Jeremy

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6 Money Tips for College Students

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Reasons to Add Fun Money to Your Budget

When you’re in college, you have so many opportunities to go and have fun, explore the world, and open your mind. However, most of these things come with a price tag. As a college student, money will be tight for quite some time. Even if you have a job, college is expensive, and unless you received a full scholarship to the school of your choosing, be prepared for hefty bills and not a lot of disposable income. Tips for College Students If you’re smart about your money, though, you can save a little bit, pay your bills, and still enjoy your time. Follow our six money tips for college students to help keep you on track. Watch What Loans You … Read more

How to Get Cash Back On Credit Card

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Imagination is more important than knowledge but, if you give your credit card to a man in the early 19’s, he would just laugh in your face and walk off. Fast forward it to 1950 and Boom! America got its first credit card. Take a leap of 30 years, and you land up with the first reward program by American airlines. The point is, credit card has been with us for almost 70 years and yet we are not fully aware of its functionality. In our age where being frugal has become a necessity, the credit card should be the first to consider. Why? Coz, just take a peek at your wallet, how many credit cards do you see? At … Read more

Buying Your First Home? 5 Steps to Take to Get Ready

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Why is my house not selling?

Looking for your first house is an exciting time. Whether you’re moving from your parent’s place, going from an apartment into a home, or you’re newlyweds looking at your first property together as a couple, home-buying is thrilling. If you’re not prepared though, looking at homes can be overwhelming, disappointing, and discouraging. There are steps to take before you look, during the process of viewing homes, and while you put in your offer. All of these steps help to ensure that your home-buying experience goes as smoothly as possible. To help you out, here are five steps to take when you’re buying your first home. Determine What Mortgage You Can Afford Before you begin to look at houses, you should … Read more

Invest in Your Retirement Now – Your Retired Self Will Thank You

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401k Retirement Plans

It’s a common question to ask think – will I have enough money saved up to retire happily? Not having enough money to retire is a scary thought. You work almost your entire life to have your golden years free of a job. However, if you are not financially able to retire, that dream may not become a reality. No one says you have to be rich to retire (although that does help). But you do want to have enough money set aside that you won’t have to worry about whether or not you can afford to pay the bills. How to Invest in Your Retirement Now There are many ways that you can save and invest in your retirement. Some … Read more

Trying To Manage Your Debt? These Options Are Available In Scotland

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Everyone experiences portions of their lives when they fall on periods of financial hardship, and many of us have no idea what to do when this reality comes to roost in our lives. This guide was put together to suggest some of the most common methods of dealing with indebtedness and how to get the help you need to meet this challenging time. Seek Out Free Debt Advice No, this doesn’t mean you should speak to your friends and relatives about what to do with your financial situation. Aside from being embarrassing, it’s also likely they aren’t trained financial professionals and may give you advice based on rumor and speculation.  Instead, use one of the many free debt advice groups … Read more

Financial Preparation Services Launches

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Financial Preparation Services of Irvine, California is dedicated to helping their clients find the best possible loan solution. They understand what it’s like to live with debt, and not all money lenders are honest and want you to be able to pay them back. In fact, recently, there are large-scale loan service providers that have come under fire for unethical actions involving how they treated their clients and actually made it harder for them to pay off their loans. As loan companies make money on interest that borrowers are paying, the longer it takes to pay back the loan, the more money they make on your interest payments. The services offered by the Financial Preparation Services team are 100% dedicated … Read more