Running a business – even if you’re just a sole proprietorship – is one of the most challenging, yet rewarding things you can do for work. Of course, it’s not just about balancing revenue and expenses, satisfying your customers, and growing your brand’s presence in the market – you also need to cover your bases in other ways, such as properly insuring your business against potential problems. The issue with commercial insurance is that it can be incredibly complex and costly if you don’t thoroughly research your available options before … [Read more...] about CoverWallet Review – Simple and Fast Small Business Insurance Quotes
Can you believe the national average interest rate for savings accounts is just 0.09%? Yes, you read that right: 0.09% (not 0.9%). Leaving your money in a savings account is a terrible way to get decent returns on your investments when there are so many better (and higher paying) options available. Many of these alternatives also won’t charge you a dime to manage your savings account, something traditional banks still inexplicably do. If you’d like to start reaping the rewards of saving, then here are some alternatives you should ditch your … [Read more...] about Top 6 Excellent Alternatives to Low Interest Savings Accounts
Raising the minimum wage isn't always the best course of action for the American economy as a whole. The recent push to raise the minimum wage to $15 per hour has many negative effects that few people take into consideration. There are effects of raising the minimum wage. There are many negative effects of raising the minimum wage in the United States, in fact. Does the minimum wage need to increase? Maybe it does. Does it need to more than double, jumping to $15 per hour across the country? Probably not - I think that it’s a bad idea. There … [Read more...] about The Negative Effects of Raising Minimum Wage in America
If you were suddenly incapacitated or unable to make decisions on your own due to injury or illness, how would you continue managing your finances? This isn’t an easy situation to think or talk about, but it’s absolutely necessary for most adults to consider because you never know if/when it could happen to you and you should be prepared no matter how small the likelihood of it occurring may be. When an adult is incapable of managing their own finances – oftentimes due to dementia, brain injuries significantly impacting the individual’s … [Read more...] about What Is a Financial Power of Attorney and How Does It Work?
Every investor knows the importance of diversifying their portfolio to maximize their returns on investment, but just how diversified do you want to be? Should you branch out into cryptocurrencies, wine, livestock or other unconventional investments to lower your risk and boost your likelihood of substantial gains? While some non-traditional investments may be too risky and volatile for the average investor (especially cryptocurrencies in many instances), fine art can be a surprisingly lucrative investment. The only problem is that … [Read more...] about Review of Masterworks.io – How to Easily Invest in Art
For some investors, getting great returns on their investments is just one of multiple factors that influence how they allocate their portfolios. An increasingly popular trend among investors is socially responsible investing – or SRI – which emphasizes an individual’s responsibility to invest in companies and industries that seek to promote a better future for all of us with their innovative research and progressive solutions to societal problems. If you’re concerned about the future of humanity and the sustainability of Earth amid changing … [Read more...] about Swell Investing Review – How to Invest in Socially Responsible Investments