Investors often flock to gold and other precious metals when the stock market heads south because these tangible investments tend to be less prone to fluctuations based on government policies, global economic conditions, corporate profits and losses, and other common factors influencing the price of financial assets like stocks, bonds, and Treasury notes. I personally love investing with Acre Gold. This isn't a sales pitch. There are no affiliate links, and I have NOT been compensated for this review. I simply just love the service and … [Read more...] about Review of Acre Gold – How to Easily Buy Physical Gold Every Month
Are you currently or have you ever worried about the state of your financial situation? Whether you’re struggling to pay off debts, living paycheck to paycheck, living with minimal savings, or falling behind on retirement contributions, there’s a good chance you’ve experienced anxiety about your finances at some point in your life. After all, a January 2020 CreditWise survey by Capital One found 73% of Americans rank finances as their #1 cause of stress, significantly more than the rates of stress caused by politics, work and family. … [Read more...] about The Effects of Stress on Your Finances
Whether you’re moving to a new city or you simply want to reduce your budget’s housing category, there are plenty of ways for tenants to potentially negotiate a lower monthly rate on their lease. This is best done at the beginning of a new lease or the end of one about to expire within 2-3 months. Here are some of the best strategies for securing a better price on the home you’re currently renting and save money on rent. Virtual Comparison Shopping If you’re moving soon, you’ve likely been comparison-shopping anyway. However, if your … [Read more...] about Top 6 Negotiation Strategies to Help You Save Money on Rent
Whether you’re an established enterprise with multiple employees and a brick-and-mortar location or you’re a work-from-home freelancer with a side gig here and there, chances are you have monthly business-related expenses to cover. While some freelancers, consultants, and other solo-preneurs typically cover these expenses with their personal credit cards, you could be missing out on valuable opportunities to get extra perks while paying for business expenditures. Fortunately, applying for a business credit card is just as easy as applying … [Read more...] about Do You Qualify for a Business Credit Card?
Getting married is both a beautiful dream and a financial nightmare. As cynical as that sounds, the fact that the average wedding in the U.S. now costs almost $30,000 demonstrates how true this statement is. If you’re done with planning your own wedding and instead of attending someone else’s ceremony in the near future, then how can you possibly save money as a wedding guest? Save Money as a Wedding Guest Sure, it’s cheaper to be a guest than a host, but weddings are still pretty pricy for guests as well. In fact, a study from LendEDU … [Read more...] about How to Save Money as a Wedding Guest
Nobody wants to think about dying, but unfortunately, it’s such a big component of financial planning that you can’t afford to ignore the prospects of dying earlier than expected. In addition to planning for the future with life insurance options, you should also be aware of Social Security survivor benefits. Social Security Survivor Benefits When You Report a Death In most cases, funeral homes are responsible for reporting deaths to the Social Security Administration (though you need to give their Social Security number beforehand). … [Read more...] about 6 Things You Should Know About Social Security Survivor Benefits