The Four Of The Best Car Insurance Discounts

The Four Of The Best Car Insurance Discounts

Do you have the best car insurance discounts? Car insurance is a highly competitive business that is great for individual consumers. Most car insurance companies will keep their rates low to attract and keep consumers. They fight against each other because customers are so fickle and hard to come by, and the insurance companies offer generous discounts to both new and existing customers. Here is a list of the most common types of car insurance discounts and what you need to do to qualify for them. Remember, every car insurance company maintains its list of the best car insurance discounts offered, but these are some of the most common ones from across most insurance carriers. They are also some of the … Read more

What Is COBRA Health Insurance And Why You May Need It

What is COBRA health insurance? Consolidated Omnibus Budget Reconciliation Act (COBRA) is a law that was passed by Congress in the mid 1980s that gives some employees and their dependents the ability to continue receiving health insurance coverage even after leaving employment. There are many times when you need to continue to receive private health care even though you may have lost your job. Health insurance is expensive, but COBRA health insurance can help you cover the gap in coverage until you find a new job with adequate health insurance for you and your family. Who Is Eligible For COBRA? An employee and their immediate family is eligible for COBRA health insurance coverage if one of the following qualifying events occurs … Read more

Why Good Companies Do Not Always Make Good Investments

There is a difference between a good company and a company’s stock that makes a good investment. How do you choose and know when a good company may be a poor investment choice? How do you keep from falling in love with a company? These are some of the tricky questions that individual stock investors wrestle with. Here are a few things to consider when trying to identify when a good company may be a bad investment. The Right Stock Valuation Classic finance theory states that the valuation of a stock price over the long-term is based on the current value of its future earnings (cash flows). So, what does that even mean? It means that a company’s individual popularity … Read more

The 7 Insurance Policies that You Don’t Have and Shouldn’t Live Without!

Find Out About The 7 Insurance Policies That You Don’t Have and Shouldn’t Live Without! Inside this eBook you’ll find out and learn… How to keep your shirt should you get sued The #1 policy you’re missing and need Myths you are mistaken about with your car insurance coverage Why your flat screen TV is in danger How you do not have nearly enough coverage for certain items And many other great tips and tricks to save you money… Simply Fill out the form below with your first name and email address. Then, click the “Instant Access!” button to receive your Free eBook “7 Insurance Policies You Can’t Live Without!” Insurance is a protection that allows individuals and businesses to minimize … Read more

Filing Too Many Small Claims Can Hurt You

You purchase home insurance to protect yourself if something major goes wrong such as a pipe that bursts, there is a fire, or some other peril.  In fact, most mortgage companies require you to have homeowner’s insurance if you have a mortgage on your house to protect their stake in your home as well. However, insurance companies are not in business to pay out too many claims. They would quickly find themselves out of business if they did that, and they take a negative view on customers filing too many claims in a short period of time as well. This is considered a red flag, and you can quickly find your insurance premiums going up or worse. What Is Considered … Read more

Financial and Blogging Resources that I Use and Recommend

Note: This page contains affiliate links for different financial resources that I use every day. Like always, all of the opinions are my own.  From time to time, I’m asked about which financial products I personally use and which I would recommend to others. Below is a list of many of the different financial resources, firms, services, and products I personally use. Financial Resources that I Recommend The Total Money Makeover – You didn’t really think that I would get very far on a financial resource page and mention Dave Ramsey did you? Be sure to check out what I have written about Dave Ramsey’s baby steps in previous blog posts. I’m a huge fan. I give away tons of free copies … Read more