Personal Finance

Articles on Money Q&A about personal finances and how it affects and interacts with your money and finances every day.

PocketGuard Review – Easily Track Your Spending and Create a Budget

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pocketguard

There are only so many hours in a day to manage everything from house chores and work to preparing meals, staying in touch with family and friends, and taking care of your kids, pets, plants, etc. When you add in multiple financial management obligations like remembering payment deadlines, allocating funds to the appropriate accounts, tracking your spending and regularly putting money into savings, life can get pretty hectic! Fortunately, there are plenty of new, innovative solutions for simplifying consumers’ busy lives, and I’m not just referring to robotic vacuum cleaners (though those are certainly helpful!). Take PocketGuard, for instance. This app is designed to transform your personal financial management strategies by streamlining the budgeting, payment scheduling, and spending-tracking processes for … Read more

What To Do With An Inheritance? – 3 Crucial Money Moves To Make

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Why You Need To Create A Will

I’ve always said that you should dream about winning the lottery. While it is an extremely long shot to win the lottery, it isn’t that far fetched to receive a lump sum as an inheritance. Many people are often expecting or have already received an inheritance, even if it is a meager one of $5,000 or in the millions. But, do you know what to do with an inheritance? But, what do you do when you come into a large sum of money or highly valued assets thanks to an inheritance? There are several steps that you should consider taking when you receive an inheritance. Here are just a few things to consider when you receive a large sum of … Read more

7 Easy Ways for Students to Save on Transportation Costs

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Save on College Transportation Costs

Commuting to school is hard enough for college students, but affording a parking permit and finding a parking spot on campus can be a nightmare for many students. Oftentimes, universities sell far more permits than they have spaces available for students, which is a huge problem for commuters who subsequently spend several minutes (or even close to an hour) driving around campus just to find a place to park their cars. But, there are ways to save on college transportation costs. It’s a huge hassle that is not only a waste of money. Why pay for a resource if it’s not consistently available? But, also a waste of time for students who would rather get to class on time through … Read more

Top 5 Reasons Why You Need A Last Will And Testament

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You need to have a last will and testament

Many people mistakenly think that they do not need a last will and testament when they die. You may think that your valuables will naturally pass to your next of kin without very much fanfare or strife. You may think that you do not have enough assets to warrant the need of a will. You would be wrong. It is not a popular topic around the dinner table to discuss your last days on Earth, but dying without a will can not only cost your heirs time and money, but it can also prevent your final wishes from being carried out correctly. What Is A Last Will And Testament? Having a last will and testament may not be one of the … Read more

CountAbout Review – Easily Keep Track of All Your Finances

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When you have multiple credit cards, loans, checking/savings and investment accounts, retirement savings accounts, and bills to keep track of, managing your personal finances without missing deadlines or losing track of transactions can be enormously difficult on your own. Fortunately, there are plenty of hands-off money management strategies, mobile apps, and personal finance software programs available to help consumers more effectively track their spending and saving patterns and maintain their financial well-being. However, few apps and finance software programs can compare to the latest fintech wunderkind: CountAbout, a customizable, easy-to-use, and secure personal finance software. Unlike many personal financial management software programs, CountAbout simply requires an Internet connection (rather than taking up valuable space on your laptop or desktop computers’ … Read more

10 Things You Didn’t Know Bad Credit Affects

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You know you should improve your credit score. You hear over and over again that having bad credit can affect your interest rates on credit cards and loans, but if you think those are the only things poor credit affects, think again. 10 Things Bad Credit Affects 1. Your Mental Health Did you know that psychological and social epidemiological research has linked household debt to higher instances of depression, greater feelings of stress, lower quality health, and higher blood pressure? This may sound obvious, but the connection between debt, poor credit, and poor mental health is oftentimes ignored in favor of pretending the problem will magically go away on its own. Having high levels of debt and a poor credit … Read more