Car title loans are some of the most popular types of loans today which is one of the benefits of car title loans. This is mainly because they are easy to access and are tied to very few requirements or restrictions. Unlike bank loans that demand a whole bunch of conditions including stellar credit score, guarantors, and collateral, car loans come with very few restrictions. Often you simply only need to have the title of your car in order to get a short-term loan. In addition to this, little paperwork is often needed with a car title … [Read more...] about Understanding The Benefits Of Car Title Loans
If you are new to home buying, you will soon find out that most lending institutions require that loan applicants put 20% down when applying for a mortgage, or you will need private mortgage insurance. Of course, there are exceptions to this rule, of course, as some financial institutions will accept applications even in this turbulent home buying market with 10% down. Go online first and contact a couple brokers or several lenders through a service like LendingTree.com which will find you four mortgage loan offers. Buying a Home With … [Read more...] about Buying a Home with Private Mortgage Insurance and Pay PMI Off Early
Should you get a small business loan? Each business is unique. So, there’s no single, universal answer to this common concern. However, we can examine some important questions, whose answers can help you make the best decision for your situation.
What is a Small Business Loan?
A small business loan works just like personal credit, only it’s intended to help you grow your business. For a new business, you will still personally guarantee the loan, but you will have to qualify based on your business’s health and your ability to demonstrate how … [Read more...] about
We all make mistakes when buying a car, and a seemingly small mistake related to a car loan can actually cost quite a bit of money and erase the savings that have been negotiated on the actual purchase price of the vehicle selected. If you want to get a great deal on your next car loan, you will need to do much more than just get a great deal by haggling with the salesperson or over the sticker cost. The biggest mistakes related to a new car purchase relate directly to the finance side of the process. When you make the … [Read more...] about Top Financial Mistakes People Make When Buying A Car
You may have heard ‘logbook loans’ mentioned in the last few years, perhaps through TV adverts or online. A logbook loan is a short term financial solution which allows you to borrow money and use your car as collateral (the same way you could use your home to get a secured loan). In order to qualify for a logbook loan, there are certain conditions that you must meet: Your car must be registered in your name, and yours alone. This stops people from using cars that are not legally theirs in order to secure loans. You will also need to … [Read more...] about How Can Your Logbook Earn You Money?
Here is the next installment in our the Reader’s Questions Series which highlight questions emailed to me by you, the readers of Money Q&A. Be sure to find out at the end of this article how you can receive a free copy of Dave Ramsey’s book, The Total Money Makeover if your money question is chosen to be featured on an upcoming week’s blog post. A reader recently wrote in with the following question about his student loans and forgiveness. Is there a way to have my federal Stafford Loan forgiven? There … [Read more...] about What Are Good Federal Stafford Student Loan Forgiveness Programs?