Buying a Home with Private Mortgage Insurance and Pay PMI Off Early

12 Things You Should Know Before Buying A House

If you are new to home buying, you will soon find out that most lending institutions require that loan applicants put 20% down when applying for a mortgage, or you will need private mortgage insurance. Of course, there are exceptions to this rule, of course, as some financial institutions will accept applications even in this turbulent home buying market with 10% down. Go online first and contact a couple of brokers or several lenders through a service like LendingTree.com which will find you four mortgage loan offers. Buying a Home With Private Mortgage Insurance (PMI) If you do not have the 20% down payment, then you will be required in almost every instance to buy private mortgage insurance which is also … Read more

My Next Home Is Going to Be a Hotel and I’m Saving Over $900 per Month!

Have you ever thought about living in a hotel?

Have you ever thought about living in a hotel? Because of the day job that I have, I tend to bounce around from one location to another fairly quickly. There are often times when I am working or going to a class for just a couple of months at a time. So, of course, I’m not going to put down any type of roots in that instance. I could rent an apartment for a month-to-month lease, but the number and quality of those types of apartments are not always the best. Why I’m Thinking About Living in a Hotel So, I started thinking about living in a hotel. I have always been fascinated by extended stay hotels in particular. Every … Read more