How would you rate your ability to create and stick to a budget consistently? Are you generally good about living below your means, or are you currently living paycheck-to-paycheck?
For people who struggle with saving money, there’s a great new budgeting program designed just for you. called Stratus. This awesome website was founded on the principles that high-quality financial advice shouldn’t be limited to the ultra-wealthy. Stratus believes that individuals and families deserve the same level of personalized advice and attention as folks making hundreds of thousands of dollars each year.
If you’d like to start saving on everyday expenses and creating more sustainable, long-term plans for your financial future, then here’s what you need to know about Stratus.
Stratus Review
Organize Your Personal Finances
Do you struggle when it comes to controlling impulsive spending habits? Do you tend to spend everything you make while promising yourself you’ll start saving soon? Or perhaps you want to create a better financial future for yourself, but you simply aren’t sure where to start?
If any of these questions align with your current situation, then you’re in luck! Stratus is specifically designed to help people avoid going over budget and develop long-term financial stability.
Once you establish your non-discretionary budget, which includes rent/mortgage, utilities, phone/Internet bill, groceries/dining, medical expenses, gas, and automotive maintenance, etc. Stratus then informs you how much “play money” you have leftover to spend on things like movies, dining out, clothes, and other non-essential expenses.
Best of all, Stratus routinely offers you suggestions for fine-tuning your budget based on your spending patterns. But, you still maintain full control over your budget every step of the way.
Manage Accounts in One Convenient Location
If you’re like many Americans, managing multiple credit cards, loans, and bank/investment accounts can be pretty difficult. You might be dealing with several different payment deadlines, minimum payment amounts, fluctuating account balances, and irregular income streams. So, how in the world are you supposed to pay everything on time to avoid late payment penalties and dings to your credit score?
Fortunately, the “Account Hub” feature on Stratus allows you to sync all of your accounts in one secure location. Stratus then analyzes your spending with the help of expense categories, tracks your payment history, and makes sure nothing is amiss with one of your monthly account statements.
Even if you bank with a small institution or credit union, Stratus can likely connect with your account, as it is currently functional for 13,000+ financial institutions, lending companies, and credit cards.
Plan for Long-Term Financial Goals
One of the greatest benefits of using Stratus is that you can set and refine both short- and long-term financial goals for yourself, then monitor your progress with Stratus’ easy-to-use dashboards.
With Stratus, you can get a clear visualization of your current income, expenses, and savings. You can adjust your savings and spending goals whenever you need to. If you ever slip-up one month, Stratus’ intelligent software offers personalized financial advice to help you overcome a minor instance of overspending.
Whether you have a short-term goal like saving enough money for a vacation or a long-term goal like saving money for retirement, Stratus is incredibly useful for anyone who needs more help when it comes to staying on track to meet their financial goals.
Is Stratus Right for You?
At this point, you might be wondering how much is this going to cost me? Surprise! Stratus is free. There’s no catch, just free financial planning software for people who want to improve their financial management skills, reduce their spending, and grow their savings and investment accounts.
With Stratus, you’ll be able to consistently check in and easily monitor your financial records. You can set as many goals as you’d like, such as paying off credit card debt quickly, paying off student loans, saving for a down payment on a home, or simply saving more of your monthly income to prepare for unexpected emergencies that could arise in the future.
You can say goodbye to the frustration of manually examining each credit card, bank, and/or loan monthly statement because Stratus compiles all of this information in one convenient location. If you’re worried about security, then never fear, Stratus utilizes 256-bit SSL encryption, your log-in information is never stored when you sync your accounts, and Stratus is a view-only software, which means they can’t move money in or out of accounts for you.
If you’ve been promising yourself that you’ll begin saving “someday” or seriously tackle your outstanding debt “someday,” then Stratus can help you get started for free!
Sign up today to see how Stratus can transform your financial situation and management skills.
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