Search Results for: business

Should You Buy No Exam Life Insurance

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This is a guest post by Jeff Rose who is a certified financial planner and blogs at GoodFinancialCents. If you would like to write an article for Money Q&A, please visit our Guest Posting Guidelines page. If you have ever considered buying life insurance online, you may have come across advertisements that claim, “Life insurance with no exam”, or “How to get your life insurance fast by avoiding a medical exam”. We get quite a few people that contact our office inquiring about these life insurance products. If you’ve ever consider going the no exam life insurance route, it’s important you weigh these considerations before you do so. Who Needs No Exam Life Insurance? If you are in good health, have no time … Read more

When Should You Hire an Accountant to Help You with Your Income Taxes

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When Should You Hire an Accountant

Determining when should you hire an accountant can be a hard decision to make. I know that I put off hiring an accountant. I thought that I could continue to do all of the work myself. I soon found out that I was missing the skills and time needed to do the job right. Hiring an accountant or a tax professional can be a tough decision because chances are you are like me and have been doing your own taxes for quite a long time. However, hiring a professional can make a lot of sense in certain situations. The money they save you in taxes could potentially make up for their costs. You could receive a larger income tax refund in … Read more

What to Do Right Now Before You Lose Your Wallet

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What to do before you lose your wallet.

Have you ever lost your wallet? Of course, it can be a traumatic event in anyone’s life. But, there are steps you can take right now to help you before you lose your wallet. I can remember when my wife lost her’s at Walt Disney World of all places. She was lucky and someone had turned it into guest services. I’m probably going to jinx myself when I say this, but I have never lost my wallet…not once. But, as most people can attest to, it may just be a matter of time. According to a report from CNN, less than 20% of all wallets that are lost are returned to the owner. So forewarned is forearmed. Here are tips … Read more

Top 10 Ways to Break Your Texting While Driving Habit

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Distracted driving is 100% preventable. At the core of the issue is texting while driving. Distracted driving killed 3,092 people nationwide and injured approximately 416,000 in 2010. America is addicted to texting while driving. To stop texting and driving is proving to be a hard habit to break. But, there are ways that you can work to break your texting while driving habit. As you drive, consider when you become bored behind the wheel and inattentive. Try to take notice when you pick up the phone to start texting, surfing the web, or updating your Facebook status. You may not even realize that you are doing it because it has become second nature. Once you realize that you are engaging … Read more

What Is Commercial General Liability Insurance? And Why It’s Important

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What Is Commercial General Liability Insurance? Commercial general liability insurance, also known as CGL, is a business insurance policy that covers services of the injured and compensates for most negligence that occurs according to law or contract. It typically provides liability coverage for a loss or a bodily injury that occurs while the policy is in place for a set period. The liability insurance can be written to cover the business for a set period or only when a claim is made. What Is Commercial General Liability Insurance? Commercial General Liability Insurance is designed to insurance business policyholders against lawsuits and other financial claims that people or employees can make against it. This, of course, is very important for businesses … Read more

12 Personal Finance Books I Am Reading This Year

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I am a book junkie. My goal is to have a wall of books or my own personal library like a college professor. That’s one reason that I wrote the 10 best personal finance books I have on your bookshelf last year which included The Total Money Makeover by Dave Ramsey, Crush It by Gary Vaynerchuk, The Automatic Millionaire by David Bach, and several other great personal finance books that everyone should read. So, I thought it would be interesting to talk about what I am going to read this year throughout the year. This year I’m going to read 12 personal finance books or at least one per month. Later I will be sure to include my reviews for each of these … Read more