Is Buying Always Better For Your Finances?

Millennials and Home Ownership - Do Millennials Need to Buy Homes?

Research online and you’ll find numerous articles suggesting that you should buy property as quickly as possible. The term thrown around here when referring to rented property is ‘dead money.’ While this sounds scary it simply means that you aren’t getting any long-term benefit when you’re renting, compared to when you buy a home. What people often forget is that unless you are buying a property outright – unlikely – you’ll be paying a mortgage. Essentially, until you pay off most or all the mortgage the property still does not belong to you. That should be enough to make you pause and wonder whether buying is always the right decision. But here are a few other times when buying is … Read more

How to Rebalance Your Credit File After a Rocky Spell Financially

Your Credit Score May Be Costing You Thousands of Dollars

In this day and age, it’s all too easy to fall into a trap of getting yourself into a little bit of debt here and there. With finance companies making it easier than ever to sign up for buy now and pay later schemes, it’s no wonder that the US is in approximately $21 trillion of debt. Not only does being in debt affect your way of living, but it can also affect your ability to apply for mortgages and loans in the future. So today, we’re looking at some options that you can take so that you can rebalance your credit file after a rocky spell. Check it out: Keep an eye on your credit score You’ve probably seen … Read more

4 Tips For Investing in a Holiday Home

Investing in a Holiday Home

Real estate is one of the most popular investments right now. It’s a fairly safe investment because property prices are on the rise and they don’t look set to go down anytime soon. It’s also a good way of earning a passive income over time. There are a couple of different options when you’re investing in real estate. You could buy houses to renovate and then sell on for a profit or you could invest in a residential property and rent it out. You could also invest in a holiday home and rent it out to tourists. 4 Tips For Investing in a Holiday Home It’s a good option because you can charge higher rents for a holiday property than … Read more

Everything You Need to Know About Private Renting

In general, there are three options to find yourself a home to live in; buying a property, having your local council help you find a house, or private renting. Unfortunately, when it comes to social housing, you’re graded by how much you need a home. This means that people with children and those who are vulnerable will come above someone that’s perfectly capable.  This is because there are hostels around that can help home you until a property is found. Buying a home might not be an option due to the sheer amount of money you need for deposits. That leaves private renting as possibly the only viable option if you need a home fairly quickly, so we’ve created a … Read more

Everything You Need to Know About Private Renting in the UK

In the UK, there are three options to find yourself a home to live in; buying a property, having your local council help you find a house, or private renting. Unfortunately, when it comes to social housing, you’re graded by how much you need a home. This means that people with children and vulnerable people will come above someone that’s perfectly capable. Private Renting In The UK This is because there are hostels around that can help home you until a property is found. Buying a home might not be an option due to the sheer amount of money you need for deposits. That leaves private renting as possibly the only viable option if you need a home fairly quickly, … Read more

Signs You Have Taken a Wrong Turn on Your Career Path

Future-Proof Your Career For Long Term Security

We are all supposed to know what career path we want to do before we have any experience or really know what we want from our lives. Therefore, it is of little surprise that some people end up regretting the decisions they made or feeling a bit unfulfilled. Does this sound familiar? Signs You Have Taken a Wrong Turn on Your Career Path Perhaps you want more from your career but you are wondering whether there is even more to be gained? Are you just dreaming? To find out the answers to this, read on to discover some of the indicators that you have taken a wrong turn somewhere along your career path. Jealousy There is only one place to … Read more