Top 3 Reasons That I Love Term Life Insurance and You Should Too

Why I love term life insurance

I am a huge fan of term life insurance, and I do not favor whole life insurance or cash value life insurance. For most people, term life insurance is the best option. Very few consumers need permanent life insurance. There are many benefits to term life insurance that make it a great insurance product for people who are looking to protect their income and continue to provide for their families and loved ones in the event of their untimely death. Why You Should Love Term Life Insurance Term Life Insurance Is Cheap The best benefit of term life insurance is its price. Term life insurance is incredibly cheap when compared to whole life or cash value life insurance products. Whole life … Read more

Subscription Boxes: Are They Worth The Price You Pay?

Are subscription boxes worth the cost?

Subscription boxes first became popular in 2011. Today, it’s estimated that there are 400-600 different subscription box options ranging from $10-90 per month in the US alone. Here are a few subscription box reviews for you to check out. There are millions of subscribers for everything from wine to tech gadgets and beauty sets. These subscriptions are touted as effective ways to save money. But, if you don’t do your homework first, you might not get the best value for your money. My wife and I love to drink wine. Well…my wife loves to drink wine. Gary Vaynerchuk talked in his new book, #AskGaryVee, about joining a wine club to expand your horizons and trying new varieties of wine and … Read more

Is It Really Possible to Retire in Your 50s Now?

  A lot of us dream of being able to save enough money to retire in our 50s, or even earlier. But, the reality is that the average American retires around age 65. Since the average lifespan has increased as a result of advanced medicine and technologies, 65 might not sound too old until you realize that many Americans are retiring without enough money to sustain their lifestyles until they die. According to some research, American households have, on average, just $120,000 saved for retirement. Calculations may vary, but a good standard is, if you hope to retire in your 50s or 60s, then you should have at least 30 years’ worth of expenses saved up before quitting your job. Other … Read more

How to Find the Perfect Work Life Balance at Your Job

How To Find The Perfect Work Life Balance At Your Job

Achieving a work life balance is often discussed, but infrequently agreed-upon by workers and their employers alike. While some people argue that it’s up to companies and managers to allow their employees greater flexibility in their careers to balance out their familial obligations and personal enrichment activities, others such as TED Talk speaker Nigel Marsh argue that it’s up to individuals to balance out their day jobs and personal lives on their own terms. According to the American Psychological Association’s annual “Stress in America” survey, stress and anxiety among American workers reached all-time highs this year. Work-related stress can lead to mental exhaustion, physical illness, and other detrimental consequences, so there has arguably never been a greater need for work … Read more

Mint Mobile Review – Cheap Mobile Phone Plans Starting at $15 per Month

Mint Mobile Review

This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links. If you’re trying to cut back on your budget and save money on regular expenses, then your monthly cell phone bill is a good place to start trimming. After all, the average person spends hundreds of dollars per year on data, texting, calling, and phone upgrades – but is this really necessary? Step aside, Verizon, AT&T, and T-Mobile; it’s all about saving money with Mint Mobile now. This up-and-coming cell service provider offers incredible 4G LTE coverage and low, transparent prices on their phone plans compared to other major service providers. Mint Mobile even offers a 7-day, money-back guarantee on … Read more

Top 3 Reasons Why You Probably Shouldn’t Invest in Cryptocurrencies

Bitcoin and other cryptocurrencies are booming right now. Maybe they don’t always offer the best return on your investment on some days, but there’s enough media hype surrounding this new type of currency that it’s almost impossible to not hear about it. Cryptocurrencies are not for everyone. Should you invest in cryptocurrencies? Here are three reasons why you might want to sit this craze out. There’s Bitcoin, which is typically worth anywhere between $12,000 and $20,000 per unit in current markets. And others, including Litecoin, Ethereum, and Ripple. As you can see, there are plenty of options for investors to consider, using the popular trading platform Coinbase. But, are cryptocurrencies really worth investing in? It seems like everyone these days is … Read more