Bitcoin hit a record $9,000 price in November 2017 after setting a series of record highs and is now near the $20,000 mark. You can find as many articles expecting the bubble to burst as saying it will pass $20,000. How far can we expect Bitcoin to go in 2018? And what are the long-term prospects for cryptocurrencies in general? We’ll discuss the trends bolster Bitcoin pricing now and in the future. Legitimization One factor affecting Bitcoin prices in the future is the legitimization of it. For example, the SEC was, at the time of writing, … [Read more...] about How High Can We Expect Bitcoin to Go in 2018?
Investing is a financial necessity. If we want our money to grow and to provide for us in our retirement, we need to place it in some type of instrument that will increase its value continually until it is time to draw it out. One of the most time-honored techniques for doing so is getting involved in the stock market. Stocks have proven to be a profitable option over the decades, in spite of depressions, recessions, and downturns. As a result, a very high percentage of people choose to invest in the stock market. But, it is not something … [Read more...] about What You Should Know Before Investing in Stocks
Silver, as a pure metal, is used in many areas including as jewelry and for investment purposes. Just like any other precious metal, it can be used in wealth accumulation. However, one of the easiest ways to include silver in your portfolio of precious wealth investment is through the purchase of silver bars. In spite of this, the process of buying silver bars can be overwhelming especially for beginners since there are certain details that you need to know. This article provides a brief buying guide to help you in buying your first silver … [Read more...] about Silver Bar Buying Guide – Top 4 Things You Need to Know
Americans are often supposed to be too hard-working. Half of the workers do not use all the vacation days they have. According to NerdWallet research, we prefer getaways, but before it, we should plan our long-term finances. Nowadays more than 63% of Americans want to go on vacation in the following half a year. In 2009, this figure was 33%. That year was a year of Great Recession, but it shows us anyway how far we are from this point. Skipping the relaxation seems to be boring, but some data show that your overall happiness increases … [Read more...] about Why We Tend to Save for Vacation and Not for Retirement
Debt is, unfortunately, a way of life for many. People are in various degrees of debt. If you’re in a lot of debt, as challenging as you may find your situation to be, don’t do the following: Don’t Run Away From It It’s understandable to not want to deal with your debt, to want to run away from it, to ignore the reminders, to leave the bills and reminders stacking up unopened, to pretend they don’t exist. But you’re only making the situation worse and putting off what you’ll have to deal with eventually. Also, ignoring it will make it seem … [Read more...] about What Not to Do When You’re in Considerable Debt
We’d all love to be rich, wouldn’t we? Or at least, we’d all love to be well off enough to be able to do what we want, and buy what we want, without having to consider the cost every time. Finding a good deal is always satisfying, but having to find a price you can afford all the time is not so much fun. When you are constantly balancing your income and outgoings, always having to compromise between what you want and what you can actually afford can get quite tiresome. And if things are really tight, even the smallest of treats can leave you … [Read more...] about Need, want, would-like
[Disclaimer: This post was created in collaboration with Banko Overhead Doors, Inc.] After noting the deep scratches from countless parking miscalculations, that hopelessly dented pane where your daughter's killer soccer kick connected spot-on and rising energy bills associated with your garage door's lack of proper insulation, its time to consider replacement. How much will it cost? Check out Banko’s list of factors that directly influence the pricing of a new garage door. Size Do you have a single or double car garage? Most … [Read more...] about How Much Does a New Garage Door Cost?
When you’re running a business, your main focus may be on optimizing your marketing and improving your rate of closing sales, but that’s not the only way to get a good return on your investment. Another way you can bump up your revenues is to trim your overhead costs, finding ways to reduce many of your expenses. How to Increase Your Business Return on Investment Although you may be baffled by how you can trim your expenses any further, considering we're talking primarily about fixed expenses, there are some simple, ingenious ways to go about … [Read more...] about 6 Simple Ways to Improve Your Business ROI
The following is a guest post by Rebekah Carter. If you'd like to contribute a guest post to Money Q&A, check out our guest posting guidelines. Today, most people know just how valuable a financial safety net can be. In times of crisis, an emergency fund can be the difference between being able to replace your broken washing machine, or being forced to turn to the bank for a loan. It can also mean that you're always protected if something unfortunate happens to your income. The trouble is when you don't have a high-paying career … [Read more...] about How to Start Saving and Get a Month Ahead Without Much Income
The following is a guest post by Anthony Goff, a financial advisor with a degree in Mathematics and also the founder of Personal Finance Hub. If you'd like to submit a guest post to Money Q&A, check out our guest posting guidelines. Saving isn't necessarily the easiest thing to do. As soon as you get your paycheck or money from a friend, the first thing you’re going to think about is spending it as soon as possible. However, what if we told you to start saving that money? I know, we sound crazy. But, if you start saving early in … [Read more...] about 5 Reasons Why You Should Start Saving Early