How to Save Money When Buying a House

Why is my house not selling?

While buying a house is an exciting time for many people, there’s no denying that it’s also a stressful one. This is mainly because of the financial strain that it places on the buyer. When you buy a house, you know that you will be spending a lot of money. This is worth it, because, in return, you get a pretty great investment. However, you don’t need to spend unnecessary money.  There are many ways of saving money when you buy a house. If you’re interested in learning what they are, then keep reading.  Get a good real estate agent You might be wondering how a real estate agent can help you save money when you’re buying a house, and … Read more

Understanding Quant Hedge Fund

A Quant Hedge Fund is any Hedge Fund that uses algorithmic or systematic trading strategies to execute its trading decisions. In other words, Quantitative Hedge Funds use “automatic” trading rules rather than ones that are identified and evaluated by fund employees. To know more about it click here to invest with CARL. Whereas in the case of hedge funds – the availability is only to accredited investors. The interested person can cooperate with a professional advisor to create a good investment portfolio for obtaining monetary targets. Non-Quant Hedge Funds will be referred to as “Fundamental Hedge Funds” for the rest of this discussion—that is, funds whose investment style is largely or entirely driven by fundamental research. Fundamental information, such as … Read more

How to Manage Your Finances in Your 20s

If you’re in your 20s, you might think you don’t need financial tips. Either you’re making more money than you need and you feel like you should just be able to enjoy some carefree years before you have a family and more responsibility or you’re struggling to make ends meet and there’s no extra cash to do things like start a savings account. However, in both of these extremes and anywhere in between, there’s still plenty of room to manage your finances and make some smart money moves in your 20s. Have a Budget It might not sound like much fun, but you really do need to know where your money is going. If you don’t have enough of it, … Read more

How to Avoid Needing Private Mortgage Insurance

When you are getting a house, private mortgage insurance might be required, depending on how much you put down. This is a kind of insurance that protects the lender from potential foreclosure or default. If your down payment is less than 20% of the home’s cost, you will likely require PMI. It is an extra cost, but if you can’t afford a larger down payment, having a policy in place allows you to buy a home, even if you don’t have a lot of funds. Still, there are ways of avoiding it. Making a Larger Down Payment If you don’t want to get PMI, you can make a down payment that is at least a fifth of the total purchase … Read more

How much is the Royal Family Worth? – Infographic on Royalty Net Worth

how much is the royal family worth

Queen Elizabeth II has reigned as queen ever since, nearly 70 years. In her lifetime, she has achieved it all — power, prestige, and perhaps most significantly, wealth. But, how much is the royal family worth? According to Forbes, the British royal family is now worth over $28 billion; that’s more money than the entire GDP of Iceland. The queen herself is estimated to have a net worth of over $600 million, most of which comes from her investments, jewels, and two castles. The queen may be sitting comfortably, but how about the other members of the royal family? Sit back, pour yourself a cup of tea, and check out our latest infographic to find out the net worth of your favorite royals. … Read more

Managing Mortgages 101 – Everything You Need to Know About Applying for a Home Loan

mortgage

The total amount of home loans in the US is at $14.5 billion by the end of 2020. Despite the increase, the delinquency rate for paying off mortgages decreased by 5.47% by the end of the second quarter in 2021. If you’re looking into applying for a home loan, you wouldn’t want to default on repaying. When you’re seriously delinquent on monthly payments, the lender can demand you to pay the outstanding balance. If you can’t pay it, the lender can foreclose. It can also lead to lowering your credit score, decreased chance of securing a loan in the future, and a rise in interest on your current loan. Of course, you don’t intend to default on a loan. There are tips … Read more