A prepaid credit card or prepaid debit card is a desirable option for many, especially those with a bad credit rating. A prepaid card is one whereby you fill the card with money prior to spending it, thus it is considered a great option because the chances of falling into debt are very slim. Green Dot® Gold Prepaid Visa Card prepaid Visa Cards are one the best and most popular prepaid cards on the market today.
A Little Green Dot Prepaid Visa Card History
Before we establish the benefits associated with owning a Green Dot® Gold Prepaid Visa Card, here is a little bit about the company itself. Green Dot began its journey over ten years ago in the year of 1999. The company is an American business and they are based in sunny California. And finally, their prepaid Visa card is one of the best in the world!
The Benefits Of A Green Dot Prepaid Visa
The best thing about owning one of the best prepaid credit cards is that anyone can acquire one. A lot of people often back away from attempting to apply for a credit card or a debit card because they fear that their credit rating and previous credit history will stand in the way of them and they will thus be rejected.
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With a Green Dot® Gold Prepaid Visa Card, there is no possibility of this happening because credit history is not taken in to consideration when your application is processed therefore you need not worry about your past coming up to haunt you.
- $0 Activation Online –with no credit check
- Access over 18,000 MoneyPass ® ATMs
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No overdraft fees
- No Minimum balance required Apply Now!
Another desirable aspect of this card is that you can not fall in to debt via the use of one. This is because you have to top up your card with money before you can use it and thus there is no chance of you spending money you do not have or being charged for dipping into an overdraft facility.
This makes a Green Dot prepaid card an especially desirable option for those that aren’t as good at managing their finances. This may lead to some of you asking; why have a prepaid card when you can just carry around cash? Well a prepaid card is a lot safer.
Carrying cash can be dangerous and there is little way of recovery if stolen, however Green Dot possess a great security feature and if your card is unfortunately lost or stolen you can benefit from a replacement card with your funds transferred.
Finally, you need not fear the availability of your card as Green Dot prepaid Visa Cards can be used anywhere. They are accepted at most shops, ATMs, and online outlets all over the world.
All in all if you have a bad credit history or just want a safer way to keep your cash then look no further than a Green Dot Prepaid Visa Card. This are the benefits that make the Green Dot Prepaid Visa Card one of the best prepaid credit cards on the market.