Money Q&A Articles by Jeremy Biberdorf

Understanding Investing With Margin

by Jeremy

The demand for robust returns in the capital markets environment has created an environment where investors require capital to enhance their returns. This demand has generated a sophisticated process in which investors can borrow capital that is used to invest in stocks and futures to enhance their returns. Investing with margin is a way that investors can find a great rate of return.

Most brokers offer investing with margin as a product which allows investors to borrow capital using the securities they hold within their account as collateral. Margin provides leverage, which can enhance and detract from returns.

What Is Investing With Margin

Margin is collateral that the holder of a financial instrument has to deposit to cover some or all of the credit risk of their counter party. Investing with margin is most often associated with a broker or an exchange. The collateral that can be used to post margin can be in the form of cash or securities, and it is deposited in a margin account.

The initial margin is a guarantee and offsets losses should they occurs. Margin is calculated by using the historical volatility of a financial security and calculating the potential losses that could occur on a given day. The margin system is a mechanism that insures there is sufficient cash to cover losses and protects a broker from risks of losses.

The Road Less Traveled to Financial Security

by Jeremy

There’s more than one way to skin a cat. At least that’s what people say, even though I can’t now think of why anyone would say or do that. But assuming that’s the case, that’s a saying that is true across many different realities and disciplines.

Nowhere is it more true than within investment and personal finance. While there are some investment methods that are sold as silver bullets, stuff that’ll work for anybody, not every method of investment is fun or right for every body.

That doesn’t mean that these people are out of luck. It just means that they’ll have to find a different way to accumulate wealth. Luckily, there are plenty of ways to do that.

People Who Want Money Fast

So many conservative investment principles hinge on the idea that money is for when we are very old. A lot of young people aren’t willing to accept that. We don’t even know if we will ever be Why can’t we enjoy life like that now? If this sounds like you, there are different ways to get rich quick.

Each of them has their own risks, but they are all ways that have worked for a lot of people. A) Forex trading investments are a kind of trading that can pay off big in just a few hours. Spread betting is the kind of investment you make that hinges on the value changes of two currency pairs. If you guess right you can win big. B) High Risk stocks. By investing in complex markets, like pharmaceuticals are right now, you stand the chance of picking a big winner overnight.

You’ve got to learn a lot about a specific industry, but if you know enough you can make better choices than other investors and stand to get huge returns fast.

People Who Want to Get Money Soonish

If you want wealth, but can wait a little while, you may be the kind of person who’s willing to really work for it. This kind of person will do well to go get further education which will increase their earning potential many times over.

The best fields for making money right now are the STEM disciplines. Science, Technology, Engineering, and Mathematics aren’t for everyone, but these are the fields with a lot of awesome careers right now. An investment in education is an investment in yourself. This is active investment, not the passive investment types that get people more only gradually.

Save Money Car Insurance Shopping for Teen Drivers

by Jeremy

If you have a new teen driver, you are probably a little bit worried for a myriad of reasons. You are concerned for your child’s safety first and foremost, but be honest.

You are also worried about your car and your premium. Unfortunately, adding an inexperienced motorist will raise your bill, but there are plenty of steps you can take to lower that monthly payment. Get ready to contact your local Marietta car insurance agent and ask a few questions about the firm’s discounts and policies.

How To Save When Car Insurance Shopping for Teen Drivers

1. Good Report Cards

Most companies offer discounts for good grades. Normally, students will receive financial breaks as long as they keep their GPA up and show an official transcript to the agent. This rule applies to high school and college students alike.

As long as the driver is a full time student, he or she should have no problem getting an academic discount. You don’t have to worry about taking a hit when your child starts taking advanced courses either. All you need is a B average.

2. Report if Your Teen Leaves for School

Especially, if your teen will be living without a car, let your local Marietta car insurance agent know when your child relocates to college or boarding school. The company will likely give a rate to reflect the fact that the young driver will be behind the wheel much less frequently.