Accidents happen, but some accidents are more expensive than others. When it comes to multi-thousand dollar vehicles and the physical safety of other people, accidents can be downright unaffordable, even with decent auto insurance. If you were recently at fault for a car accident – even if you have years of clean driving records to prove it was a one-time incident – you will likely experience an increase in your premiums if the person you collided with decides to file a claim. As the DMV points out, there are many different factors that … [Read more...] about What to Do When Your Car Insurance Becomes Unaffordable
There are a lot of car insurance myths that continue to be spread around by consumers. One of the biggest reasons for car insurance myths is that you do not exactly know how your car insurance is calculated by your insurance company. These calculations are a closely guarded secret by most car insurance companies, but there are a few clues as to what makes our car insurance rates rise. It is important when you compare car insurance rates to understand as much as you can about how your car insurance rates are calculated and to debunk the popular … [Read more...] about
There are hundreds of thousands of Uber and Lyft drivers in the U.S. (amongst other drivers working for smaller rideshare companies), and the demand for their services continues to grow each year. Have you ever thought of becoming a Lyft or Uber rideshare driver? Whether you’ve used Uber or Lyft for a ride before and now you want to try it from the driver’s side or you’ve been looking for a relatively easy way to make a side income, there are several things you should consider before signing up to work for a rideshare company. Becoming … [Read more...] about Should You Work for a Rideshare Company Like Uber or Lyft?
If you have a new teen driver, you are probably a little bit worried for a myriad of reasons. You are concerned for your child’s safety first and foremost, but be honest. You are also worried about your car and your premium. Unfortunately, adding an inexperienced motorist will raise your bill, but there are plenty of steps you can take to lower that monthly payment. Get ready to contact your local Marietta car insurance agent and ask a few questions about the firm’s discounts and policies. How To Save When Car Insurance Shopping for … [Read more...] about Save Money Car Insurance Shopping for Teen Drivers
I saw a segment on the news recently that highlighted a family whose insurance company had canceled their renters' policy. The family in question filed two claims against their policy over the holidays after burglars broke into their home before Christmas and again just before New Year's. As a result, their insurer dropped them. Of course, the timing was horrible, and the local media covered the story exhaustively. But I'm glad the insurance company canceled their policy, and you should be happy, too. Here's why: What are the odds of a family … [Read more...] about
People tend to take their car insurance for granted until it comes time to file a car insurance claim. At this point, drivers need the mystery behind the claims process to be unveiled quickly. People often feel nervous and uncomfortable making claims because they do not know exactly what the whole thing entails. Some parts of the process can vary depending on the state, the nature of your accident, and the company. Taking The Mystery Out Of A Car Insurance Claim However, by familiarizing yourself with the typical experience of the average … [Read more...] about Taking The Mystery Out Of A Car Insurance Claim In 5 Steps
Distracted driving is 100% preventable. At the core of the issue is texting while driving. Distracted driving killed 3,092 people nationwide and injured approximately 416,000 in 2010. America is addicted to texting while driving. To stop texting and driving is proving to be a hard habit to break. But, there are ways that you can work to break your texting while driving habit. As you drive, consider when you become bored behind the wheel and inattentive. Try to take notice when you pick up the phone to start texting, surfing the web, or … [Read more...] about Top 10 Ways to Break Your Texting While Driving Habit
Do we really care about the dangers of texting while driving? Drivers and the insurance industry have to take a hard stance on texting while driving. Do we as a society really care about texting while driving? Or, do we simply pay lip service to the dangers? I am of the belief that Americans look the other way and really do not care about people who are texting while driving. Despite it being illegal in 38 states across America, we have done little to nothing to stop the rising trend. A survey released by State Farm in November 2012 found … [Read more...] about Do We Really Care About Texting While Driving? How To Implement Real Social Change!
Do you have the best car insurance discounts? Car insurance is an extremely competitive business which is great for the individual consumer. Most car insurance companies will keep their rates low in order to attract and keep consumers. They fight against each other because customers are so fickle and hard to come by, and the insurance companies offer generous discounts to both new and existing customers. Here is a list of the most common types of car insurance discounts, and what you need to do to qualify for them. Remember, every car … [Read more...] about The Four Of The Best Car Insurance Discounts
What is one of the first things that you think about when you get pulled over by the police for speeding or some other traffic violation? I know that one of my first thoughts goes to my car insurance and how much my car insurance premium may go up if I get a ticket. We all understand that tickets affect insurance rates, but many of us do not know how do speeding tickets affect insurance rates and how other violations play into our rates. Now, Insurance.com has done the leg work for you with a new study that they have just published dissecting … [Read more...] about How Tickets Can Affect Your Car Insurance Rates