According to a Careerbuilder survey, a whopping 56% of workers have never asked for a raise, and women are less likely to ask than men. An analysis by Salary.com found that failing to negotiate could potentially cost you more than a million dollars over the course of your career.
But, how do you ask for a pay raise? There are a couple of techniques that you can use to learn how to ask for a pay raise.
Although unemployment rates are currently at their lowest levels since before 9/11, a major problem for many … [Read more...] about
Can You Save for a Mortgage Down Payment With Student Loan Debt?
According to Mother Jones, the median income for Millennials has decreased by 10% since 2000 while average home prices have increased significantly from where they were in 2000. This massive gap is caused by a combination of stagnant (or even deflated) wages and a housing market roaring back to life after the 2008 era crash. It is often preventing many people under 35 from being able to purchase their own homes. Student loan debt isn't helping either. But, should you consider saving for a down payment and buying a house with student … [Read more...] about Can You Save for a Mortgage Down Payment With Student Loan Debt?
My First Blog Income Report – September 2019 ($3,811)
Note - This blog post may contain links to affiliates. I earn a small commission if you choose to sign up for some of the services described below. I’ve been blogging for over 12 years now. I often joke that I’ve lived the blogger’s dream. I have had other blogs before Money Q&A, and I sold them. In all honesty, I love writing. I love writing about personal finance, retirement planning, and investing. I don’t always love the behind the scenes aspect of blogging like search engine optimization (SEO), managing affiliates, and the … [Read more...] about My First Blog Income Report – September 2019 ($3,811)
The Difference Between the Dow Industrial Average and S&P 500 Index
Some of the most common benchmarks in the world of stock investing are the Dow Jones Industrial Average (also referred to as just “the Dow”) and Standard and Poor’s 500 (also referred to as simply “S&P 500”). These stock market indexes are often confused for one another, but they have many differences that are important for investors to understand. The Dow vs S&P 500 Wondering what differentiates the Dow from the S&P 500 index? Here’s what you need to know. Dow Jones Industrial Average The Dow Jones Industrial Average … [Read more...] about The Difference Between the Dow Industrial Average and S&P 500 Index
PeerStreet Review – How to Earn Between 6%-10%? Rate of Return
Many investors understand the benefits of investing in real estate, but there are high barriers to entry involved that can prevent people from investing in more than one or two properties at a time. If you don’t want (or are unable) to pay tens of thousands of dollars for a down payment on a single property (not to mention other time and financial resources demanded by property and tenant management), then what options are left for you? Enter PeerStreet: an online marketplace that offers tremendous access to high-quality real estate loan … [Read more...] about PeerStreet Review – How to Earn Between 6%-10%? Rate of Return
What To Do With An Inheritance? – 3 Crucial Money Moves To Make
I’ve always said that you should dream about winning the lottery. While it is an extremely long shot to win the lottery, it isn’t that far fetched to receive a lump sum as an inheritance. Many people are often expecting or have already received an inheritance, even if it is a meager one of $5,000 or in the millions. But, do you know what to do with an inheritance? But, what do you do when you come into a large sum of money or highly valued assets thanks to an inheritance? There are several steps that you should consider taking when you … [Read more...] about What To Do With An Inheritance? – 3 Crucial Money Moves To Make