According to the Bureau of Labor Statistics, more than 53 million American workers (one in three) now earn money from freelance jobs. Many individuals like working as freelancers because they get to create their own schedules and earn extra money. But, should companies hiring a freelancer? Companies also have several good reasons for hiring a freelancer over employees. If you don't use freelancers already, you should think about these four ways that hiring freelancers can save your company money. Hiring a Freelancer Saves Your Company … [Read more...] about Top 4 Ways Hiring a Freelancer Saves Your Company Money
Only Certain Home Improvement Projects Will Pay You Back
In many markets and today’s economy, most of your home improvement projects and remodeling projects are not going to make you money. You won't see a good home improvement return on investment for all your remodeling projects. The money that you spend remodeling your bathroom, adding a deck, or finishing a basement will unfortunately not translate dollar for dollar in new home equity. If you spend $10,000 remodeling your master bathroom, that rarely converts to $10,000 in added home equity if you were to put your home on the market … [Read more...] about Only Certain Home Improvement Projects Will Pay You Back
Guide to Investing in Your 20s – Everything You Need to Know
When you’re in college and/or new to the full-time workforce, finding the motivation to regularly save money can be challenging after so many years of relying on your parents and minimum wage, part-time jobs to pay for the things you need and want. Now that you’re bringing in a decent income on your own, it can be tempting to splurge on the things and experiences you’ve been wanting for so long but couldn’t partake in due to income limitations. However, getting on the track to long-term financial stability should be one of your biggest goals … [Read more...] about Guide to Investing in Your 20s – Everything You Need to Know
5 Unique and Frugal Gifts for Mother’s Day
Mother’s Day is just around the corner, and Americans will collectively spend approximately $20.7 billion on their moms this year, or about $168 individually. You can find several great and cheap mothers day gift ideas both online and in a store near you. But, you don't have to panic. If your budget is currently tight, but you love your mom (or grandma, or mother-in-law) and want to get her something special, then you should start now with these cheap mothers day gift ideas to find just the right present for her. 5 Unique and … [Read more...] about 5 Unique and Frugal Gifts for Mother’s Day
Three Reasons Why You Should Not Invest In Gold Now
Despite what many gold bugs want you to believe, gold is not the best investment out there. There is a lot of hype about the precious metal, and it is the favorite topic of the talking heads on television. Is now the time to invest in gold? The recession has had a lot of people spooked about stock market prices falling, and there has been a subsequent rush into gold driving up the prices. People love to invest in a tangible real asset when times are tough. Now that gold is at an incredibly high price and the stock market is once again … [Read more...] about Three Reasons Why You Should Not Invest In Gold Now
What Are Bonds and Are They Worth Investing In?
Basic investment advice tells us that bonds are safer (but potentially less rewarding) than stocks, but truly learning the ins and outs of bonds is cast aside in favor of the latest and greatest investment opportunities like cryptocurrencies and junk bonds. While bonds are less popular amongst investors with moderate to aggressive investment strategies, it’s still worth knowing what types of bonds are out there and which ones might be good additions to your investment portfolio. Have you ever wondered what are bonds? In a nutshell, bonds … [Read more...] about What Are Bonds and Are They Worth Investing In?