Mother’s Day is just around the corner, and Americans will collectively spend approximately $20.7 billion on their moms this year, or about $168 individually. You can find several great and cheap mothers day gift ideas both online and in a store near you. But, you don't have to panic. If your budget is currently tight, but you love your mom (or grandma, or mother-in-law) and want to get her something special, then you should start now with these cheap mothers day gift ideas to find just the right present for her. 5 Unique and … [Read more...] about 5 Unique and Frugal Gifts for Mother’s Day
Despite what many gold bugs want you to believe, gold is not the best investment out there. There is a lot of hype about the precious metal, and it is the favorite topic of the talking heads on television. Is now the time to invest in gold? The recession has had a lot of people spooked about stock market prices falling, and there has been a subsequent rush into gold driving up the prices. People love to invest in a tangible real asset when times are tough. Now that gold is at an incredibly high price and the stock market is once again … [Read more...] about Three Reasons Why You Should Not Invest In Gold Now
Basic investment advice tells us that bonds are safer (but potentially less rewarding) than stocks, but truly learning the ins and outs of bonds is cast aside in favor of the latest and greatest investment opportunities like cryptocurrencies and junk bonds. While bonds are less popular amongst investors with moderate to aggressive investment strategies, it’s still worth knowing what types of bonds are out there and which ones might be good additions to your investment portfolio. Have you ever wondered what are bonds? In a nutshell, bonds … [Read more...] about What Are Bonds and Are They Worth Investing In?
If things are rough this year for your family, that doesn’t mean that you should add to your debt to make up for it this holiday season. It is okay to tell your children that Santa is broke this year. They probably already know that something is up, or they have an incredible sixth sense about how grownups are feeling. 7 Ways Not To Go Into Debt This Christmas One of the worst things that you can do though is trying to keep up with the status quo. Here are seven great ways to avoid adding to your debt this Christmas. Use Your Credit Card … [Read more...] about Top 7 Ways Not to Go into Debt this Christmas
We all understand that companies collect information on our behaviors, our shopping patterns and the like. But we collect data about ourselves, too. The problem is that we're not analyzing much of it. And we're missing a big opportunity to improve our lives and our finances. A friend was recently asking me about Fitbit. Most of my friends know that I'm a huge fan of Fitbit, those little pedometers on steroids, that help you monitor the number of daily steps you take and things like calories burned, food consumption, weight, sleep patterns … [Read more...] about You’re Collecting Information You Are Not Using
The following is a guest post by Rizwan Virk, the author of Startup Myths & Models: What You Won’t Learn in Business School. If you'd like to submit a guest post to Money Q&A, be sure to check out the site's Guest Posting Guidelines. Now that almost everyone is working from home, startup founders looking to raise money from investors will need to do so remotely. In fact, in-person pitches may now be a thing of the past. As both an individual investor and venture capitalist, I’ve taken a lot of remote pitches since the … [Read more...] about 5 Tips for Pitching Investors Remotely in the Time of Coronavirus