Car leasing used to be almost universally considered a bad financial decision, but in recent years, leasing has gotten more favorable for consumers who want to upgrade their car every few years instead of driving it into the ground. This has become even more popular as safety technologies like back-up cameras, lane detection sensors, blind spot sensors, parking assistance, and other useful features become more advanced, thereby improving the safety of drivers, passengers, and pedestrians. If you want to get a new car but don’t want to put a … [Read more...] about Top 6 Things to Consider Before Leasing a Car
MyCorporation Review – How to Easily Start an LLC or Corporation
When you’re starting out as an entrepreneur, one of the first things you must do is form a limited liability company (LLC) or corporation to legally and financially protect yourself in ways that regular sole proprietorships don’t have access to. It isn’t the easiest process to tackle by yourself, especially if you’re a first-time business owner or you’re branching out into a new type of corporation classification. To help entrepreneurs launch new businesses and current sole proprietors establish an LLC or corporation, MyCorporation is a … [Read more...] about MyCorporation Review – How to Easily Start an LLC or Corporation
Top 8 Homeownership Costs Renters Do Not Understand
One of the most common parts of the American Dream that millions of people strive for is homeownership, but sometimes it’s not all it’s cracked up to be thanks to homeownership costs. When first-time homebuyers are saving up for a down payment on a home, the other costs related to home ownership that come after you buy the home are oftentimes overlooked because we get so wrapped up in the “saving for a home” part that we fail to adequately prepare for the expenses that come later. The old proverb about the grass being greener on the other … [Read more...] about Top 8 Homeownership Costs Renters Do Not Understand
Self Lender Review – An Easy Way to Build Credit
If you’re not thrilled with your current credit score or you’re struggling to get access to credit at all due to a lack of credit history, then, fortunately, there are some options available for people seem to be stuck between a rock and a hard place like you are. After all, having a bad credit score can affect seemingly everything – rental applications, access to low-interest financing options, and even your love life – so getting your credit score back in shape should be a major priority. One innovative option for folks with no/bad … [Read more...] about Self Lender Review – An Easy Way to Build Credit
A Plan for Taking ONE Simple Step in 2020 to Get Your Finances in Order
The following is a guest post by Tony Steuer, an advocate for Financial Preparedness and the author of GET READY!, and the founder of the Get Ready Initiative. If you'd like to contribute a guest post to Money Q&A, be sure to check out our guest posting guidelines. You’ve resolved to get a handle on your finances in 2020, but will that determination wane by March? With over 80% of people failing to realize their New Year’s resolutions, it’s likely that you’ll become overwhelmed with checklists and budget-tracking within just a matter … [Read more...] about A Plan for Taking ONE Simple Step in 2020 to Get Your Finances in Order
Top 7 Surprising Things that Can Significantly Impact Your Credit Score
Credit scoring models and factors that do/don’t influence your credit score are confusing concepts for many consumers, especially with recent changes to scoring practices (e.g., medical debt no longer factoring into credit scores). You probably already know of the major factors influencing your credit score – low credit utilization, on-time payment history, etc. – but what about the little-known factors that could also hurt or improve your score? Let’s take a closer look at 7 surprising things that can affect your credit score for better or … [Read more...] about Top 7 Surprising Things that Can Significantly Impact Your Credit Score