Money Q&A Articles by Jeremy Biberdorf

Should You Move When You Retire?

by Jeremy

You see them every year, returning in the fall with their tans and highlights. They’re the retirees who move to Florida for half the year when you retire. And, then there are those friends who packed up and moved to the locale of their dreams the moment they both retired. If you’re nearing retirement, you might be contemplating joining them. Here’s what to think about before you make the move to retire. Should you move when you retire? What Will Moving Cost You? Being retired doesn’t mean you can suddenly make frivolous financial decisions. If anything, you’ll have to be more frugal now than ever when you retire. Think long and hard about the true costs of moving when you … Read more

Pros and Cons of No Exam Life Insurance You Need to Know

by Jeremy

If you have been holding off on getting life insurance because you were worried about the exam that precedes a policy approval, there is good news for you. Not every kind of life insurance requires that you go through the exam procedure. Before you commit to no exam life insurance, you should be aware of all the pros and cons of doing this. Read on to learn more about these policies and whether it might be the right fit for you. Pros of a No Exam Life Insurance Of course, the process of applying for this life insurance is easier because you don’t have to go through the exam. This often eases a lot of your fears about the application and … Read more

A Quick Experian Credit Score Workout

by Jeremy

Your credit score isn’t going to increase on its own. Well, it might, but only for a little while before jumping back down again. This is how the unobserved credit score works. Without specific action taken to keep your Experian credit score on the up and up, it’s never going to get much altitude at all. People tend to get discouraged with their credit scores. After all, they think, I’m careful with my money. I guess there’s nothing else I can do. In fact, there are plenty of things you can do to boost your credit score. Credit scores are subtle things, and until you start to understand the consumer behaviors that cause them to rise and fall, you’ll never be able … Read more

Fitness As An Investment Tool

by Jeremy

This is a sponsored post that contains affiliate links.

Professional investors have pretty stringent definitions of what is and isn’t an investment. Depending on who you talk to, an investment may only be a narrow band of financial allocations, to which sophisticated improvements may be applied.

Such investors tend to deride lots of other forms of investment as mere speculation. But this is a very narrow way of thinking about investment, one which will leave most people out.

More broadly considered, investing is a simple allocation of a finite resource to a (hopefully) profitable end. Regular people make investments of time every day. They invest in products and appliances. They invest their attention in entertainment and conversation. These applications don’t often result in direct profit, but they’re investments just the same, ones which can be adjusted to start seeing more beneficial ends across the board.

John Hancock Investments: Raising the Ceiling on Your Investment Potential

by Jeremy

Professional investors never go it alone. Even Warren Buffett has a trusted cadre of colleagues and quasi-apprentices. Each is meant to offer a JhonHancock different level of expertise in a different field. Because the world of investment is far too broad, deep, and varied for a single person to wrap his or her hair around, the professional investor has to employ a network of experts and money managers to take advantage of investment opportunities, anticipate difficulties, and always maintain the edge that made the investor successful in the first place.

But no investor can do this without the ability to manage a team of managers. And not just any investor can handle this level of scope. It’s a rare talent, and one that’s not seen very often in a single person. This is where John Hancock offers a rarified level of management prowess to professional investors around the world.

FX Risk In Focus With An Infographic

by Jeremy

Dealing with volatile foreign currencies is something many business that work internationally or maintain overseas offices. While there is a certain amount of risk inherent in dealing with foreign currencies, there are also ways for smart treasury departments to mitigate this FX risk. Here is what you need to know about FX risk. Several different types of fluctuations affect FX risk. According to professionals, the most volatile areas are revenues, the cost of purchasing goods overseas, and, more frequently, a combination of the two. Fortunately, there are steps you can take to mitigate your risk. Some common methods for managing risks related to foreign currencies include FX exposure netting and hedge accounting. If you are entering the world of international … Read more