The best prepaid credit cards and prepaid debt cards both provide cardholders with a wide range of benefits. The best prepaid credit cards and prepaid debit cards have little to no fees, direct deposit, ATM privileges, no credit checks, and other features. This is what makes them the best prepaid credit cards for consumers. Below are some of the best prepaid credit cards and prepaid debt cards that Money Q&A recommends.
Best Prepaid Credit Cards and Prepaid Debit Cards Available
PayPal Prepaid Debit Card
Get paid up to 2 days faster with no-cost direct deposit with the PayPal™ Prepaid MasterCard®. Reload the debit card account at any of more than 130,000 NetSpend Reload Network locations. (Fee may apply, check with the location.)
Link your card to a PayPal Account for full access to account functionality and features. Enjoy protection from unauthorized purchases with your PayPal™ Prepaid MasterCard® by the MasterCard Zero Liability Policy and real-time alerts notify you of transactions and balances.
Also, your funds are FDIC-insured through The Bancorp Bank. With the PayPal Debit Card, there are no late fees and no overdraft charges. You can earn cash back rewards from your favorite stores and restaurants, and you can access an optional savings account—FDIC-insured and currently offering a 5.00% APY.
- Real-time mobile alerts notify you of transactions and balances.
- Free direct deposit – get your paycheck and government benefits up to 2 days faster.
- Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard®!
- No credit check, overdraft fees or interest charges.
- Get cash back rewards.
- Safer than carrying cash – use it to pay for everyday purchases.
AccountNow Prepaid Visa
AccountNow Prepaid Visa offers customers an alternative to “traditional” checking accounts and access to the financial and payment systems, including: Debit MasterCard or Prepaid Visa, free Paycheck Direct Deposit, free Online Bill Pay, and your deposits are insured by the FDIC.
AccountNow® Prepaid Visa® Card
- $0 Monthly Fee
- No Minimum Balance
- No Credit Check. No Overdraft Fee.
- Free Direct Deposit and Online Bill Payment
- Use it everywhere Visa Debit Card accepted
- Now with Purchase Rewards
- Perfect for Occasional Usage
Note: These are affiliate links to the best prepaid credit cards and prepaid debit cards listed above.