If you are like me, you have a mountain of paperwork from your stock transactions, mutual fund statements, credit card bills, and a host of other financial records and financial documents. But, now that you have collected so much, the real question is how long to keep financial records and documents? There are several lengths of time and factors that you should consider how long to keep financial records. How Long To Keep Financial Records Financial Records To Keep Forever… There are several very important financial documents and records … [Read more...] about
7 Ways to Earn More Income in Retirement
You could live to be 75 or even 100. You never know how many years you may live after retiring from your full-time job, which means extending your retirement savings is critically important for your quality of life. If you’re concerned about whether your current savings will last, here are some exciting and useful ways to generate more income during retirement. Earn More Income Contribute to Your IRA or 401(k) Did you know that you can still contribute to retirement plans even after you retire? Doing so offers many financial advantages, … [Read more...] about 7 Ways to Earn More Income in Retirement
Useless Everyday Products to Stop Wasting Money On
Note - This post is part of a sponsored campaign with Radius Bank. All opinions are 100% my own. Even when you think you have no room left in your budget to cut expenses, you might be surprised by how many things you’re still needlessly spending money on when there are cheaper or even free alternatives available. Spending money on needs and wants is a psychologically rewarding activity, which is why it’s so easy for us to overlook areas where we could/should rein in our spending, but if you want to accomplish your financial goals then … [Read more...] about Useless Everyday Products to Stop Wasting Money On
Lex OnTrack Review – Identity Theft with Credit Repair
This post is sponsored by Lexington Law Firm. Identity theft cases are on the rise, according to Javelin Strategy & Research, which has been tracking identity theft statistics since 2003. In the year 2016, there were 15.4 million victims of fraud in the U.S., with $16 billion in losses reported. The number of ID theft incidents is only likely to continue rising after the 2017 Equifax hack, which exposed the personal and financial information of as many as 147 million American consumers. If you’re concerned about preventing the theft … [Read more...] about Lex OnTrack Review – Identity Theft with Credit Repair
The Best Way to Budget When You Have Irregular Income
Here is the next installment in our Reader’s Questions Series, which highlight questions emailed to me by you, the readers of Money Q&A. This time, we’re talking about the best way to budget when you have irregular income. Be sure to find out at the end of this article how you can receive a free copy of Dave Ramsey’s book, The Total Money Makeover. If you’re not familiar with Dave Ramsey’s book, you should run right out and get it. It is one of the best personal finance books that everyone should read. Now….on to … [Read more...] about The Best Way to Budget When You Have Irregular Income
Life Insurance is More Useful Than You May Think
You do what you can to protect your family’s future. You work hard to provide an income and health insurance. Have you considered making life insurance a part of that protection plan? Ask yourself a serious question: “Would there be a significant financial burden left to my family if I died tomorrow?” If the answer is yes, it may be time to speak to a financial professional that can help you find a trusted insurer for life insurance coverage. Here are a few reasons why you may want to consider buying a policy: Protect Your Family’s … [Read more...] about Life Insurance is More Useful Than You May Think
5 Retirement Mistakes Everyone Makes
There’s no such thing as a perfect retirement plan, but there are certainly common mistakes you should avoid at all costs. Although saving for retirement is obviously important, you’d be surprised by how many people are barely saving or not saving at all. Don’t risk having to work indefinitely by procrastinating on your retirement planning. Retirement Mistakes Everyone Makes Waiting for the ‘Perfect Moment’ to Start Saving The last thing you want to do is reach retirement age with no savings. The problem with retirement is that we … [Read more...] about 5 Retirement Mistakes Everyone Makes
Teaching Kids About Money – What Parents Need To Know
Did you know that only five states in the U.S. (Alabama, Missouri, Tennessee, Utah, and Virginia) currently have requirements for financial literacy classes at the high school level? I'm not a big fan of the current teaching financial literacy and personal finance in public schools. Parents need to be teaching kids about money - not necessarily our school teachers. Personal finance is something everyone has to deal with in their lifetime, and the lack of education on this crucial life skill is especially concerning for a majority of student … [Read more...] about
Money Q&A Gift Card Giveaway – Over $220 in Total Prizes
It's been quite a while since I've given anything away on Money Q&A other than copies of Dave Ramsey's bestselling book, "The Total Money Makeover", which I have given quite a lot of copies to readers who ask questions here on the site that I turn into blog posts. So, today...I thought it would be nice to give even more alway - in addition to a few copies of Dave's book. Today, I am giving away six gift cards and give hardcover books worth a combined $220 as follows: Two $50 Amazon gift cards Two $25 Amazon gift cards … [Read more...] about Money Q&A Gift Card Giveaway – Over $220 in Total Prizes
Dosh App Review – How to Get Cash Back for Your Everyday Purchases
There are many different ways to save money while shopping online, but the most popular tactics typically involve researching valid promo code offers, signing up for e-newsletters to get access to special deals (clogging your inbox in the process), and ironically spending more money to get access to offers like free shipping or rebates. If you’re looking for an effortless and free way to save money at the store and online then look no further than the Dosh app. Launched in April 2017, the Dosh app has revolutionized the way consumers save … [Read more...] about Dosh App Review – How to Get Cash Back for Your Everyday Purchases