It’s all about flexible subscriptions nowadays. Whether it’s a TV streaming service like Netflix and Hulu or quirky subscription boxes for seemingly every hobby in existence, consumer data research suggests our collective obsession with subscriptions is unlikely to go away any time soon. Consumers love subscriptions over ownership because there’s much more flexibility, convenience, and easier access to products and services. But what about subscribing to a car service, as opposed to buying a used car or leasing one for a few years? While … [Read more...] about Are Car Subscription Services Worth It?
Why Do Women Need to Save More for Retirement?
The impossible fantasy of living forever isn’t as great as it might seem, especially when you have to account for things like bills, expensive healthcare, and living on a fixed income while your expenses continue to rise. We may not be technologically advanced enough as a society to keep people alive indefinitely, but there is a very real trend related to this issue that not enough people are paying attention to. Women are living longer than men but only saving half as much for retirement. Whether you are a woman, married to one, or have a … [Read more...] about Why Do Women Need to Save More for Retirement?
bSolo Review – The Smart Tax Assistant for Solo Entrepreneurs
Working at home on your own schedule can be both a tremendously fulfilling and frustrating experience for novice and seasoned solo entrepreneurs alike. Whether you’re a freelancer for multiple companies or running your own business, juggling multiple sources of income, accounting for countless expense categories, and figuring out your estimated quarterly tax payments can be a headache. Fortunately, there’s a new software program designed to change all that, and that's bSolo. Launched in July 2018, bSolo is made just for solo entrepreneurs, … [Read more...] about bSolo Review – The Smart Tax Assistant for Solo Entrepreneurs
Chase You Invest Review: Low Fees No Minimums
When it comes to fintech and the countless investment options available to consumers today, choosing the best platforms for your portfolio can be quite challenging. Since there are so many different possibilities, it typically comes down to two main factors, potential for higher gains and low-cost trades. You Invest from J.P. Morgan, also referred to as Chase You Invest in some circles, offers the best of all worlds by minimizing fees and maximizing value for consumers. Some sources have proclaimed that Chase You Invest is the perfect … [Read more...] about Chase You Invest Review: Low Fees No Minimums
Stratus Review A Free Money Management Platform
How would you rate your ability to create and stick to a budget consistently? Are you generally good about living below your means, or are you currently living paycheck-to-paycheck? For people who struggle with saving money, there’s a great new budgeting program designed just for you. called Stratus. This awesome website was founded on the principles that high-quality financial advice shouldn’t be limited to the ultra-wealthy. Stratus believes that individuals and families deserve the same level of personalized advice and attention as folks … [Read more...] about Stratus Review A Free Money Management Platform
Should You Save For a House or Save For Retirement When You Have Student Loans?
The student loan debt bubble recently approached the $1.5 trillion mark, with few signs of slowing down. This problem isn’t isolated to recent college grads and 30-somethings, either. Parents and grandparents are on the hook for millions of loans both as current and former students themselves or co-signers of loans. Even more alarming is the fact that 40% of the 65+ year-old borrowers or co-signers are in default on their loans. The personal and societal consequences student loan debt, combined with the problem of people not saving enough … [Read more...] about Should You Save For a House or Save For Retirement When You Have Student Loans?
What Are American Depositary Receipts?
American Depositary Receipts (ADRs) are stock in foreign companies that are traded in the U.S., just as you would buy and sell stock in America, and are valued in U.S. currency, thereby also paying money in U.S. dollars. American Depositary Receipts represent the acquisition of American Depository Shares, otherwise known as ADSs. Both ADR and ADS are often used interchangeably. What Are American Depositary Receipts? An ADS shows that you own a piece of equity in a company outside the U.S. Therefore, the certificate supplies individuals in the … [Read more...] about What Are American Depositary Receipts?
Review of Cozy: Free Property Management Software
Although owning and renting out properties can be a lucrative opportunity, being a landlord can be incredibly challenging. Dealing with unexpected property maintenance problems, unpredictable tenants, and the occasional prolonged vacancy are the banes of many landlords’ existences. But, these issues shouldn’t get in the way of growing your rental income as a property owner. Fortunately, there’s an easy way to avoid these common mistakes made by new landlords, and that's the Cozy app. Launched in 2012, Cozy has become the premier app for … [Read more...] about Review of Cozy: Free Property Management Software
4 Simple Tips to Help You Pay Cash for Your Next Family Vacation
Traveling can be incredibly expensive, especially if it’s a family vacation involving more than a short road trip to the nearest campground. A major problem with traveling expenses is that they are not consistent. Depending on the season, gas prices, and other related factors, you could vastly underestimate or overestimate your projected expenses for your next vacation if you don’t plan carefully. In order to stretch your travel budget without sacrificing any fun, there are several useful strategies you should incorporate into your … [Read more...] about 4 Simple Tips to Help You Pay Cash for Your Next Family Vacation
Drop App Review – Earn Cash Back on Your Everyday Purchases
**This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links. There are plenty of personal finance apps and browser extensions designed to help consumers save more money. However, few apps have the seamless user experience and popularity of Drop. Drop is a free savings app with more than one million users who have earned over one billion points and redeemed over $3 million worth of rewards. This flexible, intelligent mobile app functions as a consumer’s wallet-saver. By linking your credit or … [Read more...] about Drop App Review – Earn Cash Back on Your Everyday Purchases