3 Tips to Choose the Right Tradeline for You

As a millennial, it can be difficult to overcome certain financial stereotypes that have been pinned on this demographic, including laziness and incorrect or irresponsible spending. Not only are these stereotypes unjust, but they overlook key economic challenges that this generation faces, such as the student loan crisis and an ever-competitive job market. Due to these struggles, the majority of millennials (roughly 56%) report feeling very unsatisfied or somewhat unsatisfied with their current financial situation. Choose the Right Tradeline If this sounds like your situation, then you may be exploring your options to improve your financial situation – and tradelines may be one of the tools you’re researching. Below, we’ve compiled three tips to help you choose the right tradeline … Read more

Everything You Need to Know About Forex Trading in 2021

Do you want to become a forex trader? The good news is that anyone can do it as long as you have patience and are committed to learning the ins and outs of forex trading. With little money and a lot of persistence, you can make a profit from this activity. The noteworthy mention would be that vast knowledge and understanding of the market are necessary. Hearing about forex trading in 2021 is not news to many people. In the last few years, this has become increasingly popular. It is an activity practiced by more and more multinational companies or commercial and investment banks, which do it on behalf of their clients. However, professional investors can also trade in forex … Read more

Convenient Ways to Save Money When Living in an Expensive Area

Save Money When Living in an Expensive Area

It’s easy to see why so many transplants flock to large urban areas like NYC and Los Angeles. In addition to having abundant job opportunities in creative fields, these areas have quite a bit to offer recreationally. Unfortunately, this can be a bit of a double-edged sword. While residing in such areas is certainly enjoyable, reveling in the nightlife and taking in other local attractions are liable to eat up your personal finances. So, if you’ve recently relocated to a big city – or will soon be doing so – the following pointers can help you conserve funds when living in an expensive area. How to Save Money When Living in an Expensive Area Dine Out Sparingly  When it comes … Read more

Top Tips for Real Estate Investors

Why is my house not selling?

Investing in real estate can be extremely successful, but it is definitely not free of challenges. There are a lot of technicalities within the industry that can get confusing if you’re not savvy. Despite studying for years to become a real estate investor, there are going to be plenty of things that school can’t prepare you for. It’s one of those industries where you learn on the job. From figuring out your finances to discovering how to run your own business, here are the top tips for real estate investors. Tips for Real Estate Investors If you’re considering taking a leap into the world of real estate, you should prepare for an exciting career that is full of surprises and … Read more

Five Ways to “Deflate” Your Budget

Reasons to Add Fun Money to Your Budget

For most people, inflation is a scary word. It means the money you earn today won’t be worth as much tomorrow and that you’ll have to pay more for the same products and services down the line. In the United States, policymakers try to keep inflation right around 2% per year, keeping pace with the economy’s growth. What costs a dollar to buy this year will (generally speaking) cost $1.02 next year, and a person who was paid $12 an hour this year might earn $12.25 an hour next year. Problems start to arise when inflation overshoots that benchmark – as it has this summer. In July of 2021, consumer prices were up 5.4%. Most economists agree that this unusually … Read more

Financial Terms to Understand Before Buying Your First House

buy a starter home

Now that you have diligently saved up for the down payment check the numbers on what you can afford and attend enough weekend open houses to know that you are ready to own a home. Buying your first home is one of the biggest financial investments we make, and there is no set age to it. You can purchase a home when you are ready, mentally and financially. Before Buying Your First House When it comes to the actual buying your first home part, it is both- exciting and overwhelming. It is a milestone, but it can also be terrifying. You will come across a whole new language of finance terms which will only add to the stress. But the … Read more