Announcements

Getting married is a huge milestone in anyone’s life. It’s a day that you’ll want to remember for the rest of your life. However, if you’re on a tight budget, planning a wedding can be difficult. Don’t worry, though. We’ve got you covered! Here we will discuss the best ways to get married without breaking the bank. Only Invite Immediate Family One way to save money on your wedding is only to invite immediate family members. This will help keep the guest list small and manageable, which will help you stay within your budget. If you want to include more people in your wedding, consider having a smaller ceremony and hosting a larger reception afterward. This will allow you to … Read more

More than 1.5 million people in the US file for bankruptcy every year. Excessive or poor use of credit is one of the leading causes of these cases.  Even Singaporeans are not immune to insolvency. The country has one of the most stable economies, yet their people and companies still file for bankruptcy. In 2021 alone, they recorded 3,106 insolvency applications, 2,045 of which were discharged. The number of bankruptcy cases in Singapore is far less than that in the United States. Yet, what’s clear is even in the most robust economies, insolvency can happen. This is precisely why every individual should be financially literate. It helps you better understand your finances. You will also understand how credit works. Apart … Read more

Are you struggling to pay your bills and meet your lifestyle goals? Before you resign yourself to working from dawn until dusk, consider setting up a passive income stream or two. A passive income might just save you during months where work or finances grow tight, and it can also help you reach your financial goals faster. Here’s your primer on the importance of non-active income.  What is passive income? A passive income means receiving money without actively working a job, such as an office job. To build a passive income stream, you can either create, buy, or contribute towards a service or an asset that generates money.  Whether you’re interested in investing in farmland or going classic with stocks … Read more

The high cost of a college degree is currently at an all-time high. Due to this unique situation, very few working adults can afford to pay for an education from an ordinary savings account. Modern times call for special techniques and creative thinking on the part of prospective college students or on the part of parents who want to cover some or all of a child’s education. What strategies make sense? One of the most common and useful ones is to set up a special savings account for the purpose and contribute to it every payday. These college funds usually don’t pay all the bills but can at least put a dent in schooling expenses when the time arrives. Other … Read more

Payday loans are a solution for cash-related emergencies or if you need fast cash. Sometimes, the way payday loans are structured may keep consumers trapped in a loop of repeatedly paying supplemental fees to renew or update the same loan and result in long-term financial distress. If you’re stuck in a payday loan cycle, you can consider consolidating your payday debts into a personal loan to help you break free. If you’re wondering what payday loan consolidation is or how it works, read on to find out. What Is Payday Loan Consolidation? Typical payday loans have short repayment periods often scheduled to be paid off within a few weeks. This is why many borrowers find it challenging to pay them … Read more

How much money you have and how you choose to use and manage it is an important part of your life. There’s no denying that when you can pay your bills and have some leftover for miscellaneous spending and entertainment that you feel happier and less stressed out. But, should you be doing more with your money? If you’re struggling with your finances or want to know what you can be doing better then you’re in the right place to learn more. There are six steps to doing more with your money you can apply so that you can ensure your future is stable, bright, and prosperous. 1. Budget it Start by writing down your goals and what you want … Read more