Personal Finance Archives

How to Save Money on Your Mobile Phone Bill Right Now

The rise and rise of the mobile phone is one of the biggest changes to everyday life we have seen in our lifetimes, and our obsession with mobile gadgets shows no signs of abating. However, mobile phone bills can be a burden on anyone trying to live on a tight budget. We’ve grown so dependent on them that they are seen as a necessity rather than a luxury, but high monthly bills can be a struggle for many. If you want to cut down the amount of money you’re spending on your mobile phone, this quick guide could help. How To Save Money On Your Mobile Phone Bill Change Your Monthly Mobile Phone Contract If you’re signed into a monthly … Read more

Put Your Money Through Boot Camp With Soldier Of Finance By Jeff Rose

by Hank Coleman

Put your money through boot camp with Jeff Rose’s new book, “Soldier of Finance: Take Charge of Your Money and Invest in Your Future”. Have you been ignoring the warning signs that your money is out of control? Debt is the enemy. Financial freedom and prosperity are the objectives.

In the book, Jeff takes you and your money to financial basic training like an Army private where he starts building you from the ground up. Jeff brings is military background and his financial planning expertise together in his book to help everyone take back control of their finances. He covers a wide range of topics like budgeting, investing, insurance, paying off debt, and much more. Jeff brings a wealth of knowledge from both the military and his financial planning practice and breaks it all down in his new book for everyone to enjoy.

Jeff Rose Talks About Soldier Of Finance On The “Your Money: Your Choices” Podcast

In this episode of the Money Q&A podcast, “Your Money: Your Choices”, I interview Jeff Rose who is a certified financial planner and author of the new book, “Soldier of Finance: Take Charge of Your Money and Invest in Your Future”. We talk about a how your finances can be related to military life. We talk about taking back control and the initiative with your money, finding the perfect accountability partner or battle buddy, and a host of other topics from his new book. You won’t want to miss it.

Download the podcast on iTunes!

What Young Adults Need To Know About Money When Just Starting Out

by Hank Coleman

College graduates and their parents are faced with a daunting challenge of managing their finances on their own, often for the very first time. But, many recent high school and college graduates have a lot of questions.

It stems from not receiving the proper education from our school system and their parents on how to handle money, debt, and investing on their own and not knowing what to do when they are just starting out.

Many have questions such as: How much do I need to save for in an emergency fund? Should I invest in my employer’s 401k retirement plan? Are credit cards the right way to build a credit history in order to help me pay for my first home?

These are many of the financial questions, and there are more, that young people in their 20s and 30s are struggling with and do not know where to turn for the answers when they are just starting out.

Our school systems have done a poor job preparing our children to answer these personal finance questions. We as parents have also done a poor job preparing our children for the daunting tasks of managing their money, investing for retirement, paying down debt, and living the lives they had dreamed of growing up.

What Young Adults Need To Know About Money When Just Starting Out

In this episode of the Money Q&A podcast, “Your Money: Your Choices“, I interview Chris Smith who is a former senior finance executive with Hewlett Packard and the author of the book, “Securing Your Financial Future: Complete Personal Finance for Beginners”. We talk about a wide range of personal finance topics from budget, debt, student loans, credit cards, emergency funds, and everywhere in between. This is a great conversation for both recent high school and college graduates and their parents which tackles the tricky personal finance questions head on. You won’t want to miss it.

Money Conversations Parents Must Have With Their College Freshmen

by Hank Coleman

Episode #13: Money Conversations Parents Must Have With Their College Freshmen College students are graduating with an alarming amount of debt. They are being saddled with not only student loans but loans from family members and credit cards. Part of the trouble stems from our inability as parents to prepare our children for the financial realities that they will face as college freshmen. We are simply not having open and honest communication early enough about our expectations and their expectations as well. Who will pay for what expenses? Will your child have to work part-time to pay for tuition? Will you give him or her a credit card to use? These are all important topics that I discuss in this … Read more

Financial Lessons We Can All Learn Playing Candy Crush Saga

by Hank Coleman

I have a confession to make. I’m addicted to playing Candy Crush Saga. I’ve even gotten my wife hooked too. So, as I’m sitting here waiting for the countdown clock to give me more lives, I can’t help be realize how you can find underlying financial lessons in the game. Like many things in life, there are key take aways that you can find in almost anything that correlates to our lives and our finances. And, the game Candy Crush Saga is no different. There are a lot of financial lessons that can be learned from playing Candy Crush Saga if you stop and think about it. Financial Lessons We Can All Learn From Candy Crush Saga… Patiences Is Definitely … Read more