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By the time you reach your middle to late 50s, you are likely to have made a considerable investment in your home – which hopefully represents a significant capital value in the equity you own. You might want to unlock that capital and put it to better use: to supplement or bolster your pension income after retirement; find an alternative to “downsizing”, without having to move home; if you are coming to the end of an interest-only mortgage, you might need the cash to make the final capital repayment; use the equity in your home to pay off other debts; or take the extended world cruise or holiday of a lifetime you had always promised yourself. These may be just … Read more

Are you having trouble making a decision when it comes to investing? Do you find yourself overthinking your options of what investment or which investment company to choose and then unable to make a choice? In this article, we will provide some insight into why we tend to over-analyze and not accept the simple answers to investing that come to us, and how to get past it. We have all heard countless times that it’s important to plan your finances in order to achieve your goals. However, having a plan does not matter if no action is taken afterward. A recent study by the ANBIMA (Brazilian Financial and Capital Markets Association) provides some insight into how our approaches to planning … Read more

Getting the best out of your finances also means knowing how to make the best use of the assets at your disposal. You can make more money from your home, save more on your car, and make better investments with your existing wealth. But don’t forget the biggest asset of them all: yourself. You might not get rich from your career alone, but you can drastically increase the amount of money you’re able to put towards further investment if you work on the asset that you will never lose, sell, or have stolen. It’s time to work on your investment potential. Keep building your expertise First of all, let’s take a look at what really launches you into a new … Read more

Many people go for credit to sort emergencies and situations that cannot be avoided. Others get loans to finance their businesses with a promise to repay within a specified period of time. However, things happen that are beyond your control that make repayment impossible. Defaulting your loan, credit card, or even utility payments could see you rub shoulders with debt collection agencies, and this could mean a number of things. You need to understand the consequences of defaulting a loan so you can prepare well while taking one. Your Credit Report Is Impacted One of the things you don’t want to mess with is your credit score, which will determine if you will get a loan approved by other lenders … Read more

For most people, the decision to enter the world of Forex trading is mostly about making more money. While this type of trading will not make you an overnight success, it can provide you with a steady stream of income. In order to have success as a trade on platforms like metatrader 5 web, you will need to devote some time to researching the various currency markets. The last thing you need to do as a new trader is to start trading real money from the outset. Utilizing the power of demo Forex trading accounts is a great idea. With these demo accounts, you can build up some confidence before starting to invest actual money. Once you are ready to … Read more