When it comes to saving money and striving towards financial independence, impulsive spending habits are some of the biggest obstacles preventing you from achieving your goals. Impulse shopping problems typically start out small: $5 purchases here and there. But then they progress into more frequent and costly purchases, as we grow increasingly desensitized to those small expenses until we’re spending hundreds of dollars per month (or week) on things we don’t really need. The problem is, human beings aren’t too great at differentiating … [Read more...] about How to Control Your Impulsive Spending Habits with Prepaid Debit Cards
GoodBudget Review – How to Spend, Save, and Give with Budgeting App
Did you know that only 32% of Americans regularly maintain a household budget? This abysmal statistic serves as an important reminder that the best practices of budgeting are not as commonsense as they may seem and it’s not enough to simply know how to budget – you have to put this information into practice if you want to see real change in your financial situation. Of course, budgeting isn’t exactly the most fun thing to do, especially when you could be spending that precious little free time on more enjoyable hobbies like traveling or … [Read more...] about GoodBudget Review – How to Spend, Save, and Give with Budgeting App
Robinhood Investing App Review – How to Invest Commission Free!
It can be difficult to determine what exactly is a good rate of return on your investments due to additional factors like tax rates, commission fees, account management fees, and so on. Even if you’ve been involved in managing your own investments with a human advisor or a robo-advisor for a while, investing is nevertheless a complicated venture. Anyone with other hobbies and a day job knows that. If you’re looking for a simplified, low-cost solution to the confusion swirling around the stock market and best investment strategies, then … [Read more...] about Robinhood Investing App Review – How to Invest Commission Free!
How to Earn an Extra Income Delivering for Postmates
A 2017 survey from Bankrate found that more than 44 million Americans have some kind of side hustle – though many use side hustles for full-time incomes – and that number has likely gone up over the past couple years. Depending on the difficulty, time involved and skill level required, side hustles can produce anywhere from $8-25/hour (sometimes less, sometimes more). Some of the more popular side gigs in recent years have involved transportation: Uber or Lyft for transporting human passengers, Bird or Lime for recharging electric scooters, … [Read more...] about How to Earn an Extra Income Delivering for Postmates
Ethos Life Insurance Review – Fast Approval of Term Life Insurance
What would happen to your family members if you passed away unexpectedly? This is one of the most-dreaded questions any adult could hear, but it’s also one of the most important questions to consider because doing nothing could leave your family on the hook for tens of thousands of dollars (if not more) for medical expenses, debt repayments and funeral costs if they’re dependent on your income in any way. Life insurance is the most common preventive measure against the severe financial consequences associated with losing one or more … [Read more...] about Ethos Life Insurance Review – Fast Approval of Term Life Insurance
Top 3 Way You to Can Create a Cash Only Budget
A new report from the Federal Reserve found that, as of June 2017, the amount of outstanding credit card debt in the United States is at the highest level it has ever reached in the country’s history. The previous record was set in April 2008 – just before the recession – but now that the economy has vastly improved, why is there so much credit card debt in the U.S.? Some economists have argued the ease of access to credit cards has led to our personal debts spiraling out of control. After all, the flashy advertisements for 0% introductory … [Read more...] about Top 3 Way You to Can Create a Cash Only Budget