Are you getting the best rate of return on investment? Kiplinger's Personal Finance Magazine annually discusses ways to boost your investment yield in its latest issue. I have to say that I am always pretty disappointed with their recommendations. I love the magazine, but I didn't really care for a list of mutual funds and Exchange Traded Funds (ETFs). But, I wanted concrete ideas on how to earn a 10% annual rate of return on my investments. US Treasuries are earning less than 1% and money market funds are not fairing much better. Certificates … [Read more...] about The Ultimate Guide to Earning a 10% Rate of Return on Your Investments
eCommerce Comparison: Which of the Leading Platforms Is Right for Your Business?
Whether you are looking to get into the world of online retail or taking an existing business to the digital playing field, you will be pleasantly surprised to find many eCommerce options available to you. However, not all eCommerce platform providers are the same. It’s best to understand your business’ needs first and choose the provider which best suits you. For newcomers, the differences may often be hard to find or understand. This breakdown of 5 of the leading eComm builders should put things in order, and help you make the … [Read more...] about eCommerce Comparison: Which of the Leading Platforms Is Right for Your Business?
How Parents Can Fight Back from the Rising Cost of Raising a Child
The cost of raising just a child nowadays could cost as much as a house (if not more) over the span of 18 years (not including college tuition!). This enormous price-tag has a lot of potential parents wary about starting a family, especially when they’re still paying off student loans, saving for a home and enjoying youthful hobbies like traveling while they still can. A recent survey of adults aged 20-45 years old found 43% of them waited longer to have children due to financial concerns, so you’re not alone in wanting to postpone having a … [Read more...] about How Parents Can Fight Back from the Rising Cost of Raising a Child
Lime vs Bird Scooters – Which Scooter Is the Best?
E-scooters are becoming just as popular as local bike sharing programs, though the unique nature of e-scooters has led some states and local governments to ban or restrict the use of e-scooters in their areas. Fortunately, the potential for positive environmental impacts (e.g., reduced traffic congestion in urban areas, lower CO2 emissions) has convinced more and more politicians to pass legislation allowing the use of e-scooters (and even relaxing stringent regulations on e-scooters, as we recently witnessed in California and Texas). If … [Read more...] about Lime vs Bird Scooters – Which Scooter Is the Best?
5 Student Loans Myths You Need to Stop Believing Right Now
If you’re planning on taking out student loans or have already done so to achieve your career aspirations (maybe you want to open a business that designs cool car wraps or create a game-changing fintech app), then here are five persistent myths that you need to stop believing right now. Otherwise, you could find yourself swimming or sinking in massive debt for years after you graduate. Myth: It’s always smart to consolidate your student loans. Fact: There is a big and important difference between consolidating student loans and … [Read more...] about 5 Student Loans Myths You Need to Stop Believing Right Now
6 Simple New Year’s Money Challenges to Save More
Improving personal financial management is one of the most common New Years’ resolutions out there (aside from eating healthier and losing weight, perhaps). The problem with this resolution is that it’s extremely vague, which increases the likelihood that you won’t fulfill it because there’s no clear end goal for something like “save more money” ($1 more? $1,000 more?) or “manage money better.” Don’t let another new year go by where you set resolutions and don’t follow through due to a lack of specificity for those goals. You can improve … [Read more...] about 6 Simple New Year’s Money Challenges to Save More
What Is Amazon Flex? Is It a Viable Income Opportunity?
If you’ve been looking for legitimate home-based business ideas, then you have a lot more options beyond filling out surveys for pennies all day. Some mainstream freelance opportunities like driving for a ride-sharing service or house-sitting for other people might not be a good fit for your personality or job needs, and other popular freelance gigs like writing blogs or designing graphics might not meet your income needs, either. Fortunately, Amazon is expanding its empire of independent contractors through its up-and-coming Amazon Flex … [Read more...] about What Is Amazon Flex? Is It a Viable Income Opportunity?