**This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links. There are plenty of personal finance apps and browser extensions designed to help consumers save more money. However, few apps have the seamless user experience and popularity of Drop. Drop is a free savings app with more than one million users who have earned over one billion points and redeemed over $3 million worth of rewards. This flexible, intelligent mobile app functions as a consumer’s wallet-saver. By linking your credit or … [Read more...] about Drop App Review – Earn Cash Back on Your Everyday Purchases
The 7 Wonders of the Personal Finance World
When it comes to money management, there’s so much more to the world of personal finance than just budgeting and saving. Almost everyone knows about the importance of maintaining a budget and spending less than you earn. But, there are many other benefits of personal financial literacy that countless people miss out on. If spending more time on your hobbies, dining out, living without financial stress, or traveling, perhaps to see the seven natural wonders of the world, are on your bucket list, then you won’t want to miss these seven wonders … [Read more...] about The 7 Wonders of the Personal Finance World
ProActive Digital Envelope App Review – The Simple Budgeting App
Have you wanted to try the cash-only budget method, but you’ve held back because of the impracticality of using only cash in this digital age? If so, then a new app called ProActive Digital Envelope might be the solution you’ve been waiting for. The way ProActive works is fairly simple. You transfer funds into your ProActive account whenever you get paid and determine how those funds should be allocated into different expense categories before you ever make a purchase. When you use your ProActive card at checkout, the amount you spend is … [Read more...] about ProActive Digital Envelope App Review – The Simple Budgeting App
Top 5 Money Moves to Make Now in the New Year
The end of the year is a time to reflect on only the previous year but also the new year to come. Now that we have all survived the year-end Apocalypse, the holiday season's frenzy and the new year is upon us, now is the perfect time to not only take stock of where you want to go in the next year but also where you should take your finances as well. There are money moves to make now. The new year is an excellent time to look at your total financial picture and consider making changes to your strategy. There are several key financial … [Read more...] about Top 5 Money Moves to Make Now in the New Year
How to Actually Keep Your New Year’s Resolutions This Year
I'm horrible at keeping my New Year's resolutions year in and year out. They typically fall by the wayside a few weeks into the new year. I don't mean to give up on them so soon. Are you the same way? Do you know how to keep your New Years resolution this year?
I continue to make the same mistakes when designing my New Year's Resolutions year after year, but I am bound and determined to make this year different than the past few.
Did You Make Too Many New Year’s Resolutions?
Did you make too many New Year’s Resolutions? Do you make several … [Read more...] about
Military Blended Retirement System (BRS) Deadline Is December 31st, 2018! #BRSBlitz
Note - The following post is part of a military personal finance bloggers #BRSBlitz education campaign and sponsored by USAA. All opinions are my own. Time is running out for members of the military to choose whether or not they want to opt into the new Blended Retirement System (BRS). In fact, you only have until midnight TOMORROW - December 31st, 2018 to choose the BRS over the current military retirement plan, which is called the High-3 Retirement Plan. The government created and officially started automatically enrolling new members … [Read more...] about Military Blended Retirement System (BRS) Deadline Is December 31st, 2018! #BRSBlitz
Steady App Review – How to Find Work and Get Paid for Side Hustles
One of the best parts of the gig economy is that pretty much anyone with access to a smartphone and some useful skills can make money on the side without going through an extensive interview process. Whether you’re a working college student, full-time employee who needs to supplement their income, or a retiree who wants to find new ways to financially support yourself in your post-career golden years, you could find a wide variety of paying gigs through an innovative app called Steady. If you’ve been looking for opportunities to … [Read more...] about Steady App Review – How to Find Work and Get Paid for Side Hustles
RetirementBudgetCalculator.com Review: A Highly Customizable Retirement Calculator
We all know how important it is to save enough money for retirement, but do you know how much is truly enough? Personal finance experts are divided when it comes to the magical number you should strive for. It honestly varies from person to person. The problem is that people often make misguided assumptions about retirement, such as “I’m too young to think about retirement planning yet,” “I have plenty of time to start saving,” and even “I deserve to travel and live life before hunkering down to plan for retirement.” The most important … [Read more...] about RetirementBudgetCalculator.com Review: A Highly Customizable Retirement Calculator
5 Ways Small Business Owners Plan Intelligently For Retirement
Managing revenue, expenses, and taxes for a small business can be complicated enough, but what about saving for your own retirement, too? Unless you have a sizable pension from a spouse or an inheritance coming in your future, you need to make sure you’re saving as much as possible for retirement. Of course, being a small business owner without easy access to an employer-provided 401(k) plan can be frustrating. But, there are other, comparable ways to save for retirement beyond the traditional or Roth IRA options. To ensure you meet your … [Read more...] about 5 Ways Small Business Owners Plan Intelligently For Retirement
How to Evaluate the Rate of Return on Rental Property
Being a landlord is a great way to build your wealth and increase your net worth. In fact, Money magazine listed becoming a landlord as one of its highest-rated ways for the average American citizen to become a millionaire. Even after the housing bubble and credit crisis that hit the United States in 2008, real estate is a great way to increase your wealth, save for retirement, and supplement your income with a new stream. So, how do you go about evaluating if rental real estate is right for you? There are a few things that you need to … [Read more...] about How to Evaluate the Rate of Return on Rental Property