Have you struggled saving for a house deposit in the UK? You may have heard about the helping hand that first time home buyers are getting in the UK from the government, with the Help to Buy scheme and Help to Buy ISA. Unfortunately in the US, we don’t have anything similar. And, saving for a house deposit can be extremely difficult for people looking to buy their first homes. Here are some tips for saving for a house deposit. Tips for Saving for a House Deposit On A Budget If you’re struggling with saving for a house deposit which … [Read more...] about Saving for a House Deposit When You’re Already On a Budget
One of the most important things that you have to consider is what your goals are for the money you are saving for your children. Do you want to have more money for them to go to college with? Do you want to be able to help them buy them a car when they are 16 years-old? Do you want to save for your daughter’s wedding? The goal will drive which investment choice that you make. Here are three options for you to consider based on your goals. Three Accounts To Invest For Your Children 529 College Savings Account A 529 College Savings … [Read more...] about Top 3 Investment Accounts to Invest in for Your Children
People email me and ask all the time where they should invest their short-term cash. Because of the stock market’s shaky returns lately or even those who are saving for a goal like a down payment on a home, more people are holding cash in their investment portfolios than ever before. That is the case for young investors too. Young investors are holding more cash than ever before in their investment portfolios instead of putting that money to work in the stock market. So, where should you stash cash in the short term? There are several … [Read more...] about Top 3 Short Term Cash Investments You Should Consider Now!