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Top 3 Investment Accounts to Invest in for Your Children

by Hank Coleman
Top 3 Investment Accounts to Invest for Your Children

One of the most important things that you have to consider is what your goals are for the money you are saving for your children. Do you want to have more money for them to go to college with? Do you want to be able to help them buy them a car when they are 16 years-old? Do you want to save for your daughter’s wedding? The goal will drive which investment choice that you make. Here are three options for you to consider based on your goals. Three Accounts To Invest For Your Children 529 College Savings Account A 529 College Savings Account is one of the best investments for your children’s education that a parent can make. A … Read more

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Top 3 Short Term Cash Investments You Should Consider Now!

by Hank Coleman
Top 3 Short Term Cash Investments You Should Consider Now!

There are several options for a short term cash investments.People email me and ask all the time where they should invest their short-term cash. Because of the stock market’s shaky returns lately or even those who are saving for a goal like a down payment on a home, more people are holding cash in their investment portfolios than ever before.

That is the case for young investors too. Young investors are holding more cash than ever before in their investment portfolios instead of putting that money to work in the stock market.

So, where should you stash cash in the short term? There are several short term cash investments that you may want to consider.

High Yield Online Savings Accounts

There are many options for investors to find higher interest rates on their savings accounts online. Online banks, many of them who are strictly only available online like ING Direct, offer customers higher rates of return because their overhead costs are much lower.

Other great online banks that offer a very competitive rate of return are ING Direct’s Orange Savings Account, Ally Bank, Everbank, and PerkStreet Financial.

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