kondo Perhaps unsurprisingly, the KonMari method can easily be … [Read more...] about 5 Lessons for Tidying Up Your Finances We Can Learn from Marie Kondo
Note - This blog post contains affiliate links. I'll receive a small commission if you choose to sign up with Rover. Before we know it, summer will be over, and fall will be upon us. Make sure to take advantage of the season and plan a most-deserved summer vacation before it’s too late. As soon as you read that I’m sure a ton of questions ran through your head – what about time off, where to go, what’s affordable, who’s going to take care of my four-legged buddy? Don’t stress. There are a ton of options out there that are both fun and … [Read more...] about How to Have a Stress-Free Summer Vacation with Rover
Following is a guest post by Kedma Ough, the author of "Target Funding: A Proven System to Get the Money and Resources You Need to Start or Grow Your Business". If you'd like to contribute a guest post to Money Q&A, be sure to check out our guest posting guidelines. Is it possible to have your cake and eat it too? If there was a way to find your ideal job and build your dream business, would you consider both? Most people see this dichotomy and feel that they need to choose one dream over the other. The reality is that you can have … [Read more...] about Find Your Ideal Job and Build Your Dream Business
Running a business – even if you’re just a sole proprietorship – is one of the most challenging, yet rewarding things you can do for work. Of course, it’s not just about balancing revenue and expenses, satisfying your customers, and growing your brand’s presence in the market – you also need to cover your bases in other ways, such as properly insuring your business against potential problems. The issue with commercial insurance is that it can be incredibly complex and costly if you don’t thoroughly research your available options before … [Read more...] about CoverWallet Review – Simple and Fast Small Business Insurance Quotes
Can you believe the national average interest rate for savings accounts is just 0.09%? Yes, you read that right: 0.09% (not 0.9%). Leaving your money in a savings account is a terrible way to get decent returns on your investments when there are so many better (and higher paying) options available. Many of these alternatives also won’t charge you a dime to manage your savings account, something traditional banks still inexplicably do. If you’d like to start reaping the rewards of saving, then here are some alternatives you should ditch your … [Read more...] about Top 7 Excellent Alternatives to Low Interest Savings Accounts