Announcements

What is trading? Trading is a term you may have heard thrown around over the years, but do you know what it really means? Trading is a form of business which involves using money to trade an item, a stock, or even currency. It is used by any independent investors as well as businesses as a way to make extra money and grow. If you want to start trading today, here are some things you need to know. Use a Trading Plan Nothing is worth doing without making a plan first. When you are dealing with money you must always give yourself time to come up with a plan of action and make sure you can stick to it. For … Read more

Investing in property is one of the most popular ways of growing your money. If you invest in the right properties at the right time, there’s every chance of making a profit with property investment. But, investing in real estate isn’t always smooth sailing. If you’re keen to get a portfolio up and running, here are some simple steps to follow. Keep an eye on the figures Success in any kind of investment boils down to the ability to make money. If you’re thinking of buying a house or a flat, it’s essential to keep a close eye on your finances. Sit down with a financial advisor, work out how much you can afford to spend, learn more about fees … Read more

Having a baby is a miracle but thinking about the future is what puts a lot of people off. Children are expensive, let’s not beat around the bush. It doesn’t matter whether you have one or more, children are going to cost you money from the moment that they are born. One of the biggest expenses that people consider before they even have children is whether they can save for their college education and how much you should be saving for college. College is a big deal, we all know that. Most jobs now come with a college degree as a minimum requirement, so having the right education doesn’t just give them a life experience, it could open doors to new … Read more

Any business investment needs to be properly analyzed. You have to evaluate business investments, see advantages, disadvantages and eventually make a final decision. One of the things that you absolutely need to do is evaluate potential results to see if the investment is actually worth it. If not, you will need to look for another business investment. Generally speaking, you want to calculate the expected return on the investment made. Calculating ROI of any expenditure or action is vital in modern business. Fortunately, this is not at all difficult to do if you just think about the following as you evaluate the business investment: The more data you get, the easier it is to figure out if a business investment is … Read more

As you conduct your research before buying a home, you will hear a lot about 20% down payment. If you can afford this, you will enjoy lower monthly payments and not have to pay mortgage insurance. If you have saved up enough money, you should put down at least 20% of the home’s value. However, you should not worry too much if you cannot find this down payment. You can opt for FHA loans, which are funded by the government. With this mortgage, you can put down as little as 3.5 percent down payment. You will also pay lower closing costs but the downside is higher rates of interest. If you are a veteran or the spouse of one, you … Read more

  As technology evolves, smartphones have taken over for a series of devices we used in the past on a daily basis. They have phased out standalone music players, compact cameras, books, e-readers, and other devices. We use them to read the news, and we use them to play and keep in touch. And, soon, more of us than ever will use them to pay at supermarkets, grocery stores, post offices, and such. Contactless payments are a very convenient way to pay for goods and services – but are they as secure as using cash or credit/debit cards? What are contactless payments Basically, contactless payments are what their name suggests. Credit and debit cards and various other devices from keychains … Read more