Are you getting the best rate of return on investment? Kiplinger's Personal Finance Magazine annually discusses ways to boost your investment yield in its latest issue. I have to say that I am always pretty disappointed with their recommendations. I love the magazine, but I didn't really care for a list of mutual funds and Exchange Traded Funds (ETFs). But, I wanted concrete ideas on how to earn a 10% annual rate of return on my investments. US Treasuries are earning less than 1% and money market funds are not fairing much better. Certificates … [Read more...] about The Ultimate Guide to Earning a 10% Rate of Return on Your Investments
The Entrepreneur’s Roadmap – Master the 7 Stages of Startup Growth
The following is a guest post by Jonathan Littman and Susanna Camp. They are the authors of The Entrepreneur’s Faces: How Makers, Visionaries, and Outsiders Succeed. This blog post was originally published on Value Walk and is republished with permission. Growth is the essence of a startup. Jumping on a hot idea. Prototyping, and finding and selling to target customers. But did you know that startups grow through stages? In our new book The Entrepreneur’s Faces: How Makers, Visionaries and Outsiders Succeed, we explore not just the … [Read more...] about The Entrepreneur’s Roadmap – Master the 7 Stages of Startup Growth
Getting Started Investing in Real Estate? Follow this Advice from a Real Estate Veteran
The following is a guest post by Terry Painter, author of The Encyclopedia of Commercial Real Estate Advice. If you'd like to submit a guest post to Money Q&A, be sure to check out the site's Guest Posting Guidelines. In 2002, my client Conrad had a net worth of $230,000 when he called me for a loan to buy a 6-plex in Oakland. This was his first investment property. Today he is worth over $30 million. How did he do it? First, he read a lot of books and took a course on how to become the best real estate investor. Then, over the … [Read more...] about Getting Started Investing in Real Estate? Follow this Advice from a Real Estate Veteran
Review of Raddish Kids Cooking Club Subscription Box for Children
Among the many useful skills parents should pass on to their children while they’re still living at home, cooking is arguably one of the most important lifelong skills out there. Beyond the fundamentals of prepping grocery lists and planning meals, teaching culinary skills – such as following recipes and pairing complementary flavors – Raddish Kids gives your kids the skills they need to continue leading healthy lifestyles after they eventually move out. The problem with cooking is that it can be challenging enough for one person to prep a … [Read more...] about Review of Raddish Kids Cooking Club Subscription Box for Children
Is Stress Negatively Impacting Your Personal Finances?
An April 2020 survey released by the National Endowment for Financial Education found that 88% of Americans were reportedly stressed about finances as a result of the Covid-19 pandemic. Of those respondents, 54% said they were stressed about not saving enough money (for emergency savings and/or retirement), 29% were concerned about fluctuating income, and 48% were stressed about paying regular bills like mortgage/rent, utilities and healthcare. Considering the fact that Covid-19 has impacted almost everyone on Earth in some capacity, it’s … [Read more...] about Is Stress Negatively Impacting Your Personal Finances?
Top 10 Ways To Save Money On Valentine’s Day Gifts
Valentines Day gifts can be expensive. But, they don't have to be! You can save money on Valentines Day gifts and still make your significant other very happy! You just have to get a little creative on Valentines Day gift ideas. Valentine's Day is an expensive holiday for most people. And, it’s very hard for couples and spouses to save money on Valentines Day. According to the National Retail Federation (NRF), expected sales for Valentine's Day this year are expected to be over $19.7 billion. That’s an … [Read more...] about Top 10 Ways To Save Money On Valentine’s Day Gifts
7 Credit Lessons You Can Learn from ‘The Mandalorian’
The following is a guest post by Jessica Larson, SolopreneurJournal.com Gaining a reputation and establishing credit are really two sides of the same proverbial coin, and it’s hard to find anyone with a more solid reputation than Din Djarin, the title character in the hit Star Wars series “The Mandalorian.” So it only makes sense that, when it comes to building and maintaining credit, there’s plenty to learn from old Mando and his cohorts. After all, principles like honor and dependability are the same whether you’re living life on modern … [Read more...] about 7 Credit Lessons You Can Learn from ‘The Mandalorian’