Few major banks offer interest rates on regular savings accounts above 1% (in fact, the national average is a measly 0.09%), and even fewer banks offer ATM reimbursements worldwide. Fortunately, the popular robo-advisor platform Betterment is out to change that with checking and savings accounts that will likely become consumer favorites over the next few years. The new program – called Betterment Everyday™ – has existed in the form of high-interest “Smart Saver” accounts for quite some time now, but Betterment’s checking account … [Read more...] about Betterment Everyday™ Review – Start saving with Betterment Everyday
Are High Annual Fee Credit Cards Ever Worth It?
In a world where countless credit cards without annual fees exist, it might seem like a waste of money to have a credit card that charges you anywhere from $49-$500+ every year just for the benefit of having that card. Annual fees are not too popular among credit card issuers, as a 2017 survey of 100 credit cards found that just 24 charged annual fees (and 9 of those 24 reduce or waive the annual fee during the cardholder’s first year of use). I'm a huge fan of the American Express Platinum card and the perks it offers. Apply for an … [Read more...] about Are High Annual Fee Credit Cards Ever Worth It?
5 Lessons for Tidying Up Your Finances We Can Learn from Marie Kondo
By now, you might’ve already heard about (or watched) Netflix’s wildly popular new show, Tidying Up with Marie Kondo. The show came about after Marie Kondo’s lifestyle routine called the “KonMari method” gained a huge online following, with many people reporting their lives were transformed for the better once they de-cluttered their homes, worked on their relationships and focused on things that genuinely “spark joy” in their lives. How to Tidying Up Your Finances like Marie Kondo Perhaps unsurprisingly, the KonMari method can easily be … [Read more...] about 5 Lessons for Tidying Up Your Finances We Can Learn from Marie Kondo
CoverWallet Review – Simple and Fast Small Business Insurance Quotes
Running a business – even if you’re just a sole proprietorship – is one of the most challenging, yet rewarding things you can do for work. Of course, it’s not just about balancing revenue and expenses, satisfying your customers, and growing your brand’s presence in the market – you also need to cover your bases in other ways, such as properly insuring your business against potential problems. The issue with commercial insurance is that it can be incredibly complex and costly if you don’t thoroughly research your available options before … [Read more...] about CoverWallet Review – Simple and Fast Small Business Insurance Quotes
Top 7 Excellent Alternatives to Low Interest Savings Accounts
Can you believe the national average interest rate for savings accounts is just 0.09%? Yes, you read that right: 0.09% (not 0.9%). Leaving your money in a savings account is a terrible way to get decent returns on your investments when there are so many better (and higher paying) options available. Many of these alternatives also won’t charge you a dime to manage your savings account, something traditional banks still inexplicably do. If you’d like to start reaping the rewards of saving, then here are some alternatives you should ditch your … [Read more...] about Top 7 Excellent Alternatives to Low Interest Savings Accounts
The Negative Effects of Raising Minimum Wage in America
Raising the minimum wage isn't always the best course of action for the American economy as a whole. The recent push to raise the minimum wage to $15 per hour has many negative effects that few people take into consideration. There are effects of raising the minimum wage. There are many negative effects of raising the minimum wage in the United States, in fact. Does the minimum wage need to increase? Maybe it does. Does it need to more than double, jumping to $15 per hour across the country? Probably not - I think that it’s a bad idea. There … [Read more...] about The Negative Effects of Raising Minimum Wage in America