Personal Finance

Even if you’re single, your personal credit score matters to other people beyond just your landlord and lenders. In fact, a new survey from Discover Financial Services and Match Media Group (parent company of the Tinder dating app) found that 69% of the 2,000 people surveyed agreed that financial responsibility is an extremely important quality to them when it comes to finding a romantic partner. Surprisingly, financial responsibility ranked higher than a sense of humor (67%), attractiveness (51%), and ambition (50%). What does this mean for your dating life? If you have a good credit score, then perhaps that is one detail worth mentioning at some point in the dating phase. But, on the first date, it might be a bit … Read more

There are countless stories circulating online about people who felt burned out from work so they saved up thousands of dollars, quit their jobs, and put their most treasured possessions in storage and began traveling the world with little more than a suitcase and laptop. In many cases, these people became travel bloggers, social media influencers, freelancers or English teachers to supplement their income while traveling – but how realistic is this major lifestyle decision? Even if you’re able to make money while jet-setting to different countries every few months, you likely wouldn’t be able to completely replace your regular job’s income, no matter how much the handful of successful travel bloggers promise it’s “possible” for anyone with the right … Read more

The following is a guest post by Danielle K. Roberts, co-founder of Boomer Benefits, who’s an expert on Medicare costs and how to budget for Medicare costs. If you’d like to contribute a guest post to Money Q&A, be sure to check out the site’s guest posting guidelines. Many people are unaware of just how much Medicare costs are until they turn 65 and are preparing to enroll. After all, we see during our working years that the federal government is deducting FICA taxes from our payroll checks, and we assume that means that one day Medicare will be free. Unfortunately, that’s just not the case. While your payroll taxes do help to fund your future Medicare Part A hospital … Read more

One of the most sought-after American Express cards is undoubtedly the American Express Platinum Card, which offers a tremendous variety of benefits to its cardholders and a sweet introductory spending bonus as well (40-60,000 Membership Rewards® points or even 100,000 MR points if this is your first American Express Platinum Card and are able to find this elusive offer). Of course, these benefits come with a hefty annual fee – which is not waived during the first year the way many other cards do for new cardholders – yet the benefits could be worth the expense if you travel frequently by air and stay in hotels. Apply for an American Express Card. You can earn 60,000 Membership Rewards® points after you … Read more