For some investors, getting great returns on their investments is just one of multiple factors that influence how they allocate their portfolios. An increasingly popular trend among investors is socially responsible investing – or SRI – which emphasizes an individual’s responsibility to invest in companies and industries that seek to promote a better future for all of us with their innovative research and progressive solutions to societal problems.
If you’re concerned about the future of humanity and the sustainability of Earth amid changing global temperatures, environmental destruction, widespread disease, stagnant poverty rates and the like, then adjusting your investment decisions to align with more socially conscientious goals would be a good way to positively impact the future.
Getting more involved in socially responsible investing isn’t difficult, even for investors who don’t want to have to extensively manage their own portfolios. For instance, the up-and-coming socially responsible investing platform Swell Investing is ideal for both novice and experienced investors who want to fund sustainable companies with decent growth potential and good returns on current investments.
How to Invest in Socially Responsible Investments
Is Swell a good fit for your investment goals? Just check out what they have to offer:
Socially Responsible Investing
Swell has 6 themed portfolios to choose from (depending on which type of investments align with your values and generally meet your ROI expectations):
Renewable Energy: This portfolio includes companies that research and develop wind, solar, lithium batteries, and other forms of renewable energy. These alternative energy sources are expected to outpace the production of coal and fossil fuels within a couple decades, making them ideal investments for the future and good choices for environmentally-conscious investors.
Green Tech: This portfolio prioritizes electric vehicles, lithium mining and energy-efficient solutions while excluding companies connected to combustion engines, microchip manufacturers, and Internet service providers. This portfolio has notably outperformed the S&P 500 since its inception in September 2016, so it’s worth considering if you care about reducing global energy waste and increasing your portfolio’s rate of returns in the process.
Disease Eradication: This portfolio emphasizes medical research, biotechnological developments, and medical device manufacturers while excluding companies involved in Big Pharma and for-profit hospitals. The focus here is eradicating diseases like cancer, malaria, and tuberculosis, which kill millions of people worldwide each year.
Clean Water: This portfolio includes investments in clean water such as water filters, water pipe repairs, and water treatment facilities while excluding investments in oil refineries, single-use plastic manufacturers, and chemical byproduct producers. Currently, trillions of gallons of water are wasted each year, so it’s important to invest in better infrastructure to protect our planet’s most valuable resource.
Zero Waste: Did you know that an average of 220 million tons of waste ends up in landfills each year? For this reason, Swell’s Zero Waste portfolio prioritizes investments in recycling centers, repurposing companies and waste treatment facilities, while excluding investments related to restaurant chains (food waste), non-recyclable electronics manufacturers, and Amazon (blame the overuse of packaging).
Healthy Living: This portfolio emphasizes human health by investing in fitness companies, organic food producers, and home care providers while excluding investments related to fast food chains and non-organic agricultural companies. Obesity, diabetes, and heart disease are on the rise in the US (and the rest of the world), which means healthy living will remain a huge societal concern for many years to come.
Save for Retirement
Swell offers traditional brokerage accounts, as well as IRAs. Swell is all about investing in the future, why not invest in your future with a retirement savings account built around sustainable investments? You can choose from 3 different IRAs – traditional, SEP, and Roth – and enjoy a better future for yourself and the world, thanks to your investments.
Swell charges a flat annual fee of 0.75% (with a $50 account minimum required). So if you invest $1,000, Swell will cost you just $7.50 per year (or $37.50 for a $5,000 investment). Additionally, there are no trading fees, no price tiers, and no expense ratios, and Swell’s broker-dealer/custodian Folio is a FINRA and SIPC member, so securities in your Swell account are protected up to $500,000.
Should You Invest with Swell?
Swell examines a wide variety of factors when it comes to choosing the best investments to include in their portfolios, so you don’t have to choose between high returns and socially responsible investments. Each Swell portfolio is designed to create diversified, solutions-oriented investment options for investors of all levels.
The reasonable annual fee of 0.75% (and no trading fees) makes Swell a low-cost investment platform for anyone who wants to promote a better future for themselves, their families and their communities by investing in sustainable, innovative solutions to some of our planet’s biggest problems.