Are you getting the best rate of return on investment? Kiplinger's Personal Finance Magazine annually discusses ways to boost your investment yield in their latest issue. I have to say that I am always pretty disappointed in their recommendations. I love the magazine, but I didn't really care for a list of mutual funds and Exchange Traded Funds (ETFs). But, I wanted concrete ideas on how to earn a 10% annual rate of return on my investments. US Treasuries are earning less than 1% and money market funds are not fairing much … [Read more...] about Ten Ways To Earn A 10% Rate Of Return On Your Investments
Setapp Review – How to Use Over 100 of the Best Apps on Your Mac for One Low Monthly Fee
Do you ever wish there was an easy, affordable solution to transform your productivity with the click of a button? As impossible as this may sound, it actually exists: a nifty subscription service called Setapp (also referred to as the “Spotify of Mac apps”). Launched in 2017, Setapp has since acquired more than 15,000 subscribers for its multi-app access service, which is designed to make your academic, professional and personal tasks as simple as possible with the help of more than one hundred apps included in the subscription package. Setapp … [Read more...] about
Top 4 Crazy Investments to Make in Animals Instead of the Stock Market
Whether you simply love animals or you’re looking for more diversified investment options for your portfolio, there are some fantastic and terrible investments related to the animal and pet industries. As Forbes reports, the value of the pet care industry is skyrocketing, thanks to more and more Americans opting to have dogs, cats, and horses instead of children. As of 2017, the pet care industry is worth nearly $70 billion in the U.S. alone, as pet owners add more four-legged members to their families and spend money on everything from pet … [Read more...] about
Republic Wireless Review – A Great Way to Save On Your Cell Phone Bill
Deciding on a cell service provider can be quite a hassle, especially with all of the fine print details, hidden fees, service maps, and other contractual matters. Sure, the major providers like Verizon, AT&T, and T-Mobile might offer great benefits like top-of-the-line data speeds, unlimited talk and text, and other cool products and services, but it’s still confusing to navigate the contracts. If you want better cell phone service at a reasonable cost, then up-and-coming Republic Wireless might be the answer you’ve been waiting for. … [Read more...] about Republic Wireless Review – A Great Way to Save On Your Cell Phone Bill
The Advantages of Investing in Dividend Reinvestment Plans (DRIPs)
Dividends are an important factor in making any investment decision. They have a significant impact on the overall return of a particular investment. That's why I love dividend reinvestment plans. While in the short term it may not seem like you could gain much from reinvesting small amounts of dividends, over the long-term you could be missing out on significant gains from the effect of compounding interest. One of the easiest ways to maximize investments in dividend stocks is through dividend reinvestment plans, or DRIP for … [Read more...] about The Advantages of Investing in Dividend Reinvestment Plans (DRIPs)
A Single Parent’s Guide to Saving for Retirement
Retirement planning is one of the most important aspects of adulthood. If you don’t save for retirement as early as possible, then you risk not being able to retire from your job at all due. For single parents, planning for retirement might seem even more daunting because you’re playing the role of breadwinner and care provider for your family while trying to plan for your own future all at the same time. It can be exhausting trying to make enough money to meet your family’s needs, let alone have leftover money to put into … [Read more...] about A Single Parent’s Guide to Saving for Retirement
How to Save Money in Your Small Business
As a small business owner, you have to be mindful of your expenses if you want your young business to grow. Misuse of capital is one of the main reasons why small businesses fail. How to Save Money in Your Small Business Here are some creative ways that will allow you to save money: Volunteer to Speak at Community Events If you think that you are an expert at what you do, you should take every opportunity to share your knowledge with others. One of the best ways you can do this is by volunteering to speak during community events. When you … [Read more...] about How to Save Money in Your Small Business
Top 9 Ways How To Prevent Identity Theft From Happening To You
Identity theft is one of the fastest growing crimes in the United States last year. Over 11 million Americans have been the victim of identity theft last year. One in every 20 U.S. adults was a victim of identity theft. On average, an identity was stolen every three seconds. A stolen identity can be used to open new credit card accounts, apply for mortgages, and even take out payday loans. Year after year, identity thieves become increasingly more resourceful and ingenious. They find new ways to steal personal information from … [Read more...] about Top 9 Ways How To Prevent Identity Theft From Happening To You
Cryptocurrencies 101 – What Are Cryptocurrencies?
In December 2016, the well-known cryptocurrency Bitcoin was worth about $780. One year later, Bitcoin has skyrocketed in value, surpassing $16,000 at one point before falling back to the $13,000 range. Needless to say, Bitcoin has caught investors’ attention. But, what are cryptocurrencies? The cryptocurrency and others like it are still extremely volatile. If you’re trying to get great returns on your investments, then investing some funds in cryptocurrencies might be an option. However, there have been murmurs of a “Bitcoin bubble” forming … [Read more...] about Cryptocurrencies 101 – What Are Cryptocurrencies?
Debx Review – How to Make Real Progress Paying Off Your Debts
Wouldn’t it be great if rewards debit cards existed? While this might not be possible in most cases, a new app called Debx is designed to help users treat their credit cards just like debit cards through the innovative strategy of daily payments synced with your banking accounts. Although Debx is one of many financial technologies currently available to smartphone users, it’s arguably one of the most useful personal finance apps created recently. If you’re ready to make real progress paying off your debts, then here are some ways Debx can … [Read more...] about Debx Review – How to Make Real Progress Paying Off Your Debts
Top 3 Best Passive Income Ideas for Retirees
Whether you’re 10 years away from retirement or retiring this year, money management and saving don’t stop when your regular job income does. In fact, financial management in retirement can be a stressful experience if you don’t plan carefully beforehand and continue your saving habits during your golden years. To avoid the panic-inducing question of whether your current nest egg will last as long as you do, there are several retirement mistakes to avoid. Don't increase your spending, pay attention to potential income opportunities, and … [Read more...] about Top 3 Best Passive Income Ideas for Retirees