FinTech

Financial technology (FinTech) is the new technology and innovation that aims to compete with traditional financial methods in the delivery of financial services. FinTech is a new industry that uses technology to improve activities in finance. Some of the best FinTech includes smartphone apps.

OppsLoan Review – Personal Loans that Are an Alternative to Payday Loans

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When you’re in a pinch and desperately need money, where do you look for cash? If you’re like a majority of Americans, you might not have even $1,000 set aside in an emergency savings fund, which means you’ll need to borrow that money from somewhere. In some cases, people turn to family members or credit cards to help them out, but if you’re running out of options, then a quick loan might be the only option you have. Unfortunately, the quickest, most accessible borrowing method comes in the form of payday loans, which have an average 400% interest rate, plus fees. This means you could end up paying $15-30 for every $100 you borrow. That is an outrageous amount of interest … Read more

Ebates Review — Earn Cash Back on Your Online Shopping

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Who doesn’t love getting cash back? Whether it’s a mail-in rebate or credit card rewards bonus, we love getting cash back on our purchases because it helps reduce the cost of the item or service we buy. Ebates builds on the premise of cash back online shopping by giving consumers incredible access to cash back offers on hundreds of well-known websites like Amazon and Groupon, which can effectively double your cash back rewards when combined with a rewards credit card. If you want a free, easy and automatic way to earn more cash back on everything from clothing and school supplies to flights and accommodations, then here are some reasons why Ebates might be perfect to add to your shopping … Read more

Review of Earny – Automatic Price Protection for Your Online Purchases

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Consumer technologies are unbelievably advanced these days. We have smart home devices to control our lights and thermostats, remote home entry systems, VR headsets, voice-to-text audio features, AI assistants at your fingertips…it’s really overwhelming to think about how much technology can improve our lives with minimal effort on our part! Smartphone and tablet apps are also becoming extraordinarily useful, from low-cost therapy chats and first aid advice apps to automated money-saving apps, such as Earny. If you’ve ever purchased something online, only to realize a few weeks later that the price dropped significantly, then you understand the frustration of buying something at the wrong time. Fortunately, Earny’s algorithm is designed to eliminate this frustration altogether by getting your cash back … Read more

Blooom Review – A Robo Advisor to Manage Your 401k Plans Easier

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Using Blooom with My 401k

Note –This post may contain affiliate links or links from our sponsors. All opinions are my own. If your company provides a 401k plan for its employees, are you getting the best returns possible on your 401k? The upside to 401k retirement planning is that you have some level of flexibility when it comes to deciding who will manage your investments until you’re ready to retire. Unfortunately, many experienced investment advisors are too expensive for everyday folks who just want to maximize their savings so they can retire by 65 or earlier. For this reason, the founders of Blooom started their company to offer affordable 401k planning services to the 99% (according to their website). With Blooom, you don’t need … Read more

Mint Mobile Review – Cheap Mobile Phone Plans Starting at $15 per Month

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Mint Mobile Review

This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links. If you’re trying to cut back on your budget and save money on regular expenses, then your monthly cell phone bill is a good place to start trimming. After all, the average person spends hundreds of dollars per year on data, texting, calling, and phone upgrades – but is this really necessary? Step aside, Verizon, AT&T, and T-Mobile; it’s all about saving money with Mint Mobile now. This up-and-coming cell service provider offers incredible 4G LTE coverage and low, transparent prices on their phone plans compared to other major service providers. Mint Mobile even offers a 7-day, money-back guarantee on … Read more

M1 Finance Review – A Great Robo Advisor for Investors

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M1 Finance

Note – This blog post may contain affiliate links. While all opinions are my own, and I’m a long-time user and proponent of M1 Finance, I do receive a small compensation if you choose to sign up through the links in this article. When it comes to investing with robo-advisors, there are plenty of low-cost, automated trading platforms available today. While there are unique advantages (and disadvantages) to each one, the newest robo-advisor on the market called M1 Finance gives the more established, sophisticated investors great investing options. Developed by a 25 year-old Stanford graduate, M1 Finance simplifies the investment process for beginning and experienced investors alike. Unlike other robo-advisors, M1 Finance does not charge a fee, and it gives … Read more