How to Control Your Email Inbox with the Time Management Ninja AND New Book!

Years ago, I interviewed Craig Jarrow, The Time Management Ninja, for a podcast about taking back control of your email inbox. His insights are amazing, and I’ve included the full interview below. Craig is also out with a new book this month, “Time Management Ninja: 21 Rules for More Time and Less Stress in Your Life“?. I’ve been a huge fan of The Management Ninja – a.k.a. Craig. His blog is amazing! His books are amazing! I’ve interviewed him once (a long time ago) on Money Q&A. I’ll look to repost that blog post soon. You’ve got to check his new book out. It’s great!? You want more time in your life. Time to spend with family, to achieve big … Read more

Top 5 Reasons Why You Need A Last Will And Testament

You need to have a last will and testament

Many people mistakenly think that they do not need a last will and testament when they die. You may think that your valuables will naturally pass to your next of kin without very much fanfare or strife. You may think that you do not have enough assets to warrant the need of a will. You would be wrong. It is not a popular topic around the dinner table to discuss your last days on Earth, but dying without a will can not only cost your heirs time and money, but it can also prevent your final wishes from being carried out correctly. What Is A Last Will And Testament? Having a last will and testament may not be one of the … Read more

CountAbout Review – Easily Keep Track of All Your Finances

When you have multiple credit cards, loans, checking/savings and investment accounts, retirement savings accounts, and bills to keep track of, managing your personal finances without missing deadlines or losing track of transactions can be enormously difficult on your own. Fortunately, there are plenty of hands-off money management strategies, mobile apps, and personal finance software programs available to help consumers more effectively track their spending and saving patterns and maintain their financial well-being. However, few apps and finance software programs can compare to the latest fintech wunderkind: CountAbout, a customizable, easy-to-use, and secure personal finance software. Unlike many personal financial management software programs, CountAbout simply requires an Internet connection (rather than taking up valuable space on your laptop or desktop computers’ … Read more

7 Student Loan Myths You Might Want To Ignore

Should You Take Out Private Student Loans for College?

When it comes to your student loans, you need to make sure that you are completely informed about them. There are tons of student loan myths that circulate, and you have to be sure that you don’t buy into them. If you start to believe all of these student loan myths, then you may find yourself in a pickle when it comes time to repay your loans. Below are some of the common myths that you need to ignore when you start to consider student loans. Student Loan Myths You Might Want to Ignore 1. You Can Have Your Loans Discharged in Bankruptcy Court If you are having trouble paying back your student loans or refinancing student loans, it is important NOT to assume that … Read more

Four Different Ways for Financing a Fixer Upper Home of Your Dreams

Financing a Fixer Upper Home of Your Dreams

Remodeling your home can cost you a fortune if you’re not careful. This is especially true if you purchased a house that needs renovations and remodeling. But, you can find several smart ways of financing a fixer upper and saving you a pretty penny in the process. Financing a Fixer Upper So, how do you finance a home remodel? What are the ways for financing a fixer upper? Remodeling is a very costly process; from paying for materials, the cost to rent an excavator or any other type of equipment as well as the cost of professionals adds up quickly. Here are four ways that you can finance your remodeling project without breaking the bank. Taking Out a HELOC One … Read more

The Dangers of Short Selling Your Home Are Enormous and Long Lasting

The risks of short selling your house

Selling your home with a short sale, which is selling it for less than you owe on your mortgage, not only takes a lot of time and energy, but it also as a lot of long-lasting consequences as well. There are many things that you should consider before going the route of selling your home for less than you owe on your mortgage. Here are a few reasons why short selling may not be a great idea for you. Short Selling Your Home Nukes Your Credit Score The only thing worse you can do to your credit score with respect to your home is having it foreclosed on. Selling your home with a short sale is almost as bad in … Read more