Although car rental costs vary widely, you can typically expect to pay between $50-$100 for a two-day rental. And, that's not to mention a $25-35 “young driver fee” for anyone between the ages of 21-24. Worse yet, you typically have to wait in a long line at the car rental office, fill out a bunch of paperwork, and wait for an employee to retrieve your rental vehicle, a process that can take more than an hour or two! Now, imagine if you could rent a car directly from your smartphone and for as little as $5 per hour. Your information would be … [Read more...] about Getaround Review – Get A Rental Car For Less
Should You Take Social Security Early After All?
One of the most common pieces of financial advice given to 50 and 60-somethings is that you should wait until you’re at least 65-67 to take out Social Security. However, new research from the Journal of Aging Studies found that seniors who had filed for Social Security benefits early expressed remarkable satisfaction with their decisions to file early (about 45% of the focus group respondents had filed at age 62; the rest filed before Full Retirement Age at 65-66 years old). This new study contradicts everything you might have heard about … [Read more...] about Should You Take Social Security Early After All?
Review of the Figure Home Equity Line of Credit
It’s no wonder home ownership is such a desirable attainment in the U.S. – there are too many benefits to owning your own home as opposed to leasing your primary residence from a landlord. For instance, tenants continuously pay rent, month after month, without ever seeing that money again. On the flip side, home ownership allows you to build equity – the value of what you truly own – over time, until you either sell the property (hopefully for a higher price than what you initially paid) or pay off your mortgage loan and own the property … [Read more...] about Review of the Figure Home Equity Line of Credit
How to Return to the Workforce If You’re Running Out of Money During Retirement
Millions of Americans are reaching retirement age each year, yet a majority of them feel financially unequipped to handle the potential costliness of long-term care combined with a permanent loss of earned income. Some folks barely have anything saved for retirement by the time they reach their 50s and 60s, which means they’ll likely be working well into their 70s and possibly 80s to pay the bills. If you’re concerned about running out of money during retirement, then rest assured, you’re not alone. Many older Americans – retired and … [Read more...] about How to Return to the Workforce If You’re Running Out of Money During Retirement
Lively HSA Review – Why You Need a Health Savings Account
Since the early 2000s, the percentage of working Americans enrolled in a high deductible health plan (HDHP) without a health savings account (HSA) increased from 10.6% to 24.5% in 2017. Meanwhile, the percentage of people in the same demographic enrolled in an HDHP with a health savings account increased from 4.2% to 18.9%. Are you one of the millions of Americans who have a high deductible health plan without a tax-advantaged HSA to mitigate the costs of medical care? If so, opening a free, FDIC-insured health savings account with a … [Read more...] about Lively HSA Review – Why You Need a Health Savings Account
Blog Income Report – October 2019 (Net Income = $3,923.66)
Note - This blog post may contain links to affiliates. I earn a small commission if you choose to sign up for some of the services described below. This is my second blog income report. If you want to check out the first one, be sure to read My First Blog Income Report - September 2019. After more than 10 years of blogging, I was hesitant to show the income that Money Q&A produces. Part of me didn’t think that you’d care. The other part of me wanted to keep it private. October 2019 is a prime example of why I didn’t want to … [Read more...] about Blog Income Report – October 2019 (Net Income = $3,923.66)