Five Ways to “Deflate” Your Budget

Reasons to Add Fun Money to Your Budget

For most people, inflation is a scary word. It means the money you earn today won’t be worth as much tomorrow and that you’ll have to pay more for the same products and services down the line. In the United States, policymakers try to keep inflation right around 2% per year, keeping pace with the economy’s growth. What costs a dollar to buy this year will (generally speaking) cost $1.02 next year, and a person who was paid $12 an hour this year might earn $12.25 an hour next year. Problems start to arise when inflation overshoots that benchmark – as it has this summer. In July of 2021, consumer prices were up 5.4%. Most economists agree that this unusually … Read more

How to Protect Your Family’s Financial Future

In life, almost nothing is guaranteed. There are so many different pathways that a person could follow, and it’s difficult to encourage someone to choose the right path to make sure they can benefit from all of the best opportunities and freedoms. One aspect of life that needs a little TLC if you want to guarantee its health is your financial position, as it’s so easy to lose money whereas it’s much harder to make it back. Protect Your Financial Future Ensuring that your family can enjoy a positive financial future will change their life dramatically, as laying the foundations in advance for your children will save them so much time, energy, and upset. It’s not easy to thrive in … Read more

What to Consider When Shopping for Extended Auto Warranties

Car Salesmen Tricks They Do Not Want You To Know

While unexpected breakdowns are inevitable at some point, purchasing an extended auto warranty when your manufacturer warranty on your car expires is a good way to make sure there are never any nasty or expensive surprises. Here is everything you should consider when choosing an extended auto warranty for your vehicle. Is the Warranty Provider Reputable? To avoid falling prey to scams, always check the warranty provider’s reputation before purchasing a protection plan. You can get information about the company from sites like CARCHEX warranty reviews or the Better Business Bureau to check the company’s reputation. If the business you are looking at has been around for a long time, the chances are that the customer service and claim processes … Read more

Financial Mistakes that Can Land You in a Whole Heap of Trouble

We all make financial mistakes from time to time. We buy stocks that tank or waste money on vacations that add nothing but stress to our lives.  But sometimes, you can get into the habit of making big mistakes. And they can land you in a mountain of bother later on in life.  In this post, we take a look at some of the biggest financial mistakes you can make, the consequences, and possible solutions.  Living By Borrowing Living by borrowing is, by definition, an unsustainable practice. And it is one of those things that can spiral out of control way faster than you would think.  You’ve heard of the power of compounding for investments? Well, it works the same … Read more

Stepping Up: Top 5 Investments You Should Make in 2021

Investing is essential for many people to enjoy a comfortable life; it can provide a much-needed source of extra income to get you out of a financial crisis or fund your retirement. Overall, investing your finances in the right things and places grows your wealth and enables you to meet your financial goals. After the world hit rock bottom in 2020 with the COVID-19 pandemic, it is imperative to put your money where it can give you returns. Although it’s already the 2nd half of 2021, you still have ample time to step up with the following top investments you should make. Retirement fund Creating a retirement fund may not look like an investment, but it is incredibly essential; it … Read more

The Benefits of Having Private Medical Insurance Cover

Benefits of a health savings account

Right now, many people are considering their health and the best way to take care of their families. In particular, more people than ever before are interested in private healthcare. While everyone loves the NHS and everything it has done for this country, families are looking for peace of mind and knowing they have medical options if they need them. This has meant that the topic of private medical insurance is popular right now. Let’s take a closer look at what this is, how you can benefit from it, and how financial services can assist you. What is Private Medical Insurance? First of all, it is important to understand what private medical insurance actually means. This may also be referred … Read more