Every renter should have and needs renters insurance. Renters insurance, which is also often known as personal property insurance, is essential for every renter no matter what your circumstance. Many renters forgo this coverage, and as a result, are putting themselves in financial jeopardy should something happen. Why You Should Purchase Renters Insurance Individuals should consider getting renters insurance to protect their property should something happen. A common misconception among renters is that the landlord will cover damage to … [Read more...] about Why Every Renter Needs Renters Insurance
Are Your Family’s Retirement Plans Fighting Each Other?
How many retirement accounts do you and your spouse have? Do you both have Roth IRAs and a 401k retirement plan at work? Or, old ones from a former job? You may find out after closer inspection that your separate plans do not mesh well with each other. In fact, you may find yourself poorly diversified with a lot of fund overlap if you are not too careful. You may want to add several checks to your annual investing portfolio rebalancing this year to synchronize your entire family’s retirement plans. Here are some things to … [Read more...] about Are Your Family’s Retirement Plans Fighting Each Other?
6 Tricks to Help Pay Off Your Car Loan Ahead of Schedule
Approximately 44% of American adults currently have an auto loan, which represents a cumulative debt load of more than $1.1 trillion across the country. Average monthly payments for these loans typically range from $350-400 for used vehicles and $525 or so for new vehicles, which is no small amount when you consider the alternative of owning an older car outright with zero monthly payments! If you want to be freed from your auto loans for good – at least until your next car, if you choose to go the finance route again – then there are plenty … [Read more...] about 6 Tricks to Help Pay Off Your Car Loan Ahead of Schedule
Ethos Life Insurance Review – Fast Approval of Term Life Insurance
What would happen to your family members if you passed away unexpectedly? This is one of the most-dreaded questions any adult could hear, but it’s also one of the most important questions to consider because doing nothing could leave your family on the hook for tens of thousands of dollars (if not more) for medical expenses, debt repayments and funeral costs if they’re dependent on your income in any way. Life insurance is the most common preventive measure against the severe financial consequences associated with losing one or more … [Read more...] about Ethos Life Insurance Review – Fast Approval of Term Life Insurance
Why College Students Need Renters Insurance
Renters insurance is essential for anyone who does not own a home. Renters insurance is actually a misnomer. It really should be thought of as personal property insurance since it is designed to insure your personal possessions and not just for renters. It can apply for a wide range of other people as well such as college students, storage unit owners, and many others. Since college students typically rent an apartment or live in a dorm room, renters insurance can be a valuable asset for them to have. Renters insurance will protect the … [Read more...] about Why College Students Need Renters Insurance
A Financial Lessons From The Lorax By Dr. Seuss
Like millions of other Americans, I took my two little boys to see the movie, The Lorax, this weekend. The Lorax is, of course, the big screen adaptation of Dr. Seuss’ famous children’s book of the same name. You can learn a lot of lessons from Dr. Seuss’ stories, and there are financial lessons from The Lorax that you can take away as well. I had actually never read the book before. I’m more of a Green Eggs And Ham and Horton Hears A Who kind of guy, but I have to say that it was a great movie that followed the book very close. I’m … [Read more...] about A Financial Lessons From The Lorax By Dr. Seuss