Everyone matures at their own pace, but generally speaking, your 30s are a time when you’re no longer spending money as frivolously as you did when you were younger and you’re starting to get really serious about how you want to map out and pursue your financial goals for the rest of your life. Whereas 20-somethings are still figuring out who they are and what they want to do in the future, a 30-something is likely established in their career, ready to start (or already started) a family, considering the possibility of buying a home … [Read more...] about Guide to Investing in Your 30s – What You Need to Know
Although elderly people (ages 65 and older) only account for 16% of the current U.S. population, data from the Kaiser Family Foundation found this age group accounts for 36% of all healthcare spending in the U.S. each year. When you factor in people 55+ years old, this demographic comprises just 29% of the U.S. population but accounts for 56% of all healthcare spending. The fact that older people have more expensive, more frequent healthcare needs than younger people is no surprise, but it’s alarming to see just how much money quality … [Read more...] about How Rising Healthcare Costs Can Frustrate Your Retirement Dreams
Paying for the internet can be a huge drag in the U.S. because diversified options in the market scarcely exist. Internet service providers (ISPs) are notoriously monopolistic, but the Federal Communications Commission (FCC) has done little to regulate Internet companies and prevent them from price gouging customers with shady advertising and pricing tactics (especially when the ISP is the only provider in the area, leaving customers with no option but to continue service with them). If you’re frustrated with your current Internet provider … [Read more...] about How to Lower Internet Bill – 8 Simple Ways to Try
Disclosures - This post is brought to you by Experian and contains affiliate links. While this was a sponsored opportunity, all content and opinions expressed here are my own. With Experian Boost™* results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost.* Some links may be affiliate links where I may earn a small commission if you choose to click on it. One of the most important numbers in any adult’s life is their credit … [Read more...] about Experian Boost™ Review – A New Way to Boost Your Credit Scores
In an ideal world, we would all be on the same page as our life partner when it comes to money management practices and even just basic openness and honesty about finances. However, the reality is that people rarely dedicate enough time to discussing the financial side of being in a committed relationship until after they get married. Whether you know very little about your fiancé’s finances or you’re both completely open with each other about your individual and shared financial situations, here are 6 considerations to your married … [Read more...] about 6 Financial Considerations to Make Right After Getting Married
Everyone knows that the stock market fluctuates frequently and that it increases and decreases sometimes by large amounts. But why do the stock prices change? What are the factors that cause the changes? It’s important to identify the forces that cause this volatility. Here are some of the key reasons why stock prices fluctuate. The Economy When there are changes in the economy it has a direct impact on the stock market. Whether this is a boom or a depression, you’ll see a change in stock prices the moment that this … [Read more...] about What Affects Stock Price and Makes Prices Move?