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Life insurance is an essential type of insurance coverage that everyone should have. However, if you are one of the life insurance beneficiaries of a friend or family member’s policy, you should know various vital details. When the unfortunate day comes that your loved one passes away and it’s time for the insurer to pay out, a life insurance attorney can assist with a few details, such as ensuring you get the maximum payout. However, whether you are making a claim or not, all life insurance beneficiaries should know these crucial details. You Don’t Need The Policy On Paper To Make A Claim Paperwork can get misplaced over the years, and while many life insurance beneficiaries believe that they need … Read more

The largest lottery jackpot got up to $1.59 billion in January 2016. If you won that much money, would you want it in all one lump sum or in monthly distribution? Winning the lottery isn’t the only way to get a lump sum though. Your job may offer it as well! for your retirement accounts. But what is a lump sum, and when should you accept it? Keep reading to find out! What is a Lump Sum? A lump sum is a large payment that you can get in one single payment. Normally these payments may be broken up into monthly payments. A large payment can be a lottery payout, a pension plan, retirement plans, or a 401(k), or IRA. … Read more

Trading is a route to money, with a lot of twists and turns. It seems easy when you see other people do it, but it’s one of the more complex professions on this earth. So many things can go wrong and very few can go right with beginner trading. However, when things go right, they can really go right. It’s not uncommon for one of the reasons why someone wants to get into trading is, because they see large bags of cash coming their way from the ‘ultimate trade’. Before we get to this so-called ultimate trade, let’s learn the basics. The right platform First things first, you need to get a good platform. Always go with the best-rated. Get … Read more

Buying a home will likely be the most significant investment you ever make. You must take the time to consider all of the financial responsibilities that go into homeownership before signing on for a mortgage. It is a mistake to take on a mortgage that is too much for your budget, leaving you vulnerable to financial hardship. There are many budgeting tips to help. Mortgage brokers tend to issue pre-approvals that don’t take factor in the many expenses of owning a home. If you are shopping for homes based on your pre-approval amount, you could be taking on too much of a financial burden. There are many other costs beyond your mortgage payment that need to be factored into your … Read more

A career in teaching is one of the most rewarding options available. Supporting students with their academic growth is one of the most attractive features to consider. But it’s not the only important issue to consider. From a personal perspective, teaching yourself how to unlock the best financial results and learning money lessons is equally crucial. Money Lessons For Teachers After all, it’ll be difficult to give the best version of yourself if your mind is constantly focused on money worries. Use the following questions for guidance, and you should reach a far better outcome learning money lessons. Can Money Be Saved While Studying? Before you enter the classroom, you will need to enter the classroom as a student. Gaining … Read more

The ATR (Average True Range) is a technical analysis forex indicator that decomposes the entire price range for a certain period to measure market volatility. Specifically, it was introduced by market technician J. Welles Wilder Jr. as a measure of volatility. The true range forex indicator is considered as the greatest among current high minus the current low, the absolute value of the current low minus the previous close, and the absolute value of the current high minus the previous close. So, the ATR indicator is a moving average, usually using 14 days of the true ranges.   How To Calculate ATR?  While trading, you can use shorter periods than 14 days for generating more trading signals because longer periods tend … Read more