Can You Save for a Mortgage Down Payment With Student Loan Debt? 

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Tips Saving Down Payment and Buying A House With Student Loan Debt

According to Mother Jones, the median income for Millennials has decreased by 10% since 2000 while average home prices have increased significantly from where they were in 2000. This massive gap is caused by a combination of stagnant (or even deflated) wages and a housing market roaring back to life after the 2008 era crash. It is often preventing many people under 35 from being able to purchase their own homes. Student loan debt isn’t helping either. But, should you consider saving for a down payment and buying a house with student loan debt still hanging over your head? The answer may surprise you! But, sluggish income growth and unaffordable homes aren’t the only things holding younger potential homebuyers back. The average … Read more

My First Blog Income Report – September 2019 ($3,811)

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Blog Income Report

Note – This blog post may contain links to affiliates. I earn a small commission if you choose to sign up for some of the services described below. I’ve been blogging for over 12 years now. I often joke that I’ve lived the blogger’s dream. I have had other blogs before Money Q&A, and I sold them. In all honesty, I love writing. I love writing about personal finance, retirement planning, and investing. I don’t always love behind-the-scenes aspects of blogging like search engine optimization (SEO), managing affiliates, and the plethora of other tasks associated with running the business of blogging. So, for a year or so, I spent my time as a freelance writer. I wrote for some of … Read more

The Difference Between the Dow Industrial Average and S&P 500 Index

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Top 5 Website for Stock Market Quotes

Some of the most common benchmarks in the world of stock investing are the Dow Jones Industrial Average (also referred to as just “the Dow”) and Standard and Poor’s 500 (also referred to as simply “S&P 500”). These stock market indexes are often confused for one another, but they have many differences that are important for investors to understand. The Dow vs S&P 500 Wondering what differentiates the Dow from the S&P 500 index? Here’s what you need to know. Dow Jones Industrial Average The Dow Jones Industrial Average (DJIA) began in 1896 and has focused on the top 30 blue-chip stocks (high value, low volatility) ever since. The Dow is comprised of many well-known companies from a variety of … Read more

PeerStreet Review – How to Earn Between 6%-10%? Rate of Return

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Many investors understand the benefits of investing in real estate, but there are high barriers to entry involved that can prevent people from investing in more than one or two properties at a time. If you don’t want (or are unable) to pay tens of thousands of dollars for a down payment on a single property (not to mention other time and financial resources demanded by property and tenant management), then what options are left for you? Enter PeerStreet: an online marketplace that offers tremendous access to high-quality real estate loan investments. This company blends Big Data with in-depth real estate investing expertise to provide a variety of property investment opportunities for people seeking greater diversification within their portfolios. Whether … Read more

What To Do With An Inheritance? – 3 Crucial Money Moves To Make

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Why You Need To Create A Will

I’ve always said that you should dream about winning the lottery. While it is an extremely long shot to win the lottery, it isn’t that far fetched to receive a lump sum as an inheritance. Many people are often expecting or have already received an inheritance, even if it is a meager one of $5,000 or in the millions. But, do you know what to do with an inheritance? But, what do you do when you come into a large sum of money or highly valued assets thanks to an inheritance? There are several steps that you should consider taking when you receive an inheritance. Here are just a few things to consider when you receive a large sum of … Read more

7 Easy Ways for Students to Save on Transportation Costs

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Save on College Transportation Costs

Commuting to school is hard enough for college students, but affording a parking permit and finding a parking spot on campus can be a nightmare for many students. Oftentimes, universities sell far more permits than they have spaces available for students, which is a huge problem for commuters who subsequently spend several minutes (or even close to an hour) driving around campus just to find a place to park their cars. But, there are ways to save on college transportation costs. It’s a huge hassle that is not only a waste of money. Why pay for a resource if it’s not consistently available? But, also a waste of time for students who would rather get to class on time through … Read more