Should You Create a College Fund or Focus on Your Own Retirement?
It can be difficult to decide if you should save for retirement or pay for your kid’s college. But know that saving for retirement should always come first.
Top 5 Incredibly Easy Ways to Make Money While Getting in Shape
If you’re like most Americans, getting or staying in shape is probably one of your top priorities for the new year. But, do you know how to make money while exercising? Another popular New Years’ resolution is managing finances better, whether you want to make more money online without wasting your time on low-paid surveys or boost your financial well-being by getting more involved in your investments. The problem with New Years’ resolutions is that most people’s motivation tends to wane after the initial spark of determination you get from the “new year, new you” mindset. If your own resolutions haven’t panned out too well for you in previous years, then why not combine your fitness and financial goals into … Read more
Why It’s A Mistake Teaching Financial Literacy In Schools
In 2015, a stringent new financial literacy law took effect in Oklahoma. It requires all high school students to pass a class on personal finance before they can graduate. Banking, taxes, investing, loans, insurance, and identity theft among other subjects will be part of the curriculum, and the teachers will have to certify that their students comprehend them all. Other states have followed suit over the past few years. A recent study analyzed 11,000 high school course catalogs and concluded only 1 in 6 high schoolers are currently required to take a personal finance course to graduate. But, are students really getting the critical life skills that help everyday adults avoid money problems such as budgeting, saving, investing, and even … Read more
How to Save Money on Your Electric Bill This Summer
This past winter, I wrote about how you to save money on your electric bill this winter. But, now it is time to look at how to save money on your electric bill this summer. Come to find out, saving money in the summer is very similar to saving money on your electric bill in the winter as well. Saving money in the summer all comes down to keeping your cold air inside the house and not cooling down the entire neighborhood and also reducing the amount of air conditioning and electricity you are using in general. I routinely see my electric bill almost double during the summer after turning on my home’s air conditioning. There are several inexpensive and … Read more
Is Pet Insurance Worth the Cost? What You Need to Know!
There are millions of pet owners in the U.S., which means pet supplies and veterinary care creating a multi-million dollar industry. Almost 70% of U.S. households have pets, up from 50% a generation ago. of us would do anything to keep our favorite furry friends safe and sound, but at what cost? Even with adequate preventative care, veterinary bills still cost a fortune for some injuries and ailments, which can be disastrous for individuals and families who are already struggling to pay for their own health care-related expenses. While human health insurance is assumed to be the answer to our species’ high health care costs, comparatively few pet owners have taken out pet insurance policies for their animals’ veterinary bills. … Read more
How Much Is Flood Insurance? Myths You Need To Know!
How much is flood insurance? And, do you even need flood insurance for your home or business? The answer may surprise you. This insurance is a very beneficial type of coverage that is useful for both commercial and residential property owners. Floods can cause significant amounts of damage to any type of property, and this damage can lead to thousands of dollars in losses. Flooding occurs more often than tornadoes, earthquakes, or hurricanes. Between 2005 and 2014, flood insurance claims averaged more than $3.5 billion per year. The best thing to do is to take preventative action by choosing a insurance policy to have coverage before disaster strikes. This article covers this particular type of insurance, how much is flood insurance, and … Read more