Are you getting the best rate of return on investment? Kiplinger's Personal Finance Magazine annually discusses ways to boost your investment yield in their latest issue. I have to say that I am always pretty disappointed in their recommendations. I love the magazine, but I didn't really care for a list of mutual funds and Exchange Traded Funds (ETFs). But, I wanted concrete ideas on how to earn a 10% annual rate of return on my investments. US Treasuries are earning less than 1% and money market funds are not fairing much … [Read more...] about Ten Ways To Earn A 10% Rate Of Return On Your Investments
Did you know that Money Q&A has a podcast? Hank Coleman is the co-host of the MilMoney Movement Podcast. And, Episode 11 aired earlier this week with an interview with Brian Barnes, Founder of M1 Finance, a free automated investing platform. Investing can strike fear in the hearts of far too many. But, it doesn't have to! Be sure to subscribe to the podcast and check out all of the other episodes too! Be sure to check out Money Q&A's full review of M1 Finance! Behind the Scenes Interview with Brian Barnes - … [Read more...] about
The following is a guest post by Christy Whitman, the author of "Quantum Success: 7 Essential Laws for a Thriving, Joyful, and Prosperous Relationship with Work and Money". If you'd like to contribute a guest post to Money Q&A, please check out the site's guest posting guidelines. Take a moment to think about all of the people, places and things that are currently a part of your life experience: your friends and loved ones; your job; your home; your belongings… and now consider the fact that long before any of these things came into being … [Read more...] about Creating a Love Affair with Money
Did you know that we have a podcast? Hank Coleman from Money Q&A is proud to be the co-host of the MilMoney Movement Podcast. We're already on Episode 11. Be sure to subscribe to the podcast and check out all of the other episodes! In Episode 11 of the Military Money Movement Podcast, Lacey Langford and Hank Coleman talk to Brian Barnes, the founder of the free automated investing platform, M1 Finance. Investing can strike fear in the hearts of far too many. But, it doesn't have to! Be sure to check out Money Q&A's full review … [Read more...] about
The following is a guest post by June Duncan, who is the co-creator of Rise Up for Caregivers, which offers support for family members and friends who have taken on the responsibility of caring for their loved ones, and the author of the upcoming book, The Complete Guide to Caregiving: A Daily Companion for New Senior Caregivers. If you'd like to contribute a guest post to Money Q&A, check out our guest posting guidelines. Long-term care is something we will all need, but few of us are really willing to think about. Considering what … [Read more...] about Looking to the Future – How to Plan for Your Long-Term Care Needs
You know you should improve your credit score. You hear over and over again that having bad credit can affect your interest rates on credit cards and loans, but if you think those are the only things bad credit affects, think again. 10 Things You Didn’t Know Bad Credit Affects 1. Your Mental Health Did you know that psychological and social epidemiological research has linked household debt to higher instances of depression, greater feelings of stress, lower quality health, and higher blood pressure? This may sound obvious, but the … [Read more...] about 10 Things You Didn’t Know Bad Credit Affects
The following is a guest post from Jeremy Larner, an angel investor who also runs JKLWorldwide.com, conducting procurement and investment strategies for wealthy clientele in the world of art. What does a successful angel investor look like? Is it a flamboyant millionaire flying around in private jets? Or is it a savvy investor that makes research based investments following a strategy that facilitates success? For angel investors, the latter is more likely to be true. Anyone with a large sum of money can be an angel investor. … [Read more...] about
I am a huge fan of term life insurance, and I do not favor whole life insurance or cash value life insurance. For most people, term life insurance is the best option. Very few consumers need permanent life insurance. There are many benefits to term life insurance that make it a great insurance product for people who are looking to protect their income and continue to provide for their families and loved ones in the event of their untimely death. Why You Should Love Term Life Insurance Term Life Insurance Is Cheap The best benefit of … [Read more...] about Top 3 Reasons That I Love Term Life Insurance and You Should Too
Young adults seem to have no problem “hopping” from job to job in search of better opportunities and higher pay. But, is job-hopping really worth it if you’re potentially hurting your retirement savings? Whether you’ve recently graduated from college or you’re in the middle of a late-career job transition, it’s important to be aware of the upsides and downsides to job-hopping. While higher pay, better benefits, and cooler workplace perks may be advantageous to some workers, the trade-off of lower job security and fewer opportunities to save … [Read more...] about Top 4 Ways to Save for Retirement as a Job Hopper Now
Subscription boxes first became popular in 2011. Today, it’s estimated that there are 400-600 different subscription box options ranging from $10-90 per month in the US alone. Here are a few subscription box reviews for you to check out. There are millions of subscribers for everything from wine to tech gadgets and beauty sets. These subscriptions are touted as effective ways to save money. But, if you don’t do your homework first, you might not get the best value for your money. My wife and I love to drink wine. Well…my wife loves to … [Read more...] about Subscription Boxes: Are They Worth The Price You Pay?
A lot of us dream of being able to save enough money to retire in our 50s, or even earlier. But, the reality is that the average American retires around age 65. Since the average lifespan has increased as a result of advanced medicine and technologies, 65 might not sound too old until you realize that many Americans are retiring without enough money to sustain their lifestyles until they die. According to some research, American households have, on average, just $120,000 saved for retirement. Calculations may vary, but a … [Read more...] about Is It Really Possible to Retire in Your 50s Now?