Show Notes for Your Money Your Choices – The Money Q&A Podcast

Money Q&A has its very own podcast! Be sure to check out “Your Money Your Choices”, the Money Q&A Podcast. Your Money Your Choices – The Money Q&A Podcast Roth IRAs, CDs, stocks, insurance, your 401K . . .what are the right choices for your financial future? Your Money: Your Choices will clear out the cobwebs and confusion surrounding these concepts and more with clear and concise information. You’ll hear tips and tools that you can put into action right now to help save your hard earned income in way that will protect your future for a healthy retirement. Whether you are a single mom or a father of five, “Your Money: Your Choices” will get you on track and … Read more

Top 6 Tips for New Home Buyers to Get the Best Home for Your Money

With rent prices going higher and higher, all renters will reach a point where enough is enough. When a rent payment is more than a monthly mortgage payment, and they have nothing to show for the thousands of dollars at the end of a lease, frustration mounts. Here are some new tips for new home buyers. Many would-be buyers shy away from the daunting process of  home buying as lenders put buyers through more scrutiny than ever before. But with high availability of homes, all-time low interest rates, and no-hassle lenders like American Financing, now is the best time to go through the extra effort to buy a home. When contemplating jumping into the home buying pool, please consider the … Read more

How Investing Newsletters Can Make You A Better Investor

How Investing Newsletters Can Make You A Better Investor

The stock market itself is hot right now, and I think that it is definitely going to be a continuing trend higher this year. With all of the investment options to consider, wouldn’t it be nice to have some very helpful information to base your decisions upon? That’s why I’ve turned to investing newsletters to help me pick stocks.  Online Investing Newsletters Are A Great Resource Sure you can go find information about which stocks to buy and sell by yourself, and you will still need to do a little bit of your own research. You don’t want to just take anyone’s word for it. But, investment newsletters are offered by some of the top financial advisers, stock pickers, and … Read more

Are Your Budget Assumptions Throwing Off Your Family Finances?

Are Your Budget Assumptions Throwing Off Your Family Finances?

How accurate is your family’s monthly budget? Do you have false budget assumptions in your family’s monthly budget? Do you guess at certain things that you put in it? You’re not alone. A lot of people do not have the right math in their family’s monthly budget. You need a budget, but you also need an accurate budget. Budgets are built on both facts and assumptions. You know exactly how much money your home mortgage will cost you. You know how much your car payment or credit card minimum balance payments are at the end of each month. But, there are many things in your budgets that you don’t know exactly how much they will cost you and your family. … Read more

The Ultimate Guide to Earning a 10% Rate of Return on Your Investments

The US Dollar

Are you getting the best rate of return on investment? Kiplinger’s Personal Finance Magazine annually discusses ways to boost your investment yield in its latest issue. I have to say that I am always pretty disappointed with their recommendations. I love the magazine, but I didn’t really care for a list of mutual funds and Exchange Traded Funds (ETFs). But, I wanted concrete ideas on how to earn a 10% annual rate of return on my investments. US Treasuries are earning less than 1% and money market funds are not fairing much better. Certificates of deposit are barely scraping by at 2% or so even for the longest maturities. But, are these levels going to last? The stock market has … Read more

“Your Money: Your Choices” – The Money Q&A Podcast

Money Q&A has its very own podcast! Be sure to check out “Your Money: Your Choices”, the Money Q&A Podcast. Your Money: Your Choices – The Money Q&A Podcast Roth IRAs, CDs, stocks, insurance, your 401K . . .what are the right choices for your financial future? Your Money: Your Choices will clear out the cobwebs and confusion surrounding these concepts and more with clear and concise information. You’ll hear tips and tools that you can put into action right now to help save your hard earned income in way that will protect your future for a healthy retirement. Whether you are a single mom or a father of five, “Your Money: Your Choices” will get you on track and … Read more